$0
Monthly
$0
Over 3,000 rediATMs
Everyday Options
Like all Australian banks, P&N Bank is licensed by APRA and is an approved deposit taking institution. P&N Bank was established in 1990 and has extended its membership to all residents of Western Australia. As a member owned bank their sole purpose is to reinvest all profits back into the Bank which will reflect in lower fees, competitive rates and improved products, technology and resources. P&N Bank provides an extensive range of financial products to their members. These include credit cards, savings accounts, home loans, personal loans, special lending products and term deposits.
Product | Account Keeping Fees | ATM Fee | Company | Maximum Interest rate | Card Type | Features | Go to site | |
|---|---|---|---|---|---|---|---|---|
$0 Monthly | $0 Over 3,000 rediATMs | Student Account | 0.05% | Visa | Apple Pay Google Pay Interest rate Overseas ATM facilities Samsung Pay Linked account | More details | ||
$5* Monthly | $0 Over 3,000 rediATMs | Easypay Access Account | 0.05% | Visa | Apple Pay Google Pay Interest rate Overseas ATM facilities Samsung Pay Linked account | More details | ||
$0 Monthly | $2 Over 3,000 rediATMs | Budgeting Account S2 | 0.05% | Apple Pay Google Pay Interest rate Overseas ATM facilities Samsung Pay Linked account | More details | |||
$0 Monthly | $0 Over 3,000 rediATMs | & Transaction Account | Visa | Apple Pay Google Pay Interest rate Overseas ATM facilities Samsung Pay Linked account | More details |
For privacy reasons, Australian banks won’t hand out account numbers or other details about their customers. However, if you provide a bank with a BSB and account number, they should be able to confirm if those numbers belong to one of their customers.
You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.
If you’re under 18 and you want to open an Australian bank account, you will need your passport or birth certificate. (Some lenders might require just a Medicare card or driver’s licence.) You can apply online or at a branch. If you’re 13 or under, you will probably need a parent to accompany you to a branch.
Yes. Some payday lenders are willing to transfer loans to prepaid debit cards instead of bank accounts.
Checking your bank account balance online is a simple process. Once you’ve logged in to your online banking, clock on the relevant account and the balance should be visible.