Advertiser disclosure
RAMS
RAMS is a home loan lender headquartered in Sydney. RAMS was formed in 1991 as ‘Registered Australian Mortgage Securities.’ In 1995, RAMS home loans entered the retail market, and in 2008, the RAMS brand and distribution business was bought by Westpac Banking Corporation.
RAMS is known for providing flexible, simple home loan products to everyday Australians. It offers a wide variety of mortgages, including options for investors, re-financers, first home buyers, and self-employed borrowers.
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RAMS home loan repayment calculator
Your estimated mortgage repayments
at interest rate 5.00%
Total interest payable
$0
Total loan repayments
$0
Pros and cons
- Variety of home loan products.
- Opportunity to bundle other financial products.
- Caters for people with specific needs.
- Offers discounts on the interest rate by packaging with the Value Advantage Loan.
- Some products include fees.
RAMS home loans rates
Advertised Rate 2.59% Variable | Total estimated upfront fees | Comparison Rate* 2.65% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 1.99% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 2.69% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.64% Variable | Total estimated upfront fees | Comparison Rate* 2.70% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.09% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 2.77% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.09% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 2.83% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.09% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 2.89% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.79% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 2.95% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.89% Variable | Total estimated upfront fees | Comparison Rate* 2.95% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.99% Variable | Total estimated upfront fees | Comparison Rate* 3.05% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.04% Variable | Total estimated upfront fees | Comparison Rate* 3.10% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.19% Variable | Total estimated upfront fees | Comparison Rate* 3.25% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.24% Variable | Total estimated upfront fees | Comparison Rate* 3.30% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.79% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.34% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.29% Variable | Total estimated upfront fees | Comparison Rate* 3.35% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.49% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.36% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.79% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 3.39% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.49% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.43% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.59% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.52% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.99% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.54% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.49% Variable | Total estimated upfront fees | Comparison Rate* 3.55% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.69% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.56% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.99% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 3.58% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.54% Variable | Total estimated upfront fees | Comparison Rate* 3.60% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.69% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.63% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.59% Variable | Total estimated upfront fees | Comparison Rate* 3.65% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.24% Variable | Total estimated upfront fees | Comparison Rate* 3.66% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.29% Variable | Total estimated upfront fees | Comparison Rate* 3.71% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.79% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.72% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.69% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.89% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.69% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.89% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.69% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.90% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.84% Variable | Total estimated upfront fees | Comparison Rate* 3.90% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.54% Variable | Total estimated upfront fees | Comparison Rate* 3.96% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.64% Variable | Total estimated upfront fees | Comparison Rate* 4.05% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.19% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 4.05% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.19% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 4.08% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.69% Variable | Total estimated upfront fees | Comparison Rate* 4.10% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.84% Variable | Total estimated upfront fees | Comparison Rate* 4.25% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.89% Variable | Total estimated upfront fees | Comparison Rate* 4.30% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.94% Variable | Total estimated upfront fees | Comparison Rate* 4.35% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.94% Variable | Total estimated upfront fees | Comparison Rate* 4.35% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.31% Variable | Total estimated upfront fees | Comparison Rate* 4.37% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.99% Variable | Total estimated upfront fees | Comparison Rate* 4.40% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.36% Variable | Total estimated upfront fees | Comparison Rate* 4.42% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.14% Variable | Total estimated upfront fees | Comparison Rate* 4.54% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.24% Variable | Total estimated upfront fees | Comparison Rate* 4.64% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.61% Variable | Total estimated upfront fees | Comparison Rate* 4.67% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.82% Variable | Total estimated upfront fees | Comparison Rate* 4.88% |