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Tiimely Home home loans

Tiimely Home (formerly Tic:Toc) is an online-only lender that offers a completely online application process. Applicants can apply any time from their phone or computer and can have approval on the same day. Tiimely Home doesn’t charge application fees, valuation fees or loan processing fees. Borrowers can choose between variable rate and fixed rate loans, with offset accounts available for both. Repayments can be made weekly, fortnightly or monthly. Note that Tiimely Home is backed by Bendigo & Adelaide Bank. 

Alex Ritchie
Alex Ritchie

Personal Finance Editor

Content updated

Product data updated

Why choose Tiimely Home


  • Offset accounts
  • Loans can be approved, with a contract, same-day
  • No application fees, valuation fees or loan processing fees


  • No face-to-face contact or branch access
  • Maximum loan-to-value ratio (LVR) of 90 per cent
  • Doesn't offer specialty loans

Tiimely Home Home Loans

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Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.