What is a Comparison Rate?

A comparison rate factors in not only the interest rate of a loan but also the majority of upfront and ongoing charges that add to the total cost. Because of this, the comparison rate is a more in-depth way of comparing mortgages than the advertised rate alone.


^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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