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Relevant Personal Loans articles and tips
Alex Ritchie
Personal Finance Editor
Can you apply for a personal loan on behalf of someone else?
The simple fact is that no, in Australia you generally cannot apply for a personal loan on behalf of someone else. However, there are alternative options you could consider.
Personal Loans
14 Sep, 2023
4 min read
Mark Bristow
Home & Personal Finances Editor
Is it good to apply for a personal loan online?
Personal loans are available from retail banks and mutual banks, but also from specialised online-only lenders. Because these lenders often have lower ongoing costs, they may be able to offer more competitive personal loans than their big bank rivals. It’s still essential to compare personal loans before you apply, to make sure you’re making the best choice to suit your needs.
Personal Loans
14 Sep, 2023
4 min read
Peter Terlato
Personal Finance Editor
Can I take out a personal loan after getting a home loan?
After successfully securing a home loan and purchasing a property, it’s not uncommon for mortgage holders to be strapped for cash. You might consider taking out a personal loan to help pay for renovations costs, buy new furniture, or simply to cover necessary everyday expenses.
Personal Loans
20 Jun, 2023
4 min read
Alex Ritchie
Personal Finance Editor
What is a promissory note and when do I need one?
A promissory note can be defined as a document that contains a promise to pay a sum of money, essentially a more formal ‘IOU’. But how does it differ from a traditional personal loan?
Personal Loans
20 Feb, 2023
4 min read
Jodie Humphries
Personal Finance Editor
Should you pay off a personal loan or credit card first?
If you have both a credit card debt and a personal loan, you may be wondering which one you should aim to pay off first.
Personal Loans
09 Feb, 2023
4 min read
Mark Bristow
Home & Personal Finances Editor
Personal Loan vs Home Loan: Which offers a better deal?
When financing a renovation or buying a big-ticket item, some homeowners use their home loan to access the money they need. Others finance their project by taking out a personal loan instead. So which option is the best choice to help you reach your goals?
Personal Loans
20 Jan, 2023
5 min read
Peter Terlato
Personal Finance Editor
Should I get a fixed or variable personal loan?
There are a few distinct differences between fixed interest and variable rate personal loans, so it’s important to weigh up your options before determining which type is right for you and your financial situation. Don't forget to also consider other features of the loan you're applying for.
Personal Loans
21 Nov, 2022
4 min read
Mark Bristow
Home & Personal Finances Editor
Can you use a personal loan to buy land?
If you’re buying a block of vacant land with ambitions to build your own property on the site, you may be able to pay for it with the help of a personal loan. But there are also other land finance options available that may better suit the financial needs of some borrowers.
Personal Loans
14 Sep, 2022
3 min read
Mark Bristow
Home & Personal Finances Editor
How much does a carport cost?
A carport can provide your car with more protection from the elements than parking on the street, in your driveway, or on your front lawn. Carports may also be less expensive to install than a garage, though their cost can vary depending on your property.
Personal Loans
14 Sep, 2022
5 min read
Alex Ritchie
Personal Finance Editor
How much does it cost to install bamboo flooring
Bamboo flooring is an appealing potential value-add to any property with the added benefit of looking aesthetically pleasing. Homeowners and property investors may be wondering how much it costs to install bamboo flooring.
Personal Loans
26 Aug, 2022
3 min read
Mark Bristow
Home & Personal Finances Editor
Personal overdraft vs personal loan
Different types of financial products can help you achieve a variety of personal goals, from managing your everyday expenses to covering the cost of a large purchase. A personal overdraft may be able to help Australians with several similar problems as a personal loan, so which one may be the best choice for you?
Personal Loans
22 Jul, 2022
4 min read
Georgia Brown
Personal Finance Editor
How do credit scores affect your personal loan application?
Personal loans can be a helpful financial tool, but it’s important to understand your eligibility before you consider applying for one.
Personal Loans
08 Jul, 2022
3 min read
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