- Home
- Personal Loans
- Articles
Personal Loans Articles
Relevant Personal Loans articles and tips
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
How soon after paying off my last personal loan can I get another loan?
So, can you take out a personal loan while you’re still paying one off? Or how soon after paying off your last personal loan can you apply for a new personal loan? Let’s explore these scenarios in this article.
Personal Loans
20 Jul, 2021
4 min read
![How soon after paying off my last personal loan can I get another loan?](https://images.ratecity.com.au/large/20201218/personal-loan-insurance-98c1saZkR.jpg)
![Georgia Brown](https://images.ratecity.com.au/large/20200724/gbrown-av-cvTdgs8AL.jpg)
Georgia Brown
Personal Finance Editor
What happens if I miss a personal loan repayment?
While it’s not ideal, there may come a time when you miss a repayment for your personal loan despite your best intentions. But what could this mean for your financial health?
Personal Loans
19 Jun, 2021
4 min read
![What happens if I miss a personal loan repayment?](https://images.ratecity.com.au/large/20210618/i-stock-1281077988-YiBAjQCRM.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
What is the minimum amount I can borrow on a personal loan?
When looking into getting a personal loan one of the first questions customers ask is how much money they’re eligible to borrow. But what if you only need to borrow a small amount?
Personal Loans
18 Jun, 2021
6 min read
![What is the minimum amount I can borrow on a personal loan?](https://images.ratecity.com.au/large/20210419/reading-energy-bills-rates-cgPMu0AwY.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
When I apply for a personal loan, will the lender contact my employer?
When applying for a personal loan you need to make sure your ducks are all in a row, meaning you’ve gathered all your personal documentation and ensured you’re meeting the eligibility requirements.
Personal Loans
17 Jun, 2021
3 min read
![When I apply for a personal loan, will the lender contact my employer?](https://images.ratecity.com.au/large/20210528/what-should-i-ask-a-lender-when-i-apply-for-a-home-loan-iwNWScZrx.jpg)
![Georgia Brown](https://images.ratecity.com.au/large/20200724/gbrown-av-cvTdgs8AL.jpg)
Georgia Brown
Personal Finance Editor
Can I use a personal loan to pay off a credit card?
Paying down debt on a credit card with a high interest rate can sometimes feel never ending, especially if a fair portion of your repayments is being absorbed by interest charges and not making much of a dent in the balance owing.
Personal Loans
11 Jun, 2021
4 min read
![Can I use a personal loan to pay off a credit card?](https://images.ratecity.com.au/large/20210118/i-stock-1157025868-YdVVubpOn.jpg)
![Georgia Brown](https://images.ratecity.com.au/large/20200724/gbrown-av-cvTdgs8AL.jpg)
Georgia Brown
Personal Finance Editor
Do I need insurance for a personal loan?
Taking out a personal loan can be a big commitment, and it may take several years to pay off depending on your loan term. So, you might wonder if it’s necessary to take out insurance to cover yourself in the case of unexpected loss of income.
Personal Loans
04 Jun, 2021
3 min read
![Do I need insurance for a personal loan?](https://images.ratecity.com.au/large/20210106/i-stock-1177331101-Pc3FKdP3N.jpg)
![RateCity](https://images.ratecity.com.au/large/20210407/rate-city-new-logo-eCCsun-Oc.png)
RateCity
Find out what a personal loan can now cover | RateCity
Depending on the lender, a personal loan can cover almost anything. Big-ticket items like weddings, watercraft, debt consolidation, student fees and home renovations.
Personal Loans
27 May, 2021
1 min read
![Find out what a personal loan can now cover | RateCity](https://images.ratecity.com.au/large/20210603/snowboarding-picture-S1n_zClUs.jpg)
![RateCity](https://images.ratecity.com.au/large/20210407/rate-city-new-logo-eCCsun-Oc.png)
RateCity
Find out what a personal loan can now cover | RateCity
Depending on the lender, a personal loan can cover almost anything. Big-ticket items like weddings, watercraft, debt consolidation, student fees and home renovations.
Personal Loans
27 Feb, 2021
2 min read
![Find out what a personal loan can now cover | RateCity](https://images.ratecity.com.au/large/20210603/snowboarding-picture-S1n_zClUs.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
What is a short-term personal loan?
Whether you’ve been stung with an unexpected bill or your car has broken down, we’ve all been in situations where we need cash fast. And a short-term personal loan may be one solution you’ve come across.
Personal Loans
25 Feb, 2021
6 min read
![What is a short-term personal loan?](https://images.ratecity.com.au/large/20210209/i-stock-1208696915-WLrdtrD_V.jpg)
![Jodie Humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries
Personal Finance Editor
Will a personal loan affect my mortgage application?
Personal loans can affect your mortgage application, and it can be good or bad, depending on the situation. Learn more about how personal loans can impact your home loan eligibility.
Personal Loans
03 Feb, 2021
4 min read
![Will a personal loan affect my mortgage application?](https://images.ratecity.com.au/large/20210106/i-stock-1177331101-Pc3FKdP3N.jpg)
![Jodie Humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries
Personal Finance Editor
How to get a personal loan with an average credit score
Even if you have a few dents in your credit score, you may still be able to get a personal loan. Find out how to apply for a personal loan with an average credit score.
Personal Loans
03 Jan, 2021
4 min read
![How to get a personal loan with an average credit score](https://staging-content-assets.ratecity.com.au/20191213/credit-score-kDeMczRc1.jpg?w=1024)
![Jodie Humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries
Personal Finance Editor
Is there an age limit for personal loans in Australia?
One of the things lenders will look at when you apply for a personal loan is your age, but there are other criteria to be aware of as well.
Personal Loans
02 Jan, 2021
3 min read
![Is there an age limit for personal loans in Australia?](https://images.ratecity.com.au/large/20200827/young-woman-hugging-her-grandmother-before-helping-her-with-her-finances-on-a-laptop-pxmuHUV8U.jpg)
Trending articles
![Mark Bristow](https://images.ratecity.com.au/large/20190930/author-mark-512-zioiNTrC5.jpg)
Mark Bristow
Personal Finance Editor
15 Mar, 2024
Can I get a personal loan to pay for my wedding?
![Mark Bristow](https://images.ratecity.com.au/large/20190930/author-mark-512-zioiNTrC5.jpg)
Mark Bristow
Personal Finance Editor
21 Dec, 2023
Can you use a personal loan for tax debt?
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
13 Dec, 2023
Credit card vs personal loan: which is better?
Popular searches
Debt consolidation personal loans
>Best personal loans
>Low interest personal loans
>Unsecured personal loans
>Secured personal loans
>Guarantor personal loans
>Personal loans to buy a boat
>$5000 personal loans
>Student personal loans
>Home improvement personal loans
>Cosmetic surgery personal loans
>Medical personal loans
>