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Heritage Bank savings accounts

Heritage Bank offers a range of banking options, including savings accounts. Online Saver has no account-keeping fees, with higher balances earning higher interest rates. Plus, as an introductory bonus, you can enjoy a higher interest rate for your first four months of saving. The Target Bonus account also charges no account-keeping fees, and lets you enjoy a higher bonus interest rate every month you make at least one deposit and make no withdrawals.  

Heritage Bank also offers term deposits, credit cards, home loans, personal loans, car loans, insurance products and wealth advice.

Nick Bendel
Nick Bendel

Property & Personal Finance Writer

Content updated

Product data updated

Why choose Heritage Bank


  • No account-keeping fees


  • Maximum interest rate comes with conditions

Heritage Bank Savings Accounts

Savings Accounts calculator

Use our savings account calculator to see how much you can earn under different investment scenarios.


Your monthly interest earned would be


at interest rate 1.00 %

Total interest earned


Total amount


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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.