Home Loans

8 cities that are more affordable than Sydney

Alex Ritchie -

17 Mar, 2017 -

3 min read

Home Loans

According to the RateCity database, the smallest home loan you may be approved for is $110,480 on average. However, there are some lenders that may allow you to borrow as little as $500.

Alex Ritchie -

16 Aug, 2023 -

4 min read

Home Loans

Sydney is renowned for its landmarks, its beaches… and how expensive it can be. This is especially true when it comes to the property market, with Sydney often leading the country in dwelling prices. So, if you have the option, would you be better off buying a unit in Sydney, or a unit in one of Australia’s other capitals? 

Mark Bristow -

09 Feb, 2023 -

6 min read

Energy

EnergyAustralia offers a Total Plan with fixed rates and guaranteed discounts across various cities. Read on to find out how much you’ll have to pay for the plan.

Jodie Humphries -

04 May, 2021 -

3 min read

Car Loans

Car loans - Are your car loan costs too high? Sell it, share it, and save. New car sharing companies are popping up in all capital cities to help consumers cut down on the running costs of owning your own car

Laine Gordon -

03 Apr, 2009 -

4 min read

Car Loans

Are you thinking about taking out a car loan or putting the brakes on vehicle ownership altogether? Inner-city dwellers may ditch the cars!

Car Loans

Whether you are looking for an SUV to accommodate your growing family or a compact city car to zip through the traffic, there are some eco-friendly options out there that could help you save money and reduce your impact on the environment.

Mark Bristow -

24 Feb, 2023 -

5 min read

Credit Cards

Here is everything you need to know about how credit card points can be limited and even removed by your card provider.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Credit Cards

How long would you survive out of work?

Laine Gordon -

19 Jun, 2012 -

3 min read

Credit Cards

According to CANSTAR there are four types of credit card spenders; the big spender, everyday spender, occasional spender and the habitual spender. Here are the top five credit cards offering the most value for each shopping profile.

RateCity -

13 Mar, 2009 -

2 min read

Car Insurance

How much do you pay when it comes to car insurance? RateCity investigates the price difference of comprehensive car insurance between Perth and Adelaide and how you can save more than half of the cost of your premium.

Laine Gordon -

20 Jul, 2010 -

3 min read

Car Insurance

It's official, Sydney pays more for car insurance

Laine Gordon -

09 Dec, 2010 -

3 min read

Car Insurance

If you want to find an Australian insurance quote for comprehensive car insurance, your first point of call might be comparison sites such as RateCity.

RateCity -

20 Apr, 2011 -

2 min read

Savings Accounts

Savings can provide a safety net for individuals and households during periods of financial difficulty or stress. But how much does the average Australian actually have stashed away in their savings account?

Peter Terlato -

15 Nov, 2023 -

3 min read

Savings Accounts

All the extra fun and party frivolity in Spring can end up putting a strain on the purse strings. Which is why keeping your hard-earned cash in a high interest savings account will ensure you continue to boost your bank balance while you kick up your heels. The USaver account, through NAB's online bank, UBank, currently offers the highest interest rate on the market - a generous 5.11 percent p.a.

Laine Gordon -

25 Sep, 2009 -

4 min read

Credit Score

Making multiple home loan applications can have adverse effects on your credit history, credit score and your likelihood for approval from any one of the lenders.

Alex Ritchie -

03 Jul, 2023 -

4 min read

Credit Score

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

Alex Ritchie -

19 Jan, 2024 -

4 min read

Superannuation

If you’re an expat visiting and working in Australia, your employer may be required to make superannuation contributions on your behalf to a super fund of your choosing. Selecting the right super fund can make all the difference to your total savings.

Peter Terlato -

18 Nov, 2022 -

5 min read

Bank Accounts

Men are more likely to spend on impulse, rack up debt and less likely to save when surrounded by more men and fewer women, a new study has found.

Laine Gordon -

03 Feb, 2013 -

4 min read

Bank Accounts

Larissa Zhang, UNSW Actuarial Studies student, submitted the scholarship-winning essay, answering the question "should financial literacy be taught in schools? Why or why not?"

Alex Ritchie -

12 Jun, 2018 -

3 min read

Home Insurance

Do you live in a disaster-prone area and wonder if you have adequate home insurance against natural disasters? Whether it’s against floods or bushfire, your home insurance policy must cover you against the risk of natural disasters.

Alex Ritchie -

23 Oct, 2023 -

4 min read

Term Deposits

Are you thinking about taking out a home loan as an investor or opening a term deposit account? There are pros and cons to both approaches.