Australian Insurance Quote

Australian Insurance Quote

If you want to find an Australian insurance quote for comprehensive car insurance, your first point of call might be comparison sites such as RateCity.

You’ll only need a few minutes to fill out a survey to determine your driver profile before a list of comprehensive insurance quotes that suit your inquiry will be generated.

From here you can compare Australian insurance quotes for your car for several car insurance brands by cost, fees, charges and other features.

How your postcode compares
The cost to insure your car will vary depending on where you live in Australia and where you park your car overnight – garaged or on a busy street. So expect to receive different Australian insurance quotes for comprehensive car insurance if you live in Melbourne compared to Sydney for instance.

In mid 2011, Sydney was again revealed as the most expensive city for drivers, with the cost of comprehensive car insurance higher in Sydney than in the other capital cities on average.

But by shopping for an Australian insurance quote online at comparison sites such as RateCity, some Sydney drivers could potentially save hundreds of dollars each year in premiums.

Other factors
No matter where you live, there are savings to be found online. Particularly given that many car insurance providers offer further discounts for purchasing car insurance online.

If you’re seeking a good Australian insurance quote for your vehicle, common factors taken into account by insurers include driver history and the age of the driver, the value, age, make and model of your car, the history of claims and the finance arrangements linked to your car. So have these details handy before you shop online.

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Learn more about car insurance

Can you insure your car for 6 months?

Most Australian insurers won’t offer you a 6-month car insurance policy, so you may need to buy a policy that covers your car for damages and cancel it after six months. You will need to purchase comprehensive car insurance to protect your car from accidental damage, theft, vandalism, or natural disasters.. 

Consider checking whether your 6-month comprehensive car insurance will cost more if you pay monthly or six-monthly premiums instead of a one-time annual premium. Another question to ask the insurer is whether you’ll need to pay administration or cancellation fees when you cancel the policy.

Alternatively, you can look for a suitable ‘pay as you drive’ car insurance policy, which usually offers you the coverage of a comprehensive car insurance policy but only requires you to pay for the distance driven. Such a policy may not be the ideal 6-month car insurance plan as it is based on how much you drive rather than for how long. If you need to drive a lot, you may end up paying more than you’d pay for regular car insurance. 

Does insurance cover a stolen car if keys were in the car?

A car insurance policy that covers the theft of your car, such as third party fire and theft insurance, usually covers a stolen car, even if the keys were in the car’s ignition.

However, your insurer may deny the claim if you live in an area where there have been several car robberies reported recently. They will see you leaving the keys in the car as a case of negligence. In such cases, your insurance provider may even expect you to have installed anti-theft security measures in your car. 

You may need to confirm whether or not you left your keys in your car, and if they had been stolen or misplaced, before filing your car insurance claim. The loss or theft of your car keys may be covered by a comprehensive car insurance policy, but usually as an optional item.

If you can confirm that your car keys were stolen, mention this in your claim as this will help establish that your car was not stolen as a result of your negligence.