Superannuation Articles

Relevant Superannuation articles and tips

Vidhu Bajaj

Personal Finance Writer

Can I take a loan from my superannuation fund?

You can’t access your super before retirement, but can you take out a loan you’ll pay back? There are select circumstances where you can get money from your super.

Superannuation

20 Dec, 2022

3 min read

Can I take a loan from my superannuation fund?

Jodie Humphries

Personal Finance Editor

Why do you need to get actuarial certificates for your SMSF

If you have or manage an SMSF, you receive tax exemptions that require you get an actuarial certificate to claim.

Superannuation

20 Dec, 2022

4 min read

Why do you need to get actuarial certificates for your SMSF

Vidhu Bajaj

Personal Finance Writer

Understanding inheritance tax in Australia

When a loved one passes away, you’ll have multiple financial matters to finalise. While Australia doesn’t charge death duties, there could still be tax liabilities to consider further down the line.

Superannuation

19 Dec, 2022

5 min read

Understanding inheritance tax in Australia

Mark Bristow

Personal Finance Editor

Can I choose a superannuation fund or does my employer choose one for me?

Most Australians can choose their own superannuation fund, though a small number may have limited super options available to them. If you don’t choose a superannuation fund, your employer will choose one for you.

Superannuation

16 Dec, 2022

2 min read

Can I choose a superannuation fund or does my employer choose one for me?

Vidhu Bajaj

Personal Finance Writer

What are deeming rates for superannuation?

Deeming rates are used by the government to calculate your income from financial assets while determining your age pension entitlements.

Superannuation

14 Dec, 2022

4 min read

What are deeming rates for superannuation?

Mark Bristow

Personal Finance Editor

How do you pay superannuation?

Superannuation is paid by employers to employees, in both small and large businesses. Employees can also choose to make their own additional super contributions to help fund their retirement lifestyle.

Superannuation

13 Dec, 2022

3 min read

Mark Bristow

Personal Finance Editor

What are the risks and challenges of an SMSF?

A Self-Managed Superannuation Fund (SMSF) may sound great on paper, as you get to decide where your retirement savings are invested. However, an SMSF may not be the best choice for every Australian, as they also come with their fair share of potential problems to overcome if you want to get the most out of one.

Superannuation

05 Dec, 2022

3 min read

What are the risks and challenges of an SMSF?

Jodie Humphries

Personal Finance Editor

Accessing your super at your preservation age

The superannuation preservation age is one of the key triggers for you to access the funds in your super account to support your retirement. How does it work?

Superannuation

30 Nov, 2022

6 min read

Accessing your super at your preservation age

Jodie Humphries

Personal Finance Editor

How can an annuity ease your retirement years

You can invest in an annuity to receive regular income after you retire. Find out how annuities work and how they compare with other pension products.

Superannuation

30 Nov, 2022

4 min read

How can an annuity ease your retirement years

Jodie Humphries

Personal Finance Editor

Points to consider when buying property in a trust

There are some benefits of buying a property through a trust. If you’re considering this option, you should understand all the aspects before jumping in.

Superannuation

30 Nov, 2022

4 min read

Points to consider when buying property in a trust

Peter Terlato

Personal Finance Editor

What happens if my employer goes out of business while still owing me superannuation?

In the event that your employer collapses, a trustee, administrator or liquidator will be appointed to manage the company. That trustee/administrator/liquidator will be required to pay your superannuation out of company funds. However, there may be some circumstances where you cannot recover unpaid super.

Superannuation

29 Nov, 2022

4 min read

What happens if my employer goes out of business while still owing me superannuation?

Peter Terlato

Personal Finance Editor

How to open a superannuation account?

Most people open their first superannuation account when they enter into the workforce. This may be as a full-time, part-time or casual employee or as contractor or sole trader (self-employed). Generally, you can nominate a super fund of your choosing.

Superannuation

29 Nov, 2022

6 min read