Superannuation Articles

Relevant Superannuation articles and tips

Jodie Humphries

Personal Finance Editor

How to find a super fund for low-income earners?

There are several government initiatives that can help boost the super balances of low-income earners. However, to maximise the benefits, choosing the right super fund based on your circumstances is important.

Superannuation

09 Jan, 2023

4 min read

How to find a super fund for low-income earners?

Vidhu Bajaj

Personal Finance Writer

Understanding inheritance tax in Australia

When a loved one passes away, you’ll have multiple financial matters to finalise. While Australia doesn’t charge death duties, there could still be tax liabilities to consider further down the line.

Superannuation

09 Jan, 2023

5 min read

Understanding inheritance tax in Australia

Jodie Humphries

Personal Finance Editor

Understanding what the difference is between super accumulation vs pension phase

There are two main phases to your superannuation journey, accumulation and pension. We cover how they differ and how each phase helps you in retirement.

Superannuation

09 Jan, 2023

4 min read

Understanding what the difference is between super accumulation vs pension phase

Jodie Humphries

Personal Finance Editor

What SMSF managers should know about applying for an ABN

Australian super laws require SMSFs to apply for an ABN. But before you set that up, you must first ensure your SMSF complies with all ATO regulations.

Superannuation

09 Jan, 2023

4 min read

What SMSF managers should know about applying for an ABN

Vidhu Bajaj

Personal Finance Writer

Returning to work after a superannuation payout

Can you return to work after retiring and accessing your superannuation savings? Yes, this is possible, but you need to know the ATO rules.

Superannuation

09 Jan, 2023

4 min read

Returning to work after a superannuation payout

Vidhu Bajaj

Personal Finance Writer

What is the SIS Act, and how does it impact the management of super funds?

The trustees of a super fund must ensure that they comply with the SIS Act of 1993. Members can also be helped by understanding how the Act protects their interests.

Superannuation

09 Jan, 2023

4 min read

What is the SIS Act, and how does it impact the management of super funds?

Jodie Humphries

Personal Finance Editor

Do I have to pay tax on superannuation earnings after 60?

Most people can withdraw their super tax-free after age 60 unless they are members of an untaxed super fund.

Superannuation

03 Jan, 2023

3 min read

Do I have to pay tax on superannuation earnings after 60?

Jodie Humphries

Personal Finance Editor

Understanding military superannuation in Australia

You may receive your military superannuation contributions through the DFRDB scheme, the MSBS, ADF Super, or a fund of your choice.

Superannuation

23 Dec, 2022

4 min read

Understanding military superannuation in Australia

Vidhu Bajaj

Personal Finance Writer

How does a conservative super fund work?

Unlike other super funds, conservative super funds typically offer smaller returns but are more likely to maintain the member’s investment.

Superannuation

20 Dec, 2022

4 min read

How does a conservative super fund work?

Jodie Humphries

Personal Finance Editor

Can super fund members directly invest their super balance?

Only some super funds allow members to invest directly, although you can choose the investment strategy you prefer based on the amount of risk you want to take.

Superannuation

20 Dec, 2022

3 min read

Can super fund members directly invest their super balance?

Vidhu Bajaj

Personal Finance Writer

Can you borrow money against your superannuation?

While you are not allowed to access your super before you retire or meet another condition of release, it’s possible to borrow money against your SMSF in some situations.

Superannuation

20 Dec, 2022

4 min read