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St.George Bank term deposits

St. George Bank was initially founded in 1937 as a housing-based financial institution. Today, the bank stands as the fifth largest bank in Australia after Westpac and is ranked in the top 20 in the Australian Stock Exchange. On May 2008, the bank signed a Merger Implementation Agreement with Westpac. 

The bank provides wealth management, retail, institutional, and business-making solutions and products throughout all states and territories of Australia. Most St. George trade is carried out in New South Wales and Queensland. 

St. George customers can get in touch via:

  • Branch
  • Phone
  • Email 
  • Social media
Alex Ritchie
Alex Ritchie

Personal Finance Editor

Content updated

Product data updated

Why choose St.George Bank


  • Moderate interest rates for longer terms
  • Subsidiary of Westpac


  • Low interest rates for short terms
  • Branches only in NSW and QLD

St.George Bank Term Deposits

Deposit amount


Deposit term (in months)

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for 1 month


for 12 months

St.George Bank
Term Deposit
  • 1 month
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by phone



for 12 months


for 12 months

St.George Bank
Term Deposit Special
  • 12 months
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by phone

Term Deposits calculator

Use our term deposit calculator to see how much you can earn under different investment scenarios.


The result provided is an estimate only. Please read our Calculator Assumptions and Disclaimer for more information.

Final balance at the end of term would be

  1. The final balance at the end of the savings duration is the sum of the initial deposit and interest earned, based on the entered duration and interest rate.
  2. Calculations assume that details entered into calculator, including interest rates, do not change for the fixed term deposit period.
  3. All results are based solely upon the data entered into the calculator.
  • Calculator does not include the cost of fees or other extra charges.
  • Calculator does not account for changes to interest rates over time.
  • This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstance. Read our full disclaimer.

About St. George term deposits

St. George offers term deposits with terms 1 month to 5 years. Interest may be paid at maturity, monthly, biannually or annually. 

Its term deposit rates range from moderate to low. The longer the deposit term, the higher the interest rate offered. 

St. George does not charge any set up or monthly service fees. However, early termination or break fees may apply. 

As a subsidiary of Australia’s oldest bank, Westpac, a St. George term deposit offers a certain level of reliability to its customers. It also offers customers easy access to multiple branches across NSW, as well as some in QLD. 

St. George term deposits review

Depending on the term deposit period, the interest rates offered by St. George can range from low to moderate.  

There may be higher term deposits on offer from other providers, however, they may not have the same number of branches based across NSW. If you’re the type of customer who relies on face-to-face communication with your bank, St. George branch access may be an advantage of banking with them. 

If you’re the type of customer who likes all their financial products to be from the same institution, St. George may be a competitive choice. If you choose a St. George term deposit you will also be able to have a transaction account, home loan, credit card and more with the same institution. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.