St.George Bank Personal Loans

St.George has been providing Australians with banking and financial services since its foundation as a building society in 1937. St.George achieved full banking status in 1992, before becoming part of the Westpac group in 2008.

St.George’s personal loans include options to suit different financial requirements, such as unsecured loans for consolidating debt, and secured loans for making large purchases, such as cars or holidays. Bank accounts, home loans, credit cards, insurance and investment services are also among the full suite of financial products available from St.George.

St.George can be contacted via phone, email, online or by visiting a local branch.

St.George Bank personal loan repayment calculator

Thinking about taking out a personal loan with St.George Bank? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how St.George Bank personal loan compare with various products.

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St.George Bank Personal Loans

About St.George

St.George has been providing Australians with banking and financial services since its foundation as a building society in 1937. St.George achieved full banking status in 1992, before becoming part of the Westpac group in 2008.

St.George’s personal loans include options to suit different financial requirements, such as unsecured loans for consolidating debt, and secured loans for making large purchases, such as cars or holidays. Bank accounts, home loans, credit cards, insurance and investment services are also among the full suite of financial products available from St.George.

St.George can be contacted via phone, email, online or by visiting a local branch.

Features of a St.George personal loan

St.George personal loans are structured with specific purposes in mind, whether they’re unsecured to consolidate debt, or secured to make major purchases. There are also options for fixed or variable interest rates, depending on if you’d prefer to keep your budgeting simple, or to enjoy greater financial flexibility.

You can borrow $3000 to $80,000 with a St.George personal loan, and repay it on a weekly, fortnightly or monthly basis over the course of 1-5 years for fixed rate loans, or 1-7 years for variable rate loans.

If you’re an existing St.George bank customer, you may be eligible for special offers when you take out a St.George personal loan.

What RateCity says

With several different options available for St.George’s personal loans, it’s possible to select a loan that’s ideally suited to your personal needs and financial situation.

If you’re looking for a low interest rate, the Secured Fixed rate personal loan from St.George has a rate that’s lower than average compared to many other personal loans. The interest rates on St.George’s other personal loan offers are closer to the market average.

All of St.George’s personal loan offers have the same upfront fees and monthly charges, which are also higher than the market average for personal loans.

The ability to make extra repayments on all of St.George’s personal loans is useful, however a redraw facility is only offered on the variable rate options.

If you’re an existing St.George customer, you may be eligible for other limited time offers on St.George personal loans, such as having your establishment fee waived.

Features of a St George Bank personal loan

St.George personal loans are structured with specific purposes in mind, whether they’re unsecured to consolidate deb, or secured to make major purchases. There are also options for fixed or variable interest rates, depending on if you’d prefer to keep your budgeting simple or to enjoy greater financial flexibility.

You can borrow $3,000 to $80,000 with a St.George personal loan, and repay it on a weekly, fortnightly or monthly basis over the course of one to five years for fixed-rate loans, or one to seven years for variable-rate loans.

If you’re an existing St.George bank customer, you may be eligible for special offers when you take out a St.George personal loan.

St.George personal loans can be used for a range of different purposes including:

  • Holidays
  • Medical bills
  • Weddings
  • Student fees
  • Debt consolidation
  • Renovations
  • Shares
  • Motor vehicles
  • Boats

St George Bank personal loans – customer service

St. George customers can contact the bank online, via email or on the phone. There is also a vast network of branches across Australia. Borrowers can also contact customer service via:

  • Online banking
  • Email
  • Phone
  • In store Monday - Saturday, 8am – 8pm (AEST)
  • Mobile banking

Who is eligible for a St George Bank personal loan?

To be eligible for a St. George personal loan, you’ll need to meet the following criteria:

  • Be 18 years or older
  • Australian permanent resident
  • Have a regular source of income
  • Have a good credit history

How to apply for a St George Bank personal loan?

To apply for a St. George personal, borrowers can apply online through the St. George website, in store or over the phone. The application process takes around 10 minutes and involves the following steps:

  • Once you’ve compared your personal loan options, you can apply online through the St. George website
  • St. George Bank will then review your application and may ask you for more information
  • If approved, you can accept review and accept the contract online
  • Once accepted, the funds are paid directly into your loan account

At the time of application, you’ll need to provide the following documentation:

  • Proof of identity
  • Proof of income and employment
  • Details of any other financial commitments
  • Details of additional assets

St George Bank personal loans review

With several different options available for St.George’s personal loans, it’s possible to select a loan that’s ideally suited to your personal needs and financial situation.

If you’re looking for a low interest rate, the secured fixed-rate personal loan has a rate that’s lower than the market average. The interest rates on St.George’s other personal loan offers are closer to the market average.

All of St.George’s personal loan offers have the same upfront fees and monthly charges, which are also higher than the market average for personal loans.

The ability to make extra repayments on all of St.George’s personal loans is useful, however a redraw facility is offered only on the variable rate options.

If you’re an existing St.George customer, you may be eligible for other limited time offers on St.George personal loans, such as having your establishment fee waived.

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