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Eden Radford

External Comms Lead

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Eden Radford is the External Comms Lead for RateCity, bringing almost a decade of experience across the finance services and technology sectors. In prior years, Eden has worked with Lendi, Aussie, Xero, Qualcomm, Accenture, and Dyson, among others, while being a pillar of expertise for government clients and contracts, as well. Eden has a passion for improving financial literacy, data storytelling and helping people better understand the decisions they can make about their own finances.

124 articles written by Eden Radford

Credit Cards

Big bank rewards cards offering rates under 20% disappear as Westpac the last to hike

Westpac, Australia’s third largest credit card provider, has today increased interest rates across its rewards and low fee credit cards by up to 1.25 percentage points.

eden-radford

Eden Radford -

20 Jun, 2024 -

5 min read

Home Loans

Borrowers to bunker down with rates to stay on hold... until 2025

Borrowers should plan to bunker down for the remainder of the year under the pressure of the current cash rate of 4.35 per cent, as inflation gives the RBA little room for a rate cut this year.

eden-radford

Eden Radford -

17 Jun, 2024 -

6 min read

Home Loans

Arrears on the rise despite record levels of cash in offset accounts

The total amount of money stashed in offset accounts has hit another record high of $271.72 billion, as borrowers continue to stash cash in their mortgages despite the rate hikes.

eden-radford

Eden Radford -

12 Jun, 2024 -

7 min read

Home Loans

Cash rate to remain on hold next Tuesday as ANZ pushes rate cuts into 2025

The RBA is set to leave the cash rate on hold at 4.35 per cent following its meeting next week, with ANZ today now saying it does not believe the first rate cut will come until 2025.

eden-radford

Eden Radford -

11 Jun, 2024 -

6 min read

Home Loans

Interest Rate Predictions & Forecast Australia | RateCity

The Reserve Bank of Australia is forecast to make at least one cut to the cash rate this year. Here's when the experts predict it could happen.

eden-radford

Eden Radford -

11 Jun, 2024 -

5 min read

Home Loans

When Will Interest Rates Go Down In 2024 | RateCity

The Reserve Bank of Australia has hiked the cash rate multiple times since May 2022, resulting in home loan rates rising across the country. Millions of Australian homeowners are likely asking themselves: when will interest rates fall again?

eden-radford

Eden Radford -

11 Jun, 2024 -

6 min read

Credit Cards

Five months and counting: credit card debt continues to rise

Australia’s total credit card debt attracting interest charges has risen for the fifth month in a row, as households across the country struggle to get on top of their credit card debt.

eden-radford

Eden Radford -

07 Jun, 2024 -

5 min read

Home Loans

Money in the bank now $200 billion higher than since the start of the hikes + Westpac home loan growth surges ahead

Australians squirrelled away $4.69 billion in the month of April as money in the bank from households continues to hit new heights.

eden-radford

Eden Radford -

31 May, 2024 -

4 min read

Home Loans

Monthly inflation ticking along - in the wrong direction

The prospect of cash rate cuts in 2024 remains in doubt following higher than expected inflation figures released from the ABS.

eden-radford

Eden Radford -

29 May, 2024 -

4 min read

Home Loans

CBA wields the interest rate knife in a bid for a bigger slice of the refinancing pie

Australia’s biggest bank, CBA, has launched a brand-new home loan for refinancers with a discounted rate as low as 6.15 per cent, provided borrowers sidestep both the branch, and the broker, and apply online.

eden-radford

Eden Radford -

27 May, 2024 -

5 min read