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984 articles written by Alex Ritchie

Personal Loans

International fintech Revolut offering personal loans: How they top the big banks

Revolut has brought its competitive personal loan offerings across the world to the Australian market. It’s a timely reminder that comparing lenders outside of the big four banks could save you significantly in interest repayments. 

alex-ritchie

Alex Ritchie -

12 Dec, 2023 -

3 min read

Car Loans

New year, new car: Top-rated car loans going into 2024

The volume of new car sales in December has broken previous records. If you’re considering purchasing a vehicle, you’ll want to know the most competitive car loan options available.

alex-ritchie

Alex Ritchie -

05 Dec, 2023 -

3 min read

Home Loans

14 home loan cashback deals still available in December

In December, there are 14 lenders offering cashback deals ranging from $2,000 up to $10,000. Refinancers and first home buyers have a range of deals to compare, as well as other competitive incentives.

alex-ritchie

Alex Ritchie -

05 Dec, 2023 -

5 min read

Car Insurance

Does pay as you drive car insurance save you money?

Pay As You Drive insurance works by allowing customers to only pay for the kilometres they drive instead of paying a fixed premium. Pay As You Drive policies aim to provide a more individualised approach to calculating insurance costs. 

alex-ritchie

Alex Ritchie -

30 Nov, 2023 -

4 min read

Home Insurance

Green insurance: ethical insurers in Australia

If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.

alex-ritchie

Alex Ritchie -

24 Nov, 2023 -

6 min read

Car Insurance

What are the most common reasons your car insurance claim will be denied?

Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.

alex-ritchie

Alex Ritchie -

23 Nov, 2023 -

4 min read

Home Loans

More lenders to help buyers with low deposits through Home Guarantee Scheme

More of Australia's biggest banks are now part of the Australian Government’s Home Guarantee Scheme. Westpac subsidiaries St.George, Bank of Melbourne and BankSA have joined into the scheme.

alex-ritchie

Alex Ritchie -

23 Nov, 2023 -

5 min read

Car Loans

Are salary sacrifice car schemes worth it? Pros and cons of salary sacrificing for a car

After your home, your next largest purchase could be your car. A salary sacrifice car loan may be among the car finance options worth considering, depending on your personal financial situation. It’s important to know the features and benefits of a salary sacrifice, as well as the potential risks, in order to understand the potential value it could offer you.

alex-ritchie

Alex Ritchie -

20 Nov, 2023 -

5 min read

Energy

10 ways to save on electricity and gas at home

Running up huge bills for electricity and gas? Let’s look at some ways to save money on electricity and gas so that you can bring your costs down.

alex-ritchie

Alex Ritchie -

17 Nov, 2023 -

4 min read

Credit Cards

Australians to cut back on Christmas spending: how to avoid credit card debt this silly season

For those hoping to get through the silly season by using their plastic, it's a timely reminder for everyone to exercise caution and steer clear of credit card debt.

alex-ritchie

Alex Ritchie -

15 Nov, 2023 -

3 min read