984 articles written by Alex Ritchie
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What are the most common reasons your car insurance claim will be denied?
Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.
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Alex Ritchie -
23 Nov, 2023 -
4 min read
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More lenders to help buyers with low deposits through Home Guarantee Scheme
More of Australia's biggest banks are now part of the Australian Government’s Home Guarantee Scheme. Westpac subsidiaries St.George, Bank of Melbourne and BankSA have joined into the scheme.
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Alex Ritchie -
23 Nov, 2023 -
5 min read
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10 ways to save on electricity and gas at home
Running up huge bills for electricity and gas? Let’s look at some ways to save money on electricity and gas so that you can bring your costs down.
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Alex Ritchie -
17 Nov, 2023 -
4 min read
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Australians to cut back on Christmas spending: how to avoid credit card debt this silly season
For those hoping to get through the silly season by using their plastic, it's a timely reminder for everyone to exercise caution and steer clear of credit card debt.
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Alex Ritchie -
15 Nov, 2023 -
3 min read
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Tiimely change for Tic:Toc: rebrand for online-based mortgage provider
One of Australia’s most competitive online-based mortgage providers is rebranding. Effective as of today, 14 November, Tic:Toc will be changing to Tiimely Home.
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Alex Ritchie -
14 Nov, 2023 -
3 min read
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Is flood insurance included in your policy?
With more and more flooding events occurring in Australia, it’s a no-brainer to investigate whether your home insurance covers damages from floods.
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Alex Ritchie -
13 Nov, 2023 -
5 min read
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When will your bank hike your mortgage rate and how much could it cost you?
30 lenders have announced plans to increase variable home loan rates, including the Big Four Banks. Homeowners are likely wondering when they can expect this latest increase to take effect, and how much it’ll put them out-of-pocket.
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Alex Ritchie -
13 Nov, 2023 -
4 min read
![](https://images.ratecity.com.au/large/20220330/i-stock-1319766088-FnKej3jdg.jpeg)
Interest rates on the rise: how to afford your higher mortgage repayments
The Reserve Bank of Australia has hiked the cash rate again, so what can homeowners do right now to help give their budget some breathing room and better afford higher mortgage repayments?
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Alex Ritchie -
09 Nov, 2023 -
4 min read
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1 in 3 mortgage holders are food insecure, can Australians afford another rate hike?
The Reserve Bank of Australia hiked the cash rate to 4.35% yesterday. With more and more mortgage holders suffering under the weight of rising rates and high inflation, can they afford another rate hike?
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Alex Ritchie -
08 Nov, 2023 -
6 min read
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How to prepare for an interest rate rise
As the interest rate is arguably the biggest ongoing cost that can influence a home loan, preparing your budget for a rate rise may be useful in reducing potential financial stress.
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Alex Ritchie -
07 Nov, 2023 -
5 min read