984 articles written by Alex Ritchie
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What can we expect from interest rates in 2024?
With only one more RBA meeting on monetary policy left for the year, let’s explore what Australians can expect from interest rates in 2024, based on the latest predictions.
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Alex Ritchie -
07 Nov, 2023 -
6 min read
![](https://images.ratecity.com.au/large/20230726/inflation-continues-to-drop-how-will-this-affect-interest-rates-in-august-UC4UdGTKW.jpg)
If the cash rate is cut, will my term deposit rate go down?
While the RBA cash rate may influence term deposit rates, the relationship is not always immediate; especially for existing customers locked into a fixed rate.
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Alex Ritchie -
07 Nov, 2023 -
4 min read
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Can I increase my home loan to buy a car?
If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.
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Alex Ritchie -
06 Nov, 2023 -
5 min read
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New vehicle sales hit 1 million: Top-rated car loans for November to finance your next car purchase
The number of new vehicles sold in Australia has officially surpassed one million for 2023, according to the latest research from the Federal Chamber of Automotive Industries (FCAI).
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Alex Ritchie -
03 Nov, 2023 -
3 min read
![](https://images.ratecity.com.au/large/20230815/happy-couple-home-loan-application-TygM_Rmux.jpg)
14 lenders offering cashbacks: Who is still offering cashback deals in November?
If you’re considering refinancing, or looking for your first home loan, it may be worthwhile nabbing a sweetener for your back pocket, like a cashback deal.
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Alex Ritchie -
02 Nov, 2023 -
5 min read
![](https://images.ratecity.com.au/large/20230718/some-of-the-top-rated-home-loans-for-investors-and-refinancers-in-july-2023-H0kyWwqbl.jpg)
Tax deductions for your investment property
To make the most from your investment property, it helps to better understand its tax deductions. Find out more.
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Alex Ritchie -
01 Nov, 2023 -
4 min read
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What are the car insurance rates by age and gender?
How much you may be charged for car insurance is influenced by a range of factors, with your age and gender being key deciders for insurance providers.
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Alex Ritchie -
31 Oct, 2023 -
4 min read
![](https://images.ratecity.com.au/large/20201105/parents-car-insurance-8XZu5sstO.jpg)
Can I be added to my parent’s car insurance policy?
Your parents can add you to their car insurance policy. However, there are some factors to consider before you do this.
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Alex Ritchie -
30 Oct, 2023 -
5 min read
![](https://images.ratecity.com.au/large/20191117/peugeot-keys-dash-kc1R9OIBR.jpg)
Does insurance cover a stolen car if the keys were in the car?
A car insurance policy that covers the theft of your car, such as third party fire and theft insurance, usually covers a stolen car. However, if the keys were in the car’s ignition, or left unattended in the vehicle full stop, some insurers may deny your claim.
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Alex Ritchie -
27 Oct, 2023 -
4 min read
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Increasing your chance of credit card approval
Gaining credit card approval can often be an uncertain process. The good news is that there are steps you can take to increase your chances of approval for a credit card.
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Alex Ritchie -
26 Oct, 2023 -
5 min read