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984 articles written by Alex Ritchie

Home Loans

What can we expect from interest rates in 2024?

With only one more RBA meeting on monetary policy left for the year, let’s explore what Australians can expect from interest rates in 2024, based on the latest predictions.

alex-ritchie

Alex Ritchie -

07 Nov, 2023 -

6 min read

Term Deposits

If the cash rate is cut, will my term deposit rate go down?

While the RBA cash rate may influence term deposit rates, the relationship is not always immediate; especially for existing customers locked into a fixed rate.

alex-ritchie

Alex Ritchie -

07 Nov, 2023 -

4 min read

Car Loans

Can I increase my home loan to buy a car?

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

alex-ritchie

Alex Ritchie -

06 Nov, 2023 -

5 min read

Car Loans

New vehicle sales hit 1 million: Top-rated car loans for November to finance your next car purchase

The number of new vehicles sold in Australia has officially surpassed one million for 2023, according to the latest research from the Federal Chamber of Automotive Industries (FCAI).

alex-ritchie

Alex Ritchie -

03 Nov, 2023 -

3 min read

Home Loans

14 lenders offering cashbacks: Who is still offering cashback deals in November?

If you’re considering refinancing, or looking for your first home loan, it may be worthwhile nabbing a sweetener for your back pocket, like a cashback deal. 

alex-ritchie

Alex Ritchie -

02 Nov, 2023 -

5 min read

Home Loans

Tax deductions for your investment property

To make the most from your investment property, it helps to better understand its tax deductions. Find out more. 

alex-ritchie

Alex Ritchie -

01 Nov, 2023 -

4 min read

Car Insurance

What are the car insurance rates by age and gender?

How much you may be charged for car insurance is influenced by a range of factors, with your age and gender being key deciders for insurance providers. 

alex-ritchie

Alex Ritchie -

31 Oct, 2023 -

4 min read

Car Insurance

Can I be added to my parent’s car insurance policy?

Your parents can add you to their car insurance policy. However, there are some factors to consider before you do this.

alex-ritchie

Alex Ritchie -

30 Oct, 2023 -

5 min read

Car Insurance

Does insurance cover a stolen car if the keys were in the car?

A car insurance policy that covers the theft of your car, such as third party fire and theft insurance, usually covers a stolen car. However, if the keys were in the car’s ignition, or left unattended in the vehicle full stop, some insurers may deny your claim.

alex-ritchie

Alex Ritchie -

27 Oct, 2023 -

4 min read

Credit Cards

Increasing your chance of credit card approval

Gaining credit card approval can often be an uncertain process. The good news is that there are steps you can take to increase your chances of approval for a credit card.

alex-ritchie

Alex Ritchie -

26 Oct, 2023 -

5 min read