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980 articles written by Alex Ritchie

Home Loans

14 home loan cashback deals still available in December

In December, there are 14 lenders offering cashback deals ranging from $2,000 up to $10,000. Refinancers and first home buyers have a range of deals to compare, as well as other competitive incentives.

alex-ritchie

Alex Ritchie -

05 Dec, 2023 -

5 min read

Car Insurance

Does pay as you drive car insurance save you money?

Pay As You Drive insurance works by allowing customers to only pay for the kilometres they drive instead of paying a fixed premium. Pay As You Drive policies aim to provide a more individualised approach to calculating insurance costs. 

alex-ritchie

Alex Ritchie -

30 Nov, 2023 -

4 min read

Home Insurance

Green insurance: ethical insurers in Australia

If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.

alex-ritchie

Alex Ritchie -

24 Nov, 2023 -

6 min read

Car Insurance

What are the most common reasons your car insurance claim will be denied?

Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.

alex-ritchie

Alex Ritchie -

23 Nov, 2023 -

4 min read

Home Loans

More lenders to help buyers with low deposits through Home Guarantee Scheme

More of Australia's biggest banks are now part of the Australian Government’s Home Guarantee Scheme. Westpac subsidiaries St.George, Bank of Melbourne and BankSA have joined into the scheme.

alex-ritchie

Alex Ritchie -

23 Nov, 2023 -

5 min read

Credit Cards

Australians to cut back on Christmas spending: how to avoid credit card debt this silly season

For those hoping to get through the silly season by using their plastic, it's a timely reminder for everyone to exercise caution and steer clear of credit card debt.

alex-ritchie

Alex Ritchie -

15 Nov, 2023 -

3 min read

Home Loans

Tiimely change for Tic:Toc: rebrand for online-based mortgage provider

One of Australia’s most competitive online-based mortgage providers is rebranding. Effective as of today, 14 November, Tic:Toc will be changing to Tiimely Home.  

alex-ritchie

Alex Ritchie -

14 Nov, 2023 -

3 min read

Home Insurance

Is flood insurance included in your policy?

With more and more flooding events occurring in Australia, it’s a no-brainer to investigate whether your home insurance covers damages from floods.

alex-ritchie

Alex Ritchie -

13 Nov, 2023 -

5 min read

Home Loans

When will your bank hike your mortgage rate and how much could it cost you?

30 lenders have announced plans to increase variable home loan rates, including the Big Four Banks. Homeowners are likely wondering when they can expect this latest increase to take effect, and how much it’ll put them out-of-pocket. 

alex-ritchie

Alex Ritchie -

13 Nov, 2023 -

4 min read

Home Loans

Interest rates on the rise: how to afford your higher mortgage repayments

The Reserve Bank of Australia has hiked the cash rate again, so what can homeowners do right now to help give their budget some breathing room and better afford higher mortgage repayments?

alex-ritchie

Alex Ritchie -

09 Nov, 2023 -

4 min read