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984 articles written by Alex Ritchie

Credit Score

How to tell if it’s a scam: these are the tell-tale signs

Between recent data breaches at major retailers including Optus and Medibank, and the influx of scam text messages and emails, you may be looking to increase your knowledge on how to tell if something is a scam or not.

alex-ritchie

Alex Ritchie -

25 Oct, 2023 -

8 min read

Home Insurance

Do you live in an apartment? Here's what's covered under strata insurance

Homeowners and would-be buyers should familiarise themselves with what exactly is covered under strata insurance to mitigate the risk of gaps in your personal insurance coverage.

alex-ritchie

Alex Ritchie -

25 Oct, 2023 -

3 min read

Home Loans

How to increase the value of your home

Whether you are considering selling your property, or trying to maximise your return on investment through lifting your rental income, increasing the value of your home is a worthwhile endeavour. 

alex-ritchie

Alex Ritchie -

24 Oct, 2023 -

3 min read

Home Insurance

What disasters can home insurance cover?

When you live in Australia, considering how a natural disaster may impact your home is an unavoidable reality. This is where home insurance can be a lifeline for disaster-affected households.

alex-ritchie

Alex Ritchie -

24 Oct, 2023 -

6 min read

Home Insurance

Does home insurance cover natural disasters?

Do you live in a disaster-prone area and wonder if you have adequate home insurance against natural disasters? Whether it’s against floods or bushfire, your home insurance policy must cover you against the risk of natural disasters.

alex-ritchie

Alex Ritchie -

23 Oct, 2023 -

4 min read

Energy

If wholesale power prices have dropped, why are power bills still so high?

A new report shows that average wholesale prices for electricity have fallen. So, why are power bills still causing so much pain for Australian households?

alex-ritchie

Alex Ritchie -

23 Oct, 2023 -

4 min read

Home Loans

Which type of home loan is best?

There is no one-size-fits-all best home loan type. In fact, there are several home loan types available to suit a range of homeowners in Australia. 

alex-ritchie

Alex Ritchie -

26 Sep, 2023 -

5 min read

Savings Accounts

Is it better to get a term deposit or a high interest savings account?

With the cash rate set to stay on hold before potential rate cuts in 2024, is now the time to get a high interest savings account or lock in a term deposit rate?

alex-ritchie

Alex Ritchie -

26 Sep, 2023 -

6 min read

Home Loans

Fixed vs variable rates: which is better, and can you have both?

Whether you are buying your first home, refinancing or purchasing an investment property, make sure you compare the best home loans on the market to see if home ownership is a good financial step for you.

alex-ritchie

Alex Ritchie -

22 Sep, 2023 -

5 min read

Home Insurance

What is new for old contents insurance?

Content insurance covers the household items and personal belongings in your home in case they are lost, damaged, or stolen. If you own your house, it’s possible to couple your home or building insurance with your contents policy, which is often cheaper than taking out two separate policies.

alex-ritchie

Alex Ritchie -

21 Sep, 2023 -

4 min read