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999 articles written by Alex Ritchie

Home Loans

RBA cash rate holds yet again at 1.5 per cent

Continuing an eight-month trend, the Reserve Bank of Australia (RBA) has held the cash rate at 1.5 per cent at its April board meeting.

alex-ritchie

Alex Ritchie -

04 Apr, 2017 -

2 min read

Home Loans

How will the big four's interest rate increases affect you?

Yet another of the big four banks has increased home loan rates, with Commonwealth Bank of Australia (CBA) raising borrowing costs for owner-occupiers and property investors.

alex-ritchie

Alex Ritchie -

28 Mar, 2017 -

2 min read

Home Loans

The secrets to getting the lowest home loan rate

Did you know some banks compete to give certain borrowers a home loan?

alex-ritchie

Alex Ritchie -

22 Mar, 2017 -

3 min read

Home Loans

8 cities that are more affordable than Sydney

When you examine the average Australian house prices in December 2016 (according to the Domain Rental & House Pricing Report) the average price of a house in Sydney is $1,123,991.

alex-ritchie

Alex Ritchie -

17 Mar, 2017 -

3 min read

Savings Accounts

How much do you save by packing your own lunch?

It takes a very organised person to pack their lunch every day, and let’s admit it, most people don’t feel like they have the time or energy to prepare a week’s worth of food. But how much does buying lunch every day really cost us? And what could that money be better spent on?

alex-ritchie

Alex Ritchie -

10 Mar, 2017 -

3 min read

Credit Cards

What your shopping addiction is doing to your wallet

We’ve all felt that rush and sense of achievement when we snag a fantastic retail bargain, but according to experts, around six per cent of the population have a compulsive shopping disorder, or oniomania, and it can have detrimental effects.

alex-ritchie

Alex Ritchie -

08 Mar, 2017 -

4 min read

Home Loans

RBA Rate to hold again at 1.5

The RBA have continued a seven-month streak and left interest rates unchanged at 1.5 per cent at the March 2017 meeting.

alex-ritchie

Alex Ritchie -

07 Mar, 2017 -

5 min read

Home Loans

Can you afford a mortgage?

For many Australians, buying your own home is something you dream about (while indulging in a smashed avocado brunch), but is it an unobtainable dream?

alex-ritchie

Alex Ritchie -

07 Mar, 2017 -

4 min read

Credit Cards

How to repair your credit score

Swiping your credit card to buy that new laptop may have felt great in the moment but your lender doesn’t care that your purchase improved your happiness; they care that you pay your monthly invoices – with interest.

alex-ritchie

Alex Ritchie -

06 Mar, 2017 -

6 min read

Credit Cards

How you lose money through laziness

When was the last time you went through all your transactions with a fine-tooth comb?

alex-ritchie

Alex Ritchie -

02 Mar, 2017 -

4 min read