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Eden Radford

External Comms Lead

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Eden Radford is the External Comms Lead for RateCity, bringing almost a decade of experience across the finance services and technology sectors. In prior years, Eden has worked with Lendi, Aussie, Xero, Qualcomm, Accenture, and Dyson, among others, while being a pillar of expertise for government clients and contracts, as well. Eden has a passion for improving financial literacy, data storytelling and helping people better understand the decisions they can make about their own finances.

124 articles written by Eden Radford

Credit Cards

Sound the alarm: credit card debt rises for the 4th month in a row

The total household credit card debt attracting interest charges has risen for the fourth month in a row, as the country finds itself on a debt treadmill.

eden-radford

Eden Radford -

07 May, 2024 -

4 min read

Home Loans

Cash rate to hold steady but will the RBA put borrowers back on notice?

Australia’s cash rate is set to remain on hold at 4.35 per cent at the end of the Reserve Bank’s Monetary Policy Meeting tomorrow, however, the Board may put borrowers back on notice that another rate hike could be required.

eden-radford

Eden Radford -

06 May, 2024 -

6 min read

Home Loans

Fixing drops to new record low as borrowers hold their breath on rates

The proportion of borrowers opting for a fixed rate hit a new record low of just 1.40 per cent in March, according to the latest ABS statistics.

eden-radford

Eden Radford -

03 May, 2024 -

5 min read

Home Loans

And then there were 9: Westpac subsidiaries to step out of the cashback game

Westpac subsidiaries St George, BankSA and RAMS have announced they will be shelving their home loan cashback incentives from next month.

eden-radford

Eden Radford -

03 May, 2024 -

3 min read

Credit Cards

CBA cuts 11 interest-free days from its rewards cards

Australia’s biggest bank, CBA, has decreased the number of interest-free days available on its rewards cards in the latest credit card shakeup.

eden-radford

Eden Radford -

01 May, 2024 -

4 min read

Savings Accounts

Australians sitting on $1.47 trillion in deposits - another record high

Money in the bank from households hit another record high in March, with new figures from APRA revealing Australians stashed more than $8.2 billion in the bank in just one month.

eden-radford

Eden Radford -

30 Apr, 2024 -

4 min read

Home Loans

CBA pares back cash rate cut prediction to just one in 2024

Australia’s biggest bank, CBA, has revised its cash rate forecast, reducing the number of predicted RBA cuts in 2024 from three 0.25 percentage point cuts, to just one, scheduled for November.

eden-radford

Eden Radford -

30 Apr, 2024 -

4 min read

Home Loans

Westpac changes cash rate call on the back of slow-moving CPI figures

The inflation figures for the March quarter, released today from the ABS, are a timely reminder borrowers cannot bank on an RBA rate cut in 2024.

eden-radford

Eden Radford -

24 Apr, 2024 -

4 min read

Credit Cards

Wisr's Joanne Edwards on tips to manage your debt

Navigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.

eden-radford

Eden Radford -

24 Apr, 2024 -

6 min read

Home Loans

What impact will stage 3 tax cuts have on your borrowing capacity?

For anyone looking to secure a home loan, the stage 3 tax cuts - and the subsequent increase to your take home pay - could mean your borrowing capacity, gets a bump too.

eden-radford

Eden Radford -

22 Apr, 2024 -

4 min read