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Jodie Humphries

Personal Finance Editor

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Jodie Humphries is an experienced Personal & Home Finances Editor with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight. As one of RateCity's chief contributors, Jodie spent her time working on ways to make personal finances within reach of everyone in Australia.

536 articles written by Jodie Humphries

Superannuation

Do you pay super on bonuses? | RateCity

If you’ve earned a performance bonus for results achieved during the year, you may receive superannuation contributions on that bonus.

jodie-humphries

Jodie Humphries -

26 Apr, 2023 -

4 min read

Home Loans

Dealing with a negative mortgage when going through a divorce

Find out your options if you’re dealing with divorce proceedings and your house has a negative equity mortgage.

jodie-humphries

Jodie Humphries -

17 Apr, 2023 -

6 min read

Credit Score

What is the difference between your credit score and credit report?

Your credit score is an indicator of your creditworthiness. It is based on the information that goes on your credit report, which, in turn, is an organised view of the information contained in your credit file maintained by various credit bureaus.

jodie-humphries

Jodie Humphries -

06 Apr, 2023 -

5 min read

Superannuation

Can you draw on your super during financial hardship?

Most super funds do allow you to withdraw some of your super if you find yourself facing financial hardship, there are strict conditions and tax implications.

jodie-humphries

Jodie Humphries -

29 Mar, 2023 -

4 min read

NBN Plans

Things you need to know about working from home on internet

Whether you’re working from your kitchen table, the couch, or a desk, your internet speed can be the difference between being frustrated or content as you tackle your tasks.

jodie-humphries

Jodie Humphries -

28 Mar, 2023 -

10 min read

Superannuation

What happens to your super when you move overseas?

Considering a move overseas and curious how this could affect your super? You may not be able to access your superannuation funds early.

jodie-humphries

Jodie Humphries -

21 Mar, 2023 -

4 min read

Superannuation

What is a reportable employer superannuation contribution?

Reportable employer superannuation contributions (RESC) are extra contributions made by an employer that must be reported to the Australian Taxation Office (ATO). This article will help you gain a better understanding of the fundamentals of RESC.

jodie-humphries

Jodie Humphries -

15 Mar, 2023 -

3 min read

Savings Accounts

What is compound interest, and how does it help me?

Currently, the rate of interest on most savings accounts is low, so growing your money may seem hard. But one thing that can help to increase your savings is compound interest. What is compound interest, and how is it calculated?

jodie-humphries

Jodie Humphries -

09 Mar, 2023 -

3 min read

Superannuation

What is a retirement income stream from superannuation?

After you retire, a super income stream allows you to receive regular payments with some tax benefits. Learn more about a superannuation income stream and its benefits.

jodie-humphries

Jodie Humphries -

02 Mar, 2023 -

4 min read

Credit Cards

Should you get a debt consolidation loan or a balance transfer credit card?

If you have multiple loans, managing them can be cumbersome and even expensive. Consider looking for a debt consolidation loan or balance transfer credit card to help lower this burden.

jodie-humphries

Jodie Humphries -

02 Mar, 2023 -

5 min read