RateCity.com.au
jodie-humphries

Jodie Humphries

Personal Finance Editor

linkedin

Jodie Humphries is an experienced Personal & Home Finances Editor with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight. As one of RateCity's chief contributors, Jodie spent her time working on ways to make personal finances within reach of everyone in Australia.

536 articles written by Jodie Humphries

Home Insurance

Does contents insurance cover moving house?

If you’ve got content insurance, you’re probably wondering if your possessions will be protected if they don’t get to their destination in one piece.

jodie-humphries

Jodie Humphries -

09 Feb, 2023 -

4 min read

Home Loans

Can you extend an interest-only mortgage repayment period?

Even if your lender allows you to extend an interest-only repayment period, you should still prepare for the increased payments later.

jodie-humphries

Jodie Humphries -

09 Feb, 2023 -

4 min read

Car Insurance

Understanding 4x4 car insurance in Australia

If you own a 4x4 and are planning to use it to go offroad, it’s important to choose the right 4wd car insurance to suit your needs. Understand what insurers offer to decide.

jodie-humphries

Jodie Humphries -

09 Feb, 2023 -

6 min read

Credit Cards

Do you need a business card?

Using your personal credit card when you start your business may be tempting. However, getting a separate card for your business might be more financially wise.

jodie-humphries

Jodie Humphries -

09 Feb, 2023 -

4 min read

Home Loans

When building a house, when do you start paying the mortgage?

When you need to start repaying the mortgage on a new building really depends on your lender, so make sure you know before you start building to help minimise the financial burden.

jodie-humphries

Jodie Humphries -

07 Feb, 2023 -

5 min read

Home Loans

What's the real cost of buying your first home?

Deciding when you are ready to buy your first home plagues a lot of people. It's a big financial commitment and as most of us know, life doesn't always go according to plan. The biggest factor for most is the monthly repayments but often we overlook the other home loan costs that come with purchasing our first home.

jodie-humphries

Jodie Humphries -

07 Feb, 2023 -

6 min read

Home Loans

What does the government offer for first home buyers?

Purchasing your first home is generally the largest purchase most Australians will have made. Buying your fist home is both an exciting and worrying time for most Australians. With low interest rates in Australia it is a great time for new buyers to enter the market.

jodie-humphries

Jodie Humphries -

06 Feb, 2023 -

8 min read

Home Loans

Are honeymoon rates a good way to find the best mortgages?

Honeymoon rate mortgages are also known as introductory mortgages because banks often tempt you with a low rate for the first few years of your home loan. RateCity has found some of the lowest rates on introductory mortgage rates to bring you one step closer to your new home.

jodie-humphries

Jodie Humphries -

06 Feb, 2023 -

3 min read

Home Loans

Are bigger mortgage lenders better? 

Bigger doesn't always mean better. When it comes to shopping around for a competitive home loan don't restrict yourself to big banks or well-known brands, as smaller lenders could save you more money.

jodie-humphries

Jodie Humphries -

06 Feb, 2023 -

4 min read

Home Loans

How to pick the right home loan for you

Choosing the right home loan can feel like drawing straws. There as so many Australian lenders and once you choose one, you then have to decide on the different home loan types they are offering. That is why it's essential that you carry out your own home loan comparisons so that you know what's going to work best for you.

jodie-humphries

Jodie Humphries -

06 Feb, 2023 -

9 min read