What is the perfect credit score and how do I get it?
Many people don't give a lot of thought to their credit score until they need to borrow money.
When you apply for credit, a lender will take into account your existing credit score to determine whether you are a high risk customer and how much money they should lend you. If they deem you to be high risk you could potentially be hit with higher interest rates or a straight-out refusal of your application.
