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153 articles written by Patricia Babalis

Credit Cards

Everything you need to know about the 2017 Boxing Day sales

With the biggest shopping day of the year approaching, Australian shoppers and bargain hunters are getting ready to hit the ground running this Boxing Day.

patricia-babalis

Patricia Babalis -

25 Dec, 2017 -

5 min read

Savings Accounts

Baby's first savings account

If you’re expecting in 2017 there are probably a million things on your mind and your baby’s financial future most likely isn’t number one.

patricia-babalis

Patricia Babalis -

19 Jan, 2017 -

4 min read

Credit Cards

Best 2017 balance transfer deals for a Christmas debt hangover

If you spent a little too much over the silly season and are expecting a big credit card bill in the mail come February, then it’s time to lock in a low rate balance transfer deal to get on top of your debt.

patricia-babalis

Patricia Babalis -

16 Jan, 2017 -

3 min read

Home Loans

What is the refinancing Fast Track process?

In your refinancing research, you may have come across terms like Fast Track refinancing or FastRefi. These refer to a specific type of refinancing offered by some lenders, that allows the borrower to get their new loan settled in as little as three days if no physical property valuation is required.

patricia-babalis

Patricia Babalis -

05 Jan, 2017 -

3 min read

Savings Accounts

Five Christmas presents that won't break the bank

Are you worried about how your credit card will fare over Christmas? Think about giving some of these low-cost but incredibly thoughtful gifts.

patricia-babalis

Patricia Babalis -

20 Dec, 2016 -

4 min read

Credit Cards

How to pay off your credit card debt on a low income

In the past year, major cardholders planned to carry forward $19 billion worth of debt according to research conducted by Roy Morgan.

patricia-babalis

Patricia Babalis -

16 Dec, 2016 -

3 min read

Savings Accounts

Top new ways to save for your holiday

We all know that travel can be expensive. By the time you add up your flights, accommodation and insurance costs it almost feels like there’s no money left to go out and enjoy the city to which you have travelled.

patricia-babalis

Patricia Babalis -

15 Dec, 2016 -

8 min read

Home Loans

How to best use a mortgage calculator

If you’ve started to look into getting a home loan, or refinancing your current loan, then you would have undoubtedly come across a mortgage calculator in your search. These nifty tools can be invaluable in helping you to visualise how a mortgage would fit into your current budget and whether or not you can afford the repayments comfortably.

patricia-babalis

Patricia Babalis -

13 Dec, 2016 -

5 min read

Home Loans

Rate rises: how the banks could ruin Christmas

Since late November, around 34 lenders have increased their interest rates on approximately 500 fixed loan products. While the rate rises have started off small, ranging from 0.05 per cent to around 0.6 percent, a trend for increasing rates has been set in motion.

patricia-babalis

Patricia Babalis -

12 Dec, 2016 -

5 min read

Home Loans

Should I get financial advice before I refinance?

Refinancing your home loan can seem like a big decision, considering a property is often the most expensive purchase Australians make in their lifetime. For this reason, it can seem like a good idea to get as many opinions as possible before deciding whether to refinance a loan.

patricia-babalis

Patricia Babalis -

06 Dec, 2016 -

4 min read