Many people don't give a lot of thought to their credit score until they need to borrow money. When you apply for credit, a lender will take into account your existing credit score to determine whether you are a high risk customer and how much money they should lend you. If they deem you to be high risk you could potentially be hit with higher interest rates or a straight-out refusal of your application.
Patricia Babalis/author/undefinedJul 2, 2018( 4 min read )
If you’re expecting in 2017 there are probably a million things on your mind and your baby’s financial future most likely isn’t number one.
Patricia Babalis/author/undefinedJan 19, 2017( 4 min read )
For the lucky holiday makers who are heading overseas, taking the right credit card can make all the difference when it comes to spending fees and charges.
Patricia Babalis/author/undefinedJan 18, 2017( 4 min read )
If you spent a little too much over the silly season and are expecting a big credit card bill in the mail come February, then it’s time to lock in a low rate balance transfer deal to get on top of your debt.
Patricia Babalis/author/undefinedJan 16, 2017( 3 min read )
For the first time refinancer there can be many little traps throughout the process that can mean paying more than you expected.
Patricia Babalis/author/undefinedJan 15, 2017( 6 min read )
There are now so many tools and resources available on the internet that you can complete the whole refinancing process from start to finish online.
Patricia Babalis/author/undefinedJan 10, 2017( 4 min read )
If you are weighing up the pros and cons of refinancing, you will need to consider the costs that can be involved in the process.
Patricia Babalis/author/undefinedJan 6, 2017( 4 min read )
In your refinancing research you may have come across something known as the fast track refinancing process. This refers to a specific type of refinancing, offered by some lenders, that allows the borrower to get their new loan settled in approximately three days if no physical property valuation is required.
Patricia Babalis/author/undefinedJan 5, 2017( 4 min read )
Are you worried about how your credit card will fare over Christmas? Think about giving some of these low-cost but incredibly thoughtful gifts.
Patricia Babalis/author/undefinedDec 19, 2016( 4 min read )