RateCity.com.au

11 articles written by Peter Arnold

Home Loans

Rates of the Nation Report, January 2017

The Rates of the Nation report is an historical analysis of interest rates in the home loans, credit cards and deposits space for the last quarter.

peter-arnold

Peter Arnold -

12 Jan, 2017 -

4 min read

Home Loans

Rates of the Nation Report, October 2016

With the cash rate cut to 1.50 per cent in August, there was a lot of interest rate action during the past quarter – particularly in the mortgage and deposit spaces, yet little movement in credit card rates.

peter-arnold

Peter Arnold -

10 Oct, 2016 -

4 min read

Home Loans

Have you paid $16k more for your big bank loan?

Have you paid $16k more for your big bank loan?

peter-arnold

Peter Arnold -

16 Aug, 2016 -

3 min read

Home Loans

Not so fast: Why the RBA may not cut rates

With Sportsbet.com.au paying only $1.45 for a cut, and $2.60 for no change, you may say the smart money is on an RBA cut for tomorrow. But with the market only pricing in a 64...

peter-arnold

Peter Arnold -

01 Aug, 2016 -

6 min read

Home Loans

Is now the time to fix your home loan?

A total of 11 lenders, including several major banks, have dropped their three year fixed rates in the last fortnight to lows of 3.89 per cent. With rates at record lows, is now a good time to fix?

peter-arnold

Peter Arnold -

23 Nov, 2015 -

3 min read

Superannuation

Super fees - how much are you paying?

How much of your superannuation balance is lost to super fees? One percent? Five percent? Maybe even 10 percent? Try closer to a quarter.

peter-arnold

Peter Arnold -

19 Aug, 2015 -

5 min read

Savings Accounts

How to maximise a pay rise

So your boss has agreed to give you that long-awaited pay rise. Don't start living it up though - consider where you could invest this money instead.

peter-arnold

Peter Arnold -

03 Aug, 2015 -

5 min read

Superannuation

Changing jobs and superannuation: What you need to know

There's very few of us who stay at the same job for our entire lives. According to research, from 2009 to 2010 alone, around one-fifth of those employed had moved on to other opportunities.

peter-arnold

Peter Arnold -

27 Feb, 2015 -

3 min read

Superannuation

Who gets my super when I pass on?

For many Australians, having too much saved in their superannuation funds is rarely a worry. However, whether you've managed to build up a more-than-healthy nest egg or end up passing away earlier than you imagined, it can happen that, upon leaving this mortal coil, your super savings continue to live on.

peter-arnold

Peter Arnold -

17 Feb, 2015 -

3 min read

Home Loans

What's all this chat about an RBA cut?

You may have been hearing more noise than usual about this month’s RBA meeting. The reason for this is it looks like the closest we’ve been to actually having a move by the RBA in about 18 months. Now that this talk has well and truly escaped the finance section and hit the headlines, the questions on many people's lips are why is this and what does it mean for me?

peter-arnold

Peter Arnold -

02 Feb, 2015 -

5 min read