206 articles written by Peter Terlato
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Grow your savings with rates above 5.5% in November
Savings rates are at some of the highest levels in more than a decade. This means that there are several options for individuals looking to earn competitive interest on their savings.
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Peter Terlato -
10 Nov, 2023 -
3 min read
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Stash your savings: top term deposits for November 2023
If you’re considering putting away some of your hard-earned savings, you may want to compare several term deposit accounts to discover those offering the most attractive rates and features that fit your savings goals.
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Peter Terlato -
10 Nov, 2023 -
2 min read
![](https://images.ratecity.com.au/large/20230406/grow-term-deposit-62Tko4cGy.jpg)
Is a term deposit an asset?
A term deposit falls under the category of a financial asset, specifically a cash and cash equivalent asset. It's a form of investment that you own, and it holds monetary value.
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Peter Terlato -
02 Nov, 2023 -
4 min read
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How to buy a car: everything you need to know
Whether you're a first-time buyer or looking to upgrade your current vehicle, financing or buying outright, this guide covers everything you need to know about buying a car in Australia.
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Peter Terlato -
01 Nov, 2023 -
13 min read
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What can void home insurance? And what you can do to safeguard your cover
If disaster strikes and your property is damaged or destroyed home insurance can provide financial relief to help cover some or all of the costs. However, policies can be rescinded if conditions are violated.
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Peter Terlato -
27 Oct, 2023 -
7 min read
![](https://images.ratecity.com.au/large/20231024/pre-purchase-car-inspection-s5xDbvIOq.jpg)
How to conduct a pre-purchase car inspection?
A pre-purchase car inspection can assist you in avoiding potential pitfalls such as hidden issues, mechanical problems, and unexpected repair costs. Plus, an inspection report can be a useful negotiation tool when buying a used car.
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Peter Terlato -
25 Oct, 2023 -
6 min read
![](https://images.ratecity.com.au/large/20230531/inflation-shopping-rises-cQnlcT49c.jpg)
Inflation advances in September: How will this affect interest rates in November?
Inflation may be, again, gathering pace. New RBA Governor Michele Bullock warns that another cash rate hike may be necessary to tame stubborn and sticky consumer prices. The big four banks seem to agree.
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Peter Terlato -
25 Oct, 2023 -
4 min read
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Can you get a business loan without any assets?
A business loan is designed to finance specific business-related requirements and is often secured by assets, such as property. However, it is possible to obtain an unsecured business loan, though there may be certain limitations and requirements.
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Peter Terlato -
23 Oct, 2023 -
6 min read
![](https://images.ratecity.com.au/large/20230719/first-car-BR8vxYOSw.jpg)
How to check if a car has finance owing
You can obtain a legal report, providing essential information, indicating whether the vehicle is stolen, declared as a write-off, or has any outstanding finance owing, among other details.
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Peter Terlato -
20 Oct, 2023 -
5 min read
![](https://images.ratecity.com.au/large/20231020/cars-parked-australia-2-XqiGepK.jpg)
Can you get car insurance without a permanent address?
Individuals taking out a car insurance policy are required to provide an address indicating where the car will typically reside. This is because car insurance premiums are partially determined by the postal code where your car is typically parked overnight.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
20 Oct, 2023 -
4 min read