RateCity.com.au

207 articles written by Peter Terlato

Home Insurance

What are the most common reasons your home insurance claim will be denied?

Being informed of the various reasons an insurer may deny a claim can help you make sensible decisions when you’re considering filing a claim, and ensure that you're adequately covered.

peter-terlato

Peter Terlato -

07 Nov, 2023 -

7 min read

Term Deposits

Is a term deposit an asset?

A term deposit falls under the category of a financial asset, specifically a cash and cash equivalent asset. It's a form of investment that you own, and it holds monetary value.

peter-terlato

Peter Terlato -

02 Nov, 2023 -

4 min read

Car Loans

How to buy a car: everything you need to know

Whether you're a first-time buyer or looking to upgrade your current vehicle, financing or buying outright, this guide covers everything you need to know about buying a car in Australia.

peter-terlato

Peter Terlato -

01 Nov, 2023 -

13 min read

Home Insurance

What can void home insurance? And what you can do to safeguard your cover

If disaster strikes and your property is damaged or destroyed home insurance can provide financial relief to help cover some or all of the costs. However, policies can be rescinded if conditions are violated.

peter-terlato

Peter Terlato -

27 Oct, 2023 -

7 min read

Car Loans

How to conduct a pre-purchase car inspection?

A pre-purchase car inspection can assist you in avoiding potential pitfalls such as hidden issues, mechanical problems, and unexpected repair costs. Plus, an inspection report can be a useful negotiation tool when buying a used car.

peter-terlato

Peter Terlato -

25 Oct, 2023 -

6 min read

Home Loans

Inflation advances in September: How will this affect interest rates in November?

Inflation may be, again, gathering pace. New RBA Governor Michele Bullock warns that another cash rate hike may be necessary to tame stubborn and sticky consumer prices. The big four banks seem to agree.

peter-terlato

Peter Terlato -

25 Oct, 2023 -

4 min read

Personal Loans

Can you get a business loan without any assets?

A business loan is designed to finance specific business-related requirements and is often secured by assets, such as property. However, it is possible to obtain an unsecured business loan, though there may be certain limitations and requirements.

peter-terlato

Peter Terlato -

23 Oct, 2023 -

6 min read

Car Loans

How to check if a car has finance owing

You can obtain a legal report, providing essential information, indicating whether the vehicle is stolen, declared as a write-off, or has any outstanding finance owing, among other details.

peter-terlato

Peter Terlato -

20 Oct, 2023 -

5 min read

Car Insurance

Can you get car insurance without a permanent address?

Individuals taking out a car insurance policy are required to provide an address indicating where the car will typically reside. This is because car insurance premiums are partially determined by the postal code where your car is typically parked overnight.

peter-terlato

Peter Terlato -

20 Oct, 2023 -

4 min read

Home Insurance

Do home insurance claims follow you?

Your home insurance claims will affect the premium you pay for a new policy for a few years. If you have made no claims, you can get a no-claims discount.

peter-terlato

Peter Terlato -

13 Oct, 2023 -

6 min read