What can void home insurance? And what you can do to safeguard your cover

If disaster strikes and your property is damaged or destroyed home insurance can provide financial relief to help cover some or all of the costs. However, policies can be rescinded if conditions are violated.

How to conduct a pre-purchase car inspection?

A pre-purchase car inspection can assist you in avoiding potential pitfalls such as hidden issues, mechanical problems, and unexpected repair costs. Plus, an inspection report can be a useful negotiation tool when buying a used car.

Inflation advances in September: How will this affect interest rates in November?

Inflation may be, again, gathering pace. New RBA Governor Michele Bullock warns that another cash rate hike may be necessary to tame stubborn and sticky consumer prices. The big four banks seem to agree.

Can you get a business loan without any assets?

A business loan is designed to finance specific business-related requirements and is often secured by assets, such as property. However, it is possible to obtain an unsecured business loan, though there may be certain limitations and requirements.

How to check if a car has finance owing

You can obtain a legal report, providing essential information, indicating whether the vehicle is stolen, declared as a write-off, or has any outstanding finance owing, among other details.

Can you get car insurance without a permanent address?

Individuals taking out a car insurance policy are required to provide an address indicating where the car will typically reside. This is because car insurance premiums are partially determined by the postal code where your car is typically parked overnight.

Do home insurance claims follow you?

Your home insurance claims will affect the premium you pay for a new policy for a few years. If you have made no claims, you can get a no-claims discount.

Should you freeze your credit report?

Banks and lenders use your credit scores when deciding whether or not to approve your loan application. Learning your credit score may be the simplest way to identify fraudulent activity and may also encourage you to improve your rating in order to become a more viable candidate for financing.

Does home insurance cover roof leaks?

Your home insurance policy may cover damage caused due to roof leaks under certain circumstances, but as always, beware the fine print. 

Australia leads the world in mortgage pain: Here's what you can do to ease the agony

Loan repayments as a share of income were at a staggering 15% for Australian households, higher than other advanced economies. Plus, this figure is estimated to have risen further in the last nine months.