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207 articles written by Peter Terlato

Personal Loans

Multi-purpose lending: top personal loans for September 2023

If you're able to acquire a plot of land at a reasonable price, it has the potential to speed up your access to capital growth opportunities and offer flexibility for future development.

peter-terlato

Peter Terlato -

06 Sep, 2023 -

3 min read

Savings Accounts

Supercharge your savings with rates above 5.50% in September

Savings rates are at some of the highest levels in more than a decade. RateCity lists nine different banks offering ongoing rates of 5.50% or higher.

peter-terlato

Peter Terlato -

06 Sep, 2023 -

3 min read

Home Loans

Household savings battered as Australia's economy picks up, defying expectations

Quarterly GDP increases have been gradually losing steam since the middle of last year. However, this latest data reflects a mild upturn in Australia's economic position.

peter-terlato

Peter Terlato -

06 Sep, 2023 -

3 min read

Term Deposits

Grow your wealth: top term deposits for September 2023

If you’re considering putting away some of your hard-earned savings, you may want to compare several term deposit accounts to discover those offering the most attractive rates and features that fit your savings goals.

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Peter Terlato -

05 Sep, 2023 -

3 min read

Car Insurance

Are you paying an insurance loyalty tax?

ASIC commenced civil penalty proceedings in the Federal Court last week, claiming some insurers used an algorithm to determine whether or not a customer might renew their policy at different premium levels.

peter-terlato

Peter Terlato -

05 Sep, 2023 -

4 min read

Credit Score

Can credit card denial hurt your credit score?

When you apply for new credit, a lender will typically perform a credit check in order to determine your risk and reliability. This will likely involve a hard inquiry into your credit history. But does the denial or success of these applications affect your overall credit score?

peter-terlato

Peter Terlato -

02 Sep, 2023 -

4 min read

Home Loans

Will the RBA hike the cash rate in September? Key economic indicators shaping the decision

We explore the stats to determine the likelihood that the RBA will lower, hold or raise the official cash rate.

peter-terlato

Peter Terlato -

01 Sep, 2023 -

8 min read

Home Loans

Inflation continues to cool: How will this affect interest rates in September?

Three of the four big banks are advocating that the cash rate has officially peaked, meaning no further cash rate hikes this year.

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Peter Terlato -

30 Aug, 2023 -

4 min read

Home Loans

What is a cashback mortgage broker?

Cashback mortgage brokers generally credit all ongoing lender commissions, in cash, to the borrower. These funds are usually paid by the lender on a monthly or annual basis for the life of the loan.

peter-terlato

Peter Terlato -

29 Aug, 2023 -

6 min read

Home Insurance

How does strata insurance work?

Strata insurance is coverage designed for properties that are part of strata or community title arrangements and is a mandatory requirement across Australia.

peter-terlato

Peter Terlato -

28 Aug, 2023 -

7 min read