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207 articles written by Peter Terlato

Home Loans

What is a cashback mortgage broker?

Cashback mortgage brokers generally credit all ongoing lender commissions, in cash, to the borrower. These funds are usually paid by the lender on a monthly or annual basis for the life of the loan.

peter-terlato

Peter Terlato -

29 Aug, 2023 -

6 min read

Home Insurance

How does strata insurance work?

Strata insurance is coverage designed for properties that are part of strata or community title arrangements and is a mandatory requirement across Australia.

peter-terlato

Peter Terlato -

28 Aug, 2023 -

7 min read

Credit Cards

What is the purchase rate on a credit card?

The purchase rate is the interest you’ll pay on the overdue balance of credit card purchases, made in-store or online.

peter-terlato

Peter Terlato -

25 Aug, 2023 -

4 min read

Home Insurance

Does home insurance cover fire damage?

Fire damage is usually included in home insurance policies Australian insurers offer. If you’re worried about bushfires, consider ensuring adequate coverage.

peter-terlato

Peter Terlato -

24 Aug, 2023 -

6 min read

Credit Cards

How do credit card refunds work?

You may wonder how to get a refund processed and how long it might take to appear on your credit card statement. We've got the answers to all this and more.

peter-terlato

Peter Terlato -

23 Aug, 2023 -

7 min read

Credit Cards

How to read your credit card statement

f you’ve ever pondered all the figures, limits, summaries and warnings that are often included on your monthly credit card statement, we’ve put together a simple guide to help decipher this document.

peter-terlato

Peter Terlato -

21 Aug, 2023 -

6 min read

Credit Cards

What is a honeymoon credit card rate? Here's how they work

Fancy a financial honeymoon? While it doesn't involve being whisked off to an exotic destination, a credit card honeymoon period can offer an appealing introductory interest rate.

peter-terlato

Peter Terlato -

18 Aug, 2023 -

4 min read

Home Insurance

Does your home and contents insurance policy cover accidental damage?

A home and contents insurance policy may cover some types of accidental damage but only when verified by a claims adjuster. Consider checking with your insurer for details.

peter-terlato

Peter Terlato -

16 Aug, 2023 -

6 min read

Credit Cards

How to transfer Flybuys to Velocity Frequent Flyer Points

You can link your Flybuys account to your Velocity account and transfer your accumulated Flybuys points to Velocity points or set up an automatic points transfer.

peter-terlato

Peter Terlato -

16 Aug, 2023 -

4 min read

Home Insurance

Does my home insurance policy cover moving expenses?

Concerned about the safety of your valuables while moving from one house to another? Check to see if you need to add coverage to your home insurance policy.

peter-terlato

Peter Terlato -

15 Aug, 2023 -

4 min read