206 articles written by Peter Terlato
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Inflation continues to cool: How will this affect interest rates in September?
Three of the four big banks are advocating that the cash rate has officially peaked, meaning no further cash rate hikes this year.
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Peter Terlato -
30 Aug, 2023 -
4 min read
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What is a cashback mortgage broker?
Cashback mortgage brokers generally credit all ongoing lender commissions, in cash, to the borrower. These funds are usually paid by the lender on a monthly or annual basis for the life of the loan.
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Peter Terlato -
29 Aug, 2023 -
6 min read
![](https://images.ratecity.com.au/large/20230828/apartments-in-sydney-tajiWCQtA.jpg)
How does strata insurance work?
Strata insurance is coverage designed for properties that are part of strata or community title arrangements and is a mandatory requirement across Australia.
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Peter Terlato -
28 Aug, 2023 -
7 min read
![](https://images.ratecity.com.au/large/20230316/credit-card-transaction-C9mcAJlzY.jpg)
What is the purchase rate on a credit card?
The purchase rate is the interest you’ll pay on the overdue balance of credit card purchases, made in-store or online.
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Peter Terlato -
25 Aug, 2023 -
4 min read
![](https://images.ratecity.com.au/large/20230824/fireman-fire-damage-home-nMLWPgHNT.jpg)
Does home insurance cover fire damage?
Fire damage is usually included in home insurance policies Australian insurers offer. If you’re worried about bushfires, consider ensuring adequate coverage.
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Peter Terlato -
24 Aug, 2023 -
6 min read
![](https://images.ratecity.com.au/large/20230823/woman-looking-at-credit-card-statement-paper-wJnBwnGNI.jpg)
How do credit card refunds work?
You may wonder how to get a refund processed and how long it might take to appear on your credit card statement. We've got the answers to all this and more.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
23 Aug, 2023 -
7 min read
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How to read your credit card statement
f you’ve ever pondered all the figures, limits, summaries and warnings that are often included on your monthly credit card statement, we’ve put together a simple guide to help decipher this document.
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Peter Terlato -
21 Aug, 2023 -
6 min read
![](https://images.ratecity.com.au/large/20230818/hapy-couple-computer-credit-card-MJOade7bp.jpg)
What is a honeymoon credit card rate? Here's how they work
Fancy a financial honeymoon? While it doesn't involve being whisked off to an exotic destination, a credit card honeymoon period can offer an appealing introductory interest rate.
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Peter Terlato -
18 Aug, 2023 -
4 min read
![](https://images.ratecity.com.au/large/20200828/broken-glass-windows-doors-home-POgaANtaa.jpg)
Does your home and contents insurance policy cover accidental damage?
A home and contents insurance policy may cover some types of accidental damage but only when verified by a claims adjuster. Consider checking with your insurer for details.
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Peter Terlato -
16 Aug, 2023 -
6 min read
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How to transfer Flybuys to Velocity Frequent Flyer Points
You can link your Flybuys account to your Velocity account and transfer your accumulated Flybuys points to Velocity points or set up an automatic points transfer.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
16 Aug, 2023 -
4 min read