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Best Comprehensive Car Insurance

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RateCity
- 2 min read
Best Comprehensive Car Insurance

Comprehensive car insurance covers damage to your own car, as well as damage you cause to another car or property. The best comprehensive car insurance will give you peace of mind about several things that really matter if you’re in an accident or have your car stolen.

For example, the best comprehensive car insurance will often include a feature to provide a replacement vehicle if your car is stolen, or while it is being repaired after an accident. If you need your for commuting to work or other priorities, then having a replacement vehicle is an important aspect of the best comprehensive car insurance policy.

For other drivers, the most important thing to determine the best comprehensive car insurance policy is whether you get to choose your own repairer. Some policies make you use a repairer nominated by the car insurance company. You might have a mechanic you’ve taken your car to before, and you might trust them to do the repairs. A ‘choice of repairer’ feature will allow you to do this.

No matter which feature is most important to you, it’s important that you shop around and compare several policies to help you get comprehensive car insurance which provides good value. Comparing car insurance brands online will give you the information you need to make the right choice between competitors.

Disclaimer

This article is over two years old, last updated on April 21, 2011. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent car insurance articles.

Compare car insurance

Agreed or market valueNew for old car replacementRoadside assistance

Either

if written off before 2 years

Standard

  • New car replacement
  • Flexible excess
  • Roadside assistance

Either

if written off before 2 years

Optional

AAI Limited T/AS AAMI
Comprehensive
  • New car replacement
  • Flexible excess
  • Roadside assistance

Either

if written off before 2 years

Optional

AHM Health Insurance
Comprehensive
  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed

if written off before 2 years

Not available

Allianz Australia Insurance Ltd
Comprehensive
  • New car replacement
  • Flexible excess

Product database updated 26 Apr, 2024

Promoted car insurance

Youi Pty Ltd

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Standard

AAI Limited T/AS AAMI

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Optional

AHM Health Insurance

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Optional

Allianz Australia Insurance Ltd

Comprehensive

  • New car replacement
  • Flexible excess

Agreed or market value

Agreed

Roadside assistance

Not available

product data updated on

Product data updated on 26 Apr 2024