Discount Car Insurance

Discount Car Insurance

Looking for discount car insurance quotes?

Having lower overheads and less human resources means the new wave of online car insurers are able to offer cheaper premiums on comprehensive car insurance. You can save up to hundreds of dollars by shopping around online to find the cheapest quote. But make sure you’re not missing out on coverage or service in exchange for a cheaper premium. Always read the insurer’s product disclosure statement (PDS) as this will detail all the ins-and-outs as well as all the fees and benefits you’ll be entitled to if an accident should occur. It can be tedious to read through the fine print, but this could save you time and money in the long term. Discounts are also available if you bundle your insurance or purchase directly online.

It doesn’t matter if you’re a young or old driver. Get a great discount – compare cheap car insurance quotes online. If you need to renew your policy, or purchase a new one, visit our car insurance comparison page to find out how much you could be saving by comparing live quotes from a selection of brands.

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Learn more about car insurance

Can you insure your car for 6 months?

Most Australian insurers won’t offer you a 6-month car insurance policy, so you may need to buy a policy that covers your car for damages and cancel it after six months. You will need to purchase comprehensive car insurance to protect your car from accidental damage, theft, vandalism, or natural disasters.. 

Consider checking whether your 6-month comprehensive car insurance will cost more if you pay monthly or six-monthly premiums instead of a one-time annual premium. Another question to ask the insurer is whether you’ll need to pay administration or cancellation fees when you cancel the policy.

Alternatively, you can look for a suitable ‘pay as you drive’ car insurance policy, which usually offers you the coverage of a comprehensive car insurance policy but only requires you to pay for the distance driven. Such a policy may not be the ideal 6-month car insurance plan as it is based on how much you drive rather than for how long. If you need to drive a lot, you may end up paying more than you’d pay for regular car insurance. 

Does insurance cover a stolen car if keys were in the car?

A car insurance policy that covers the theft of your car, such as third party fire and theft insurance, usually covers a stolen car, even if the keys were in the car’s ignition.

However, your insurer may deny the claim if you live in an area where there have been several car robberies reported recently. They will see you leaving the keys in the car as a case of negligence. In such cases, your insurance provider may even expect you to have installed anti-theft security measures in your car. 

You may need to confirm whether or not you left your keys in your car, and if they had been stolen or misplaced, before filing your car insurance claim. The loss or theft of your car keys may be covered by a comprehensive car insurance policy, but usually as an optional item.

If you can confirm that your car keys were stolen, mention this in your claim as this will help establish that your car was not stolen as a result of your negligence.