Greater Bank

2.59%

p.a Variable

Borrow up to 110% of the property value using the guarantor feature

2.60%

p.a

special

Real Time Rating™

2.69%

p.a Variable

Borrow up to 110% of the property value using the guarantor feature

2.70%

p.a

special

Real Time Rating™

2.79%

p.a Variable

2.80%

p.a

Lower than average interest rate
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.89%

p.a Variable

2.90%

p.a

Lower than average interest rate
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Greater Bank personal loans

5.99%

p.a Fixed

6.37%

p.a Fixed

Interest rates ranked in the best 20%
Lower than average rate
No ongoing fees
Unlimited extra repayments

Real Time Rating™

8.95%

p.a Fixed

9.34%

p.a Fixed

No ongoing fees
Unlimited extra repayments
Flexible repayment options
No security required

Real Time Rating™

Greater Bank car loans

4.98%

p.a Fixed

5.36%

p.a

Interest rates ranked in the best 20%
No ongoing fees
No early exit penalty
Unlimited extra repayments

Real Time Rating™

Greater Bank credit cards

Purchase Rate

9.95%

p.a

Annual Fee

$49

Ongoing purchase rate ranked in the best 20%
$49 is refunded when you spend $12,000 on purchases every 12 months
Lower than average annual fee

Greater Bank savings accounts

Maximum rate

0.10%

p.a

Base rate

0.10%

p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
No ongoing fees

Real Time Rating™

Maximum rate

1.40%

p.a

Base rate

1.40%

p.a

No ongoing fees
Features on 2021 RateCity Awards

Real Time Rating™

Maximum rate

0.60%*

p.a

Base rate

p.a

*Make one deposit per month and no withdrawals

Maximum interest rate ranked in the best 20% (conditions may apply)
Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees

Real Time Rating™

Greater Bank bank accounts

Account Keeping Fees

$0*

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

*Fees waived when deposit $2,000 Monthly

No transaction fees when you deposit $2,000 in the month
$0 account keeping fee
Linked Visa debit card
App banking available

Real Time Rating™

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.01%

$0 account keeping fee
Linked Visa debit card
App banking available
Google Pay available

Real Time Rating™

Greater Bank term deposits

Interest rate

0.30%

p.a for 6 months

Min. deposit

$50,000

Next rate increased

0.40%

p.a for 12 months

Max rate

1.00%

p.a for 60 months

12 month interest rate (for $50k deposit) ranked in the best 20%
Interest rate variations available based on payment options
Automatic maturity rollover

Real Time Rating™