1. Home
  2. Home Loans
  3. Companies
  4. Adelaide Bank
Adelaide Bank logo

Adelaide Bank home loans

One of the six largest banks in Australia, Adelaide Bank was established in 1994. Originating from Australia’s largest building society, the Co-operative Building Society of South Australia, Adelaide Bank’s legacy goes back more than 100 years.

Adelaide Bank is among Australia’s leading lenders and manages assets of over $17 billion from its headquarters in South Australia. Adelaide Bank customers have access to over 2000 ATMs across Australia.

Adelaide Bank is well known for its user-friendly products and offers a wide range including insurances, bank accounts, credit cards and home loans. It’s believed to generate more than three per cent of Australian mortgage loan approvals annually.

Since a merger with Bendigo Bank in 2007, Adelaide Bank has operated as a dedicated lending business specialising in providing mortgage and loan services to everyday banking customers.

Adelaide Bank Home Loan Calculator

Interested in an Adelaide Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Adelaide Bank compares to its competitors. Simply plug in your borrowing amount below. 

Content updated

Product data updated

Why choose Adelaide Bank


  • 100 per cent offset is available on most home loans (not including the SmartSaver loan).
  • All loans offer a choice between principal and interest or interest only repayments.
  • Can accommodate people with smaller deposits.
  • Extra repayments are allowed on all home loans, with some capping additional repayments at $20,000.


  • Ongoing monthly fees apply to most home loans (not including the SmartSaver loan).
  • Not all accounts offer equity release.
  • No package deals are offered.

Adelaide Bank Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

Adelaide Bank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Andrew Vatovec

Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

Yellow Brick Road Zetland is a mortgage broking services company with the goal to give to assist all eligible customers ...

View Profile
broker profile picture

Dean Coddington

Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

Principal and Mortgage Broker, Dean has a passion for going the extra mile for his clients, ensuring he gets to know you...

View Profile
broker profile picture

Lee Tsiboukas

Customer Representative Number: 550725
5 Google reviews

Get expert advice from a home loans specialist.

Lee is a mortgage broker located on the Gold Coast in QLD, bringing over 15 years of experience in steering a Real Estat...

View Profile

About our expert

Did you find this page helpful?

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.