Home Insurance

Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.

Mark Bristow -

26 Apr, 2024 -

4 min read

Home Insurance

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow -

22 Feb, 2024 -

4 min read

Home Insurance

Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.

Mark Bristow -

20 Feb, 2024 -

3 min read

Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read

Term Deposits

Each year Australians look for ways to accrue, save and invest their money, with many turning to term deposits for their investments.

Term Deposits

A term deposit falls under the category of a financial asset, specifically a cash and cash equivalent asset. It's a form of investment that you own, and it holds monetary value.

Peter Terlato -

02 Nov, 2023 -

4 min read

Term Deposits

Cash investments and fixed term deposits are types of investments available to those looking to invest their hard earned money.

RateCity -

13 Jul, 2010 -

1 min read

Home Loans

Planning to invest in a holiday home? Consider its purpose, pros and cons, and how you can protect your holiday home against damage.

Vidhu Bajaj -

16 Oct, 2023 -

7 min read

Home Loans

Owning an investment property could potentially offer a path to building wealth and ensuring a more comfortable retirement. However, not all borrowers will successfully invest in property, with many selling within the first five years and giving up on their property dreams.

Mark Bristow -

21 Dec, 2023 -

5 min read

Home Loans

Negative gearing refers to when investors can claim a tax deduction when their investments make a loss. While negative gearing offers several potential benefits, there are also risks involved.

Vidhu Bajaj -

24 May, 2023 -

6 min read

Investment Funds

Thinking about investing but not sure where to start? This article is the ultimate beginners guide to investing, covering all the basics, including where to invest, how to invest, and how to prepare for your first investment.

Jodie Humphries -

28 Feb, 2023 -

7 min read

Investment Funds

Interested in investing but don’t want to lock away your money for the long haul? Short-term investments could be the solution.

Jodie Humphries -

27 Jan, 2023 -

4 min read

Investment Funds

Traditionally, investments have been a tool for the wealthy. They’re often complex arrangements that require a significant level of financing and incur high fees. However, the advent of micro-investing means you can dip your toes into this arena without excessive exposure.

Peter Terlato -

19 Aug, 2022 -

5 min read

Savings Accounts

Investment accounts are a type of account held with a financial institution for the purpose of building on or increasing your investment. Some types of investment accounts include term deposits, debentures and online savings accounts.

RateCity -

29 Jul, 2010 -

1 min read

Savings Accounts

Robo-investing: would you trust a robot with your cash?

Online Trading

If current property prices are eluding your investment dreams why not consider online trading - by building an investment portfolio and buying and selling investment shares?

RateCity -

17 Sep, 2014 -

3 min read

Online Trading

Business magnate and investor Warren Buffett, has released some valuable investment tips in the Berkshire Hathaway's latest annual report.

Online Trading

Aussie investment traders embrace mobile technology

Laine Gordon -

17 Sep, 2014 -

3 min read

Superannuation

Being proactive with your superannuation from the early stages of your career can have long lasting effects, and that includes knowing where your money is being invested.

Georgia Brown -

24 Aug, 2021 -

3 min read

Superannuation

Alarming findings from the 2015 Stockspot Fat Cat Fund Report have estimated that 50 per cent of Australians under the age of 40 who are currently with a 'Fat Cat' superannuation fund won't have enough money to fund their own retirement.

Superannuation

Choosing between investing in shares and investing in super will depend on factors such as how much risk you want to take and how soon you want to make a profit.

Vidhu Bajaj -

28 Sep, 2022 -

5 min read

Margin Loans

Margin lending loans allow you to borrow money to invest in shares and managed funds. Your investment is held as security for the loan, which allows you to make bigger investments than you could normally afford.

RateCity -

19 Sep, 2009 -

1 min read

Margin Loans

To protect against losses from a fall in the investment, margin lenders will only lend a portion of the total investment amount.

RateCity -

19 Sep, 2009 -

1 min read

Margin Loans

Margin loan news from RateCity covering protected loans, alternative investments, margin loan general tips and more.

Laine Gordon -

19 Sep, 2006 -

5 min read

Car Loans

A pre-purchase car inspection can assist you in avoiding potential pitfalls such as hidden issues, mechanical problems, and unexpected repair costs. Plus, an inspection report can be a useful negotiation tool when buying a used car.

Peter Terlato -

25 Oct, 2023 -

6 min read

Car Loans

When you decide to buy a car, you also need to determine your budget. So, how much should you spend on a car? Here are the things you need to consider.

Vidhu Bajaj -

23 Oct, 2023 -

7 min read

Car Insurance

If you’ve been in a car accident, reporting it to your insurer as soon as possible and providing as many details as you can, may help to expedite the process.

Peter Terlato -

11 Aug, 2023 -

7 min read

Cryptocurrency

Find out what Non-Fungible Tokens (NFTs) are, how you can buy them and some information on their value as investments.

Vidhu Bajaj -

07 Feb, 2023 -

5 min read

Cryptocurrency

Find out about Dogecoin, the reasons behind its popularity and whether you should invest in it.

Vidhu Bajaj -

09 Nov, 2022 -

6 min read

Bank Accounts

If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?

Mark Bristow -

29 Jun, 2023 -

4 min read