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Home Loans

Average borrower paid almost $6K extra last year, even as rates hold

The average borrower who hasn’t refinanced their home loan in the last 12 months has paid almost $6,000 extra in interest as a result, new research from RateCity.com.au shows.

Laine Gordon

Laine Gordon -

10 Dec, 2024 -

4 min read

Home Loans

Cashback home loan deals in April 2025

Compare the available home loan cashback deals options in April 2025 at RateCity as per your need.

Vidhu Bajaj

Vidhu Bajaj -

08 Apr, 2025 -

3 min read

Home Loans

New lending jumps by $1.2 billion in July

The total value of new home loans approved in the month of July was $30.58 billion – with $1.2 billion more loans settled compared to the previous month, according to ABS Lending Indicator data.

Laine Gordon

Laine Gordon -

06 Sep, 2024 -

5 min read

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Personal Loans

Some of the top-rated personal loans in September 2024

New data shows that Australians borrowed slightly more for personal loans in July 2024. But what will this mean if interest rates are cut as some banks are forecasting?

Mark Bristow

Mark Bristow -

06 Sep, 2024 -

2 min read

Personal Loans

Some of the top-rated personal loans in August 2024

New data shows that June 2024 recorded an uptick in personal loans, reversing a fall recorded the month prior. There are a variety of reasons to consider applying for a personal loan, including adding green and sustainable features to your home.

Mark Bristow

Mark Bristow -

05 Aug, 2024 -

3 min read

Personal Loans

How are you handling the cost of living? Some of the top-rated personal loans in November 2024

Australia’s cost of living is still rising, but more slowly than previously, according to the latest data from the Australian Bureau of Statistics (ABS).

Mark Bristow

Mark Bristow -

06 Nov, 2024 -

3 min read

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Savings Accounts

Saving or spending? Some of the top-rated savings accounts in August 2024

If you recently dipped into your savings to splurge on end of financial year sales, you may not be alone. But new data indicates that Australians could soon be putting more money back into the bank again to help manage the high cost of living.

Mark Bristow

Mark Bristow -

02 Aug, 2024 -

3 min read

Savings Accounts

Some of the top-rated savings accounts in September 2024

Australia’s money in the bank recently hit another record high, despite cost-of-living pressures. But how long will this likely last in the face of potential future interest rate shifts?

Mark Bristow

Mark Bristow -

04 Sep, 2024 -

3 min read

Savings Accounts

What will happen to savings accounts when interest rates fall? Some of the top-rated savings accounts in November 2024

Putting part of your money into a savings account is traditionally one of the simplest ways to protect and grow your wealth. But how does this work if interest rates start falling?

Mark Bristow

Mark Bristow -

06 Nov, 2024 -

3 min read

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Superannuation

Gender super gap remains a problem - what you can do about it

A significant super gap still exists between Australian men and women. But there are also options that may be able to help some Australians take control of their superannuation.

Mark Bristow

Mark Bristow -

19 Sep, 2024 -

3 min read

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Car Loans

Some of the top rated car loans in April 2025

Compare rates, fees, and features for some of the top-rated car loans in April 2025. Find the one that suits your vehicle choice.

Vidhu Bajaj

Vidhu Bajaj -

09 Apr, 2025 -

3 min read

Car Loans

Some of the top-rated car loans in August 2024

Another new record has been set for vehicle sales in the month of July 2024, with many of these purchases being made by professional or government buyers.  

Mark Bristow

Mark Bristow -

06 Aug, 2024 -

2 min read

Car Loans

Some of the top-rated car loans in September 2024

The August 2024 vehicle sales statistics from the Federal Chamber of Automotive Industries (FCAI) indicate that while car sales were down year on year, they were still the second-highest August results ever recorded in Australia.

Mark Bristow

Mark Bristow -

05 Sep, 2024 -

3 min read

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Buy Now Pay Later

How Afterpay’s new bank accounts compare to the competition

Australia’s largest buy now, pay later provider, Afterpay, has launched its own banking platform, Money by Afterpay.

Laine Gordon

Laine Gordon -

10 Nov, 2021 -

4 min read

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Credit Cards

Financial stress on the rise – what can you do about it?

More Australians may be turning to credit cards to help manage their household expenses, according to a new report. With the cost of living putting pressure on many budgets, what can you do to better manage your credit?

Mark Bristow

Mark Bristow -

02 May, 2024 -

4 min read

Credit Cards

Wisr's Joanne Edwards on tips to manage your debt

Navigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.

Eden Radford

Eden Radford -

24 Apr, 2024 -

6 min read

Credit Cards

Australians continue to cut down on credit card debt

Australia’s total credit card debt has decreased for the fourth month in a row, with the latest data showing a drop of $158 million between August and September.

Eden Radford

Eden Radford -

07 Nov, 2023 -

3 min read

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Cryptocurrency

Ethereum Foundation debunks myths surrounding The Merge

The much-discussed network upgrade, dubbed The Merge, is expected to take place before the end of the year. Controversy and confusion surround the project so its primary backers have published an explainer.

Peter Terlato

Peter Terlato -

19 Aug, 2022 -

4 min read

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Credit Score

How to fix credit report errors

While it’s not that common, it is possible for your credit report to contain mistakes. If you think there’s a mistake on your credit report, there are steps you can take to make sure it is corrected.

Eden Radford

Eden Radford -

12 Apr, 2024 -

3 min read

Browse more Credit Score news