Home Loans

Whether you want to renovate a home, pay for a wedding or make some new investments, if you need some extra cash, you could consider leveraging the equity in your home. This is also known as cash-out refinancing, and it’s a competitive option for some homeowners to consider.

Alex Ritchie -

15 Aug, 2024 -

7 min read

Home Loans

Refinancing is a strategy that could save you potentially hundreds of thousands over the life of your home loan. If you are considering refinancing, these are the six steps you need to know.

Mia Steiber -

25 Feb, 2025 -

10 min read

Home Loans

Reducing your mortgage repayments can potentially save you thousands of dollars over the life of your loan.

Mark Bristow -

13 Mar, 2025 -

6 min read

Personal Loans

It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.

Vidhu Bajaj -

24 Mar, 2025 -

4 min read

Personal Loans

It is possible to effectively transfer a personal loan to another bank by refinancing your personal loan.

Mark Bristow -

24 Jan, 2025 -

5 min read

Personal Loans

In many cases, it is possible to have two personal loans at the same time, even two personal loans from the same bank.

Mark Bristow -

17 Mar, 2025 -

5 min read

Car Loans

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

Mark Bristow -

08 Jan, 2025 -

5 min read

Car Loans

Explore your options at the end of a novated lease: buy the car, refinance, or upgrade. Learn about residual values and what happens if you change jobs.

Vidhu Bajaj -

27 Aug, 2024 -

7 min read

Car Loans

If you’re considering financing a vehicle for work purposes, you may be curious as to what your options are, and which may best suit your needs and financial situation.

Mark Bristow -

07 Nov, 2024 -

6 min read

Credit Score

How often your credit score updates will depend on how often a bank, lender or service provider offers information to credit bureaus.

Mark Bristow -

07 Nov, 2024 -

4 min read

Savings Accounts

Savings can provide a safety net for individuals and households during periods of financial difficulty or stress. But how much does the average Australian actually have stashed away in their savings account?

Peter Terlato -

14 Aug, 2024 -

3 min read

Credit Cards

Having a bad credit score can sometimes feel like a life sentence. However, there are ways to get your credit score back on track.

Mark Bristow -

14 Mar, 2025 -

6 min read

Energy

Knowing the difference between peak and off-peak electricity could make a huge difference to your electricity bill.

Mark Bristow -

08 Aug, 2024 -

7 min read

Car Insurance

If you’re ever in a car accident where your car gets badly damaged, your insurer may consider writing off your vehicle. This means that instead of getting your car repaired and back on the road, you’ll receive an insurance payout. But if the car is still repairable, you may be able to re-register and insure the written-off car again in the future.  

Jodie Humphries -

13 Aug, 2024 -

5 min read

Home Loans

The average borrower who hasn’t refinanced their home loan in the last 12 months has paid almost $6,000 extra in interest as a result, new research from RateCity.com.au shows.

Laine Gordon -

10 Dec, 2024 -

4 min read

Home Loans

Compare the available home loan cashback deals options in April 2025 at RateCity as per your need.

Vidhu Bajaj -

08 Apr, 2025 -

3 min read

Home Loans

The total value of new home loans approved in the month of July was $30.58 billion – with $1.2 billion more loans settled compared to the previous month, according to ABS Lending Indicator data.

Laine Gordon -

06 Sep, 2024 -

5 min read

Personal Loans

New data shows that Australians borrowed slightly more for personal loans in July 2024. But what will this mean if interest rates are cut as some banks are forecasting?

Mark Bristow -

06 Sep, 2024 -

2 min read

Personal Loans

New data shows that June 2024 recorded an uptick in personal loans, reversing a fall recorded the month prior. There are a variety of reasons to consider applying for a personal loan, including adding green and sustainable features to your home.

Mark Bristow -

05 Aug, 2024 -

3 min read

Personal Loans

Australia’s cost of living is still rising, but more slowly than previously, according to the latest data from the Australian Bureau of Statistics (ABS).

Mark Bristow -

06 Nov, 2024 -

3 min read

Savings Accounts

If you recently dipped into your savings to splurge on end of financial year sales, you may not be alone. But new data indicates that Australians could soon be putting more money back into the bank again to help manage the high cost of living.

Mark Bristow -

02 Aug, 2024 -

3 min read

Savings Accounts

Australia’s money in the bank recently hit another record high, despite cost-of-living pressures. But how long will this likely last in the face of potential future interest rate shifts?

Mark Bristow -

04 Sep, 2024 -

3 min read

Savings Accounts

Putting part of your money into a savings account is traditionally one of the simplest ways to protect and grow your wealth. But how does this work if interest rates start falling?

Mark Bristow -

06 Nov, 2024 -

3 min read

Superannuation

A significant super gap still exists between Australian men and women. But there are also options that may be able to help some Australians take control of their superannuation.

Mark Bristow -

19 Sep, 2024 -

3 min read

Car Loans

Compare rates, fees, and features for some of the top-rated car loans in April 2025. Find the one that suits your vehicle choice.

Vidhu Bajaj -

09 Apr, 2025 -

3 min read

Car Loans

Another new record has been set for vehicle sales in the month of July 2024, with many of these purchases being made by professional or government buyers.  

Mark Bristow -

06 Aug, 2024 -

2 min read

Car Loans

The August 2024 vehicle sales statistics from the Federal Chamber of Automotive Industries (FCAI) indicate that while car sales were down year on year, they were still the second-highest August results ever recorded in Australia.

Mark Bristow -

05 Sep, 2024 -

3 min read

Personal Loans

Find long personal loans at RateCity and compare over 303 Personal Loans. View all product details, interest rates and fees to find the Personal Loans that suits your needs at RateCity

Mark Bristow -

28 Aug, 2018 -

6 min read

Home Loans

Is it time to refinance to a home loan that better suits your lifestyle and budget? Calculate how much you can save in time and repayments by switching.

Mark Bristow -

10 Oct, 2019 -

22 min read

Home Loans

With rates from 4.94%, calculate how much you could save by switching lenders. Compare home loans to find a mortgage that suits your needs.

Mark Bristow -

21 Mar, 2017 -

5 min read

Home Loans

Ready to refinance? Before you switch, compare home loan interest rates, fees, features and benefits, so you can be confident in your choice of mortgage.

Mark Bristow -

08 Dec, 2016 -

10 min read

Car Loans

RateCity makes it easier to refinance your car loan. Compare interest rates, fees, features and benefits for car loans that may better suit your needs.

Mark Bristow -

02 Jun, 2022 -

12 min read