Home Loans

Whether you want to renovate a home, pay for a wedding or make some new investments, if you need some extra cash, you could consider leveraging the equity in your home. This is also known as cash-out refinancing, and it’s a competitive option for some homeowners to consider.

Alex Ritchie -

15 Aug, 2024 -

7 min read

Home Loans

Refinancing is a strategy that could save you potentially hundreds of thousands over the life of your home loan. If you are considering refinancing, these are the six steps you need to know.

Mia Steiber -

25 Feb, 2025 -

10 min read

Home Loans

Reducing your mortgage repayments can potentially save you thousands of dollars over the life of your loan.

Mark Bristow -

13 Mar, 2025 -

6 min read

Personal Loans

It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.

Vidhu Bajaj -

24 Mar, 2025 -

4 min read

Personal Loans

It is possible to effectively transfer a personal loan to another bank by refinancing your personal loan.

Mark Bristow -

24 Jan, 2025 -

5 min read

Personal Loans

In many cases, it is possible to have two personal loans at the same time, even two personal loans from the same bank.

Mark Bristow -

17 Mar, 2025 -

5 min read

Car Loans

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

Mark Bristow -

08 Jan, 2025 -

5 min read

Car Loans

Explore your options at the end of a novated lease: buy the car, refinance, or upgrade. Learn about residual values and what happens if you change jobs.

Vidhu Bajaj -

27 Aug, 2024 -

7 min read

Car Loans

If you’re considering financing a vehicle for work purposes, you may be curious as to what your options are, and which may best suit your needs and financial situation.

Mark Bristow -

07 Nov, 2024 -

6 min read

Credit Score

How often your credit score updates will depend on how often a bank, lender or service provider offers information to credit bureaus.

Mark Bristow -

07 Nov, 2024 -

4 min read

Credit Score

Refinancing your loan can be an effective way to consolidate your debt and reduce your interest costs. But does it affect your credit score?

Vidhu Bajaj -

09 Jan, 2023 -

3 min read

Credit Score

Reaching the end of your loan term and making your final repayment can be a satisfying feat. But will paying off your personal loan give your credit score a boost, or could it have the opposite effect?

Mark Bristow -

14 Feb, 2025 -

5 min read

Savings Accounts

Savings can provide a safety net for individuals and households during periods of financial difficulty or stress. But how much does the average Australian actually have stashed away in their savings account?

Peter Terlato -

14 Aug, 2024 -

3 min read

Credit Cards

Having a bad credit score can sometimes feel like a life sentence. However, there are ways to get your credit score back on track.

Mark Bristow -

14 Mar, 2025 -

6 min read

Credit Cards

You may wonder how to get a refund processed and how long it might take to appear on your credit card statement. We've got the answers to all this and more.

Peter Terlato -

23 Aug, 2023 -

7 min read

Credit Cards

Afterpay is different to credit cards in several ways, including its fees and costs, rewards and perks, and application process.

Alex Ritchie -

13 Sep, 2024 -

8 min read

Energy

Knowing the difference between peak and off-peak electricity could make a huge difference to your electricity bill.

Mark Bristow -

08 Aug, 2024 -

7 min read

Energy

Energy providers may request a credit check for a gas or electricity connection to confirm that you haven’t had issues paying your bills in the past.

Jodie Humphries -

07 May, 2021 -

4 min read

Car Insurance

If you’re ever in a car accident where your car gets badly damaged, your insurer may consider writing off your vehicle. This means that instead of getting your car repaired and back on the road, you’ll receive an insurance payout. But if the car is still repairable, you may be able to re-register and insure the written-off car again in the future.  

Jodie Humphries -

13 Aug, 2024 -

5 min read

Car Insurance

If you decide to sell your car, what happens to your car insurance? It may be possible to get a car insurance refund after selling your car or otherwise cancelling your policy, though there may be certain terms, conditions and exceptions to consider.

Mark Bristow -

16 Jul, 2024 -

3 min read

Car Insurance

You should be able to talk to your insurer and cancel your car insurance policy at any time. However, you may need to pay cancellation fees.

Jodie Humphries -

20 Oct, 2020 -

4 min read

Superannuation

Preserved super benefits refer to the super contributions you can only access once you meet a condition of release. Learn more about accessing your super.

Jodie Humphries -

23 Feb, 2023 -

3 min read