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- Term Deposits
- GMCU
- Fixed Term Deposit
Fixed Term Deposit
- 3 months
- Automatic maturity rollover
- Joint application available
- Maturity alert by email
Interest rate
0.25%
Maximum rate
4.85%
for 12 months
Fixed Term Deposit
- 3 months
- Automatic maturity rollover
- Joint application available
- Maturity alert by email
Interest rate
0.25%
Maximum rate
4.85%
for 12 months
Pros and Cons
For Fixed Term Deposit
Benefits
- Interest can be paid to other institution
- Only 1 days notice to withdraw funds before maturity
- Automatic maturity rollover
- Maturity alert by email and phone
Drawbacks
GMCU Rate Term Deposit overview
For Fixed Term Deposit
Features
Min deposit
$25,000
Automatic maturity rollover
Maturity alert by phone
Maturity alert by email
Joint application available
Minimum age requirement
Notice period to withdraw
1
Is covered by government guarantee
Target Market Determination
Visit Goulburn Murray Credit Union to view Target Market Determination.
Interest
Interest calculation frequency
Daily
Interest payment frequency options
At Maturity
Interest payment via other institution
Interest payment method
-
Fees
Account keeping fee
$0
Early withdrawal fee
Rates
TermRates on deposit of ($100 - $4,999)Rates on deposit of ($5,000 - $24,999)Rates on deposit of ($25,000 - $2,000,000)
3 months0.25%3.50%3.50%
6 months0.25%4.00%4.00%
9 months0.25%4.00%4.00%
1 year0.25%4.75%4.85%
2 years0.25%4.20%4.20%
