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  4. Fixed Term Deposit

Fixed Term Deposit

  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email

Interest rate

0.25%

Maximum rate

4.85%

for 12 months

Fixed Term Deposit

  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email

Interest rate

0.25%

Maximum rate

4.85%

for 12 months

Pros and Cons

For Fixed Term Deposit

Benefits

  • Interest can be paid to other institution
  • Only 1 days notice to withdraw funds before maturity
  • Automatic maturity rollover
  • Maturity alert by email and phone

Drawbacks

    GMCU Rate Term Deposit overview

    For Fixed Term Deposit

    Features

    Min deposit

    $25,000

    Automatic maturity rollover

    Maturity alert by phone

    Maturity alert by email

    Joint application available

    Minimum Age Requirement

    -

    Notice period to withdraw

    1

    Is covered by government guarantee

    Target Market Determination

    Visit Goulburn Murray Credit Union to view Target Market Determination.

    Interest

    Interest Calculation Frequency

    Daily

    Interest Payment Frequency Options

    At Maturity

    Interest payment via other institution

    Interest payment method

    -

    Fees

    Account keeping fee

    $0

    Early withdrawal fee

    -

    Rates

    TermRates on deposit of ($100 - $4,999)Rates on deposit of ($5,000 - $24,999)Rates on deposit of ($25,000 - $2,000,000)
    3 months0.25%3.50%3.50%
    6 months0.25%4.00%4.00%
    9 months0.25%4.00%4.00%
    1 year0.25%4.85%4.85%
    2 years0.25%4.20%4.20%

    How to apply

    If you'd like to apply for this term deposit or just get more information, follow the application process to speak to an GMCU mortgage specialist.