Best 12-month term deposits

The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking
Product
Max rate
Company
Min. deposit
Interest rate
Next rate increased
Features
1
4 position up today

1.05%

p.a for 12 months

BankVic

$2,000

0.85%

p.a for 3 months

1.05%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
2
5 position up today

1.00%

p.a for 3 months

Australian Unity

$5,000

1.00%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
3
5 position up today

1.00%

p.a for 12 months

MOVE Bank

$5,000

0.65%

p.a for 3 months

0.75%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
4
2 position up today

1.30%

p.a for 24 months

Judo Bank

$1,000

0.89%

p.a for 3 months

0.91%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
5
4 position up today

0.95%

p.a for 12 months

Macquarie Credit Union

$5,000

0.85%

p.a for 3 months

0.95%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
6
4 position up today

0.90%

p.a for 12 months

Pulse Credit Union

$500

0.65%

p.a for 3 months

0.70%

p.a for 4 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
7
4 position up today

0.90%

p.a for 24 months

Warwick Credit Union

$5,000

0.75%

p.a for 3 months

0.90%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
8
4 position up today

0.90%

p.a for 3 months

Australian Military Bank

$1,000

0.85%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
9
8 position down today

0.90%

p.a for 12 months

Firefighters Mutual Bank

$1,000

0.75%

p.a for 3 months

0.80%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
10
3 position up today

0.90%

p.a for 12 months

Gateway Bank

$1,000

0.80%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
11
9 position down today

0.90%

p.a for 12 months

Teachers Mutual Bank

$1,000

0.75%

p.a for 3 months

0.80%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
12
9 position down today

0.90%

p.a for 12 months

Health Professionals Bank

$1,000

0.75%

p.a for 3 months

0.80%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
13
1 position up today

0.90%

p.a for 3 months

Queensland Country Bank

$5,000

0.90%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
14
10 position down today

0.90%

p.a for 12 months

UniBank

$1,000

0.75%

p.a for 3 months

0.80%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
15
1 position up today

1.05%

p.a for 60 months

Police Bank

$1,000

0.75%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
16
1 position up today

0.85%

p.a for 7 months

Lysaght Credit Union

$5,000

0.75%

p.a for 3 months

0.85%

p.a for 7 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
17
1 position up today

1.00%

p.a for 60 months

Arab Bank Australia

$2,000

0.65%

p.a for 3 months

0.75%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
18
1 position up today

0.80%

p.a for 12 months

Goldfields Money

$5,000

0.50%

p.a for 3 months

0.55%

p.a for 4 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
19
1 position up today

1.00%

p.a for 24 months

Heritage Bank

$1,000

0.70%

p.a for 3 months

0.80%

p.a for 8 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
20
1 position up today

0.90%

p.a for 24 months

Qudos Bank

$5,000

0.85%

p.a for 3 months

0.90%

p.a for 24 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

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