Best 12-month term deposits

The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking
Product
Max rate
Company
Min. deposit
Interest rate
Next rate increased
Features
1
1 position up today

1.55%

p.a for 36 months

Judo Bank

$1,000

1.33%

p.a for 3 months

1.37%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
2
1 position up today

1.35%

p.a for 3 months

Lysaght Credit Union

$5,000

1.35%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
3
4 position up today

1.35%

p.a for 9 months

BankVic

$2,000

1.25%

p.a for 3 months

1.35%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
4
4 position up today

1.10%

p.a for 3 months

Australian Unity

$5,000

1.10%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
5
5 position up today

1.20%

p.a for 24 months

MOVE Bank

$5,000

1.00%

p.a for 3 months

1.15%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
6
1 position up today

1.09%

p.a for 12 months

Hunter United

$2,000

0.80%

p.a for 3 months

0.90%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
7
1 position up today

1.10%

p.a for 12 months

Firefighters Mutual Bank

$5,000

1.10%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
8
1 position up today

1.10%

p.a for 12 months

Teachers Mutual Bank

$5,000

1.00%

p.a for 3 months

1.10%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
9
1 position up today

1.10%

p.a for 12 months

Health Professionals Bank

$5,000

1.00%

p.a for 3 months

1.10%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
10
1 position up today

1.10%

p.a for 12 months

UniBank

$5,000

1.00%

p.a for 3 months

1.10%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
11
1 position up today

1.00%

p.a for 60 months

Rabobank Australia

$1,000

0.90%

p.a for 3 months

1.00%

p.a for 60 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
12
1 position up today

1.10%

p.a for 36 months

P&N Bank

$25,000

1.05%

p.a for 12 months

1.10%

p.a for 36 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
13
1 position up today

1.05%

p.a for 12 months

Heritage Bank

$1,000

0.80%

p.a for 3 months

1.00%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
14
1 position up today

1.05%

p.a for 12 months

ME Bank

$5,000

0.90%

p.a for 3 months

0.95%

p.a for 7 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
15
9 position down today

1.15%

p.a for 60 months

Arab Bank Australia

$2,000

0.90%

p.a for 3 months

0.95%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
16
1 position up today

1.00%

p.a for 12 months

Transport Mutual Credit Union

$1,000

0.70%

p.a for 3 months

0.90%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
17
4 position down today

1.05%

p.a for 7 months

Bank of Sydney

$1,000

0.85%

p.a for 3 months

0.95%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
18
1 position up today

1.00%

p.a for 12 months

Coastline Credit Union

$5,000

0.75%

p.a for 3 months

0.85%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
19
1 position up today

1.05%

p.a for 24 months

Defence Bank

$1,000

0.80%

p.a for 3 months

0.85%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
20
3 position up today

0.70%

p.a for 12 months

Firstmac

$5,000

0.50%

p.a for 3 months

0.55%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

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