Best 3-year term deposits

The top-rated 3-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking
1
1 position down today
Max rate

1.30%

p.a for 24 months

Company
Judo Bank
Min. deposit

$1,000

Interest rate

0.81%

p.a for 3 months

Next rate increased

0.82%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
2
1 position up today
Max rate

1.00%

p.a for 24 months

Company
Heritage Bank
Min. deposit

$1,000

Interest rate

0.70%

p.a for 3 months

Next rate increased

0.80%

p.a for 8 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
3
1 position up today
Max rate

1.00%

p.a for 36 months

Company
Bank of us
Min. deposit

$5,000

Interest rate

0.30%

p.a for 3 months

Next rate increased

0.55%

p.a for 5 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
4
1 position up today
Max rate

1.00%

p.a for 60 months

Company
Arab Bank Australia
Min. deposit

$2,000

Interest rate

0.65%

p.a for 3 months

Next rate increased

0.75%

p.a for 12 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
5
1 position up today
Max rate

0.90%

p.a for 12 months

Company
Firefighters Mutual Bank
Min. deposit

$1,000

Interest rate

0.75%

p.a for 3 months

Next rate increased

0.80%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
6
1 position up today
Max rate

0.90%

p.a for 12 months

Company
Teachers Mutual Bank
Min. deposit

$1,000

Interest rate

0.75%

p.a for 3 months

Next rate increased

0.80%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
7
1 position up today
Max rate

0.90%

p.a for 12 months

Company
Health Professionals Bank
Min. deposit

$1,000

Interest rate

0.75%

p.a for 3 months

Next rate increased

0.80%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
8
1 position up today
Max rate

0.90%

p.a for 12 months

Company
UniBank
Min. deposit

$1,000

Interest rate

0.75%

p.a for 3 months

Next rate increased

0.80%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
9
1 position up today
Max rate

1.05%

p.a for 12 months

Company
BankVic
Min. deposit

$2,000

Interest rate

0.85%

p.a for 3 months

Next rate increased

1.05%

p.a for 12 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
10
1 position up today
Max rate

0.85%

p.a for 60 months

Company
Police Bank
Min. deposit

$1,000

Interest rate

0.60%

p.a for 3 months

Next rate increased

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
11
1 position up today
Max rate

1.00%

p.a for 60 months

Company
Greater Bank
Min. deposit

$5,000

Interest rate

0.25%

p.a for 3 months

Next rate increased

0.35%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
12
1 position up today
Max rate

0.80%

p.a for 36 months

Company
The Mutual
Min. deposit

$5,000

Interest rate

0.35%

p.a for 3 months

Next rate increased

0.50%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
13
1 position up today
Max rate

0.80%

p.a for 12 months

Company
ME Bank
Min. deposit

$5,000

Interest rate

0.65%

p.a for 3 months

Next rate increased

0.70%

p.a for 7 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
14
1 position up today
Max rate

0.80%

p.a for 36 months

Company
Bank Australia
Min. deposit

$500

Interest rate

0.35%

p.a for 3 months

Next rate increased

0.45%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
15
1 position up today
Max rate

0.75%

p.a for 3 months

Company
Australian Military Bank
Min. deposit

$1,000

Interest rate

0.70%

p.a for 3 months

Next rate increased

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
16
1 position up today
Max rate

0.80%

p.a for 48 months

Company
Police Credit Union
Min. deposit

$5,000

Interest rate

0.40%

p.a for 3 months

Next rate increased

0.50%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
17
1 position up today
Max rate

0.80%

p.a for 9 months

Company
Australian Unity
Min. deposit

$5,000

Interest rate

0.70%

p.a for 3 months

Next rate increased

0.80%

p.a for 9 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
18
1 position up today
Max rate

0.85%

p.a for 60 months

Company
Auswide Bank
Min. deposit

$5,000

Interest rate

0.65%

p.a for 3 months

Next rate increased

0.70%

p.a for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
19
1 position up today
Max rate

0.70%

p.a for 12 months

Company
People's Choice Credit Union
Min. deposit

$5,000

Interest rate

0.55%

p.a for 3 months

Next rate increased

0.60%

p.a for 9 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
20
1 position up today
Max rate

0.70%

p.a for 24 months

Company
Horizon Bank
Min. deposit

$5,000

Interest rate

0.50%

p.a for 3 months

Next rate increased

0.60%

p.a for 12 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

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How are Real Time Ratings™ calculated?