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Term Deposits Leaderboard
Looking for the best-rated term deposit offers on the market? Check the RateCity leaderboard to find some of Australia's best term deposits.
Best 12-month term deposits
The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.
Ranking | Product | Max rate | Company | Min. deposit | Interest rate | Next rate increased | Features |
|---|---|---|---|---|---|---|---|
1 4 position up today | 1.05% p.a for 12 months |  | $2,000 | 0.85% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
2 1 position up today | 1.00% p.a for 12 months |  | $5,000 | 0.65% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
3 1 position up today | 1.30% p.a for 24 months |  | $1,000 | 0.89% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
4 1 position up today | 0.95% p.a for 12 months |  | $5,000 | 0.85% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
5 1 position up today | 0.90% p.a for 12 months |  | $500 | 0.65% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone |
Best 3-year term deposits
The top-rated 3-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.
Ranking | Product | Max rate | Company | Min. deposit | Interest rate | Next rate increased | Features |
|---|---|---|---|---|---|---|---|
1 1 position down today | 1.30% p.a for 24 months | | $1,000 | 0.89% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
2 1 position up today | 1.00% p.a for 24 months |  | $1,000 | 0.70% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
3 1 position up today | 1.00% p.a for 36 months |  | $5,000 | 0.30% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
4 1 position up today | 1.05% p.a for 60 months |  | $1,000 | 0.75% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
5 1 position up today | 1.00% p.a for 60 months |  | $2,000 | 0.65% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone |
Best 5-year term deposits
The top-rated 5-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.
Ranking | Product | Max rate | Company | Min. deposit | Interest rate | Next rate increased | Features |
|---|---|---|---|---|---|---|---|
1 1 position up today | 1.30% p.a for 24 months | | $1,000 | 0.89% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
2 1 position up today | 1.05% p.a for 60 months | | $1,000 | 0.75% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
3 1 position up today | 1.00% p.a for 60 months | | $2,000 | 0.65% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
4 1 position up today | 1.00% p.a for 24 months | | $1,000 | 0.70% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone | ||
5 1 position up today | 1.00% p.a for 60 months |  | $5,000 | 0.40% p.a for 3 months | Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone |