Term Deposits Leaderboard

Looking for the best-rated term deposit offers on the market? Check the RateCity leaderboard to find some of Australia's best term deposits.

Best 12-month term deposits

The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking
Product
Max rate
Company
Min. deposit
Interest rate
Next rate increased
Features
1
1 position up today

1.55%

p.a for 36 months

Judo Bank

$1,000

1.33%

p.a for 3 months

1.37%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
2
1 position up today

1.35%

p.a for 3 months

Lysaght Credit Union

$5,000

1.35%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
3
4 position up today

1.35%

p.a for 9 months

BankVic

$2,000

1.25%

p.a for 3 months

1.35%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
4
4 position up today

1.10%

p.a for 3 months

Australian Unity

$5,000

1.10%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
5
5 position up today

1.20%

p.a for 24 months

MOVE Bank

$5,000

1.00%

p.a for 3 months

1.15%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

Best 3-year term deposits

The top-rated 3-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking
Product
Max rate
Company
Min. deposit
Interest rate
Next rate increased
Features
1
1 position down today

1.55%

p.a for 36 months

Judo Bank

$1,000

1.33%

p.a for 3 months

1.37%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
2
4 position up today

1.35%

p.a for 9 months

BankVic

$2,000

1.25%

p.a for 3 months

1.35%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
3
4 position up today

1.10%

p.a for 3 months

Australian Unity

$5,000

1.10%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
4
1 position up today

1.15%

p.a for 60 months

Arab Bank Australia

$2,000

0.90%

p.a for 3 months

0.95%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
5
1 position up today

1.10%

p.a for 12 months

Firefighters Mutual Bank

$5,000

1.10%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

Best 5-year term deposits

The top-rated 5-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking
Product
Max rate
Company
Min. deposit
Interest rate
Next rate increased
Features
1
1 position up today

1.55%

p.a for 36 months

Judo Bank

$1,000

1.33%

p.a for 3 months

1.37%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
2
1 position up today

1.15%

p.a for 60 months

Arab Bank Australia

$2,000

0.90%

p.a for 3 months

0.95%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
3
1 position down today

1.25%

p.a for 60 months

Greater Bank

$5,000

0.65%

p.a for 3 months

0.75%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
4
1 position up today

1.35%

p.a for 9 months

BankVic

$2,000

1.25%

p.a for 3 months

1.35%

p.a for 9 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
5
1 position up today

1.15%

p.a for 60 months

Newcastle Permanent

$1,000

0.75%

p.a for 3 months

0.80%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

The 2020 Home Loan Award Winners