Term Deposits Leaderboard

Looking for the best-rated term deposit offers on the market? Check the RateCity leaderboard to find some of Australia's best term deposits.

Best 12-month term deposits

The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking
Product
Max rate
Company
Min. deposit
Interest rate
Next rate increased
Features
1
4 position up today

1.05%

p.a for 12 months

BankVic

$2,000

0.85%

p.a for 3 months

1.05%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
2
1 position up today

1.00%

p.a for 12 months

MOVE Bank

$5,000

0.65%

p.a for 3 months

0.75%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
3
1 position up today

1.30%

p.a for 24 months

Judo Bank

$1,000

0.89%

p.a for 3 months

0.91%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
4
1 position up today

0.95%

p.a for 12 months

Macquarie Credit Union

$5,000

0.85%

p.a for 3 months

0.95%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
5
1 position up today

0.90%

p.a for 12 months

Pulse Credit Union

$500

0.65%

p.a for 3 months

0.70%

p.a for 4 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

Best 3-year term deposits

The top-rated 3-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking
Product
Max rate
Company
Min. deposit
Interest rate
Next rate increased
Features
1
1 position down today

1.30%

p.a for 24 months

Judo Bank

$1,000

0.89%

p.a for 3 months

0.91%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
2
1 position up today

1.00%

p.a for 24 months

Heritage Bank

$1,000

0.70%

p.a for 3 months

0.80%

p.a for 8 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
3
1 position up today

1.00%

p.a for 36 months

Bank of us

$5,000

0.30%

p.a for 3 months

0.55%

p.a for 5 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
4
1 position up today

1.05%

p.a for 60 months

Police Bank

$1,000

0.75%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
5
1 position up today

1.00%

p.a for 60 months

Arab Bank Australia

$2,000

0.65%

p.a for 3 months

0.75%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

Best 5-year term deposits

The top-rated 5-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking
Product
Max rate
Company
Min. deposit
Interest rate
Next rate increased
Features
1
1 position up today

1.30%

p.a for 24 months

Judo Bank

$1,000

0.89%

p.a for 3 months

0.91%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
2
1 position up today

1.05%

p.a for 60 months

Police Bank

$1,000

0.75%

p.a for 3 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
3
1 position up today

1.00%

p.a for 60 months

Arab Bank Australia

$2,000

0.65%

p.a for 3 months

0.75%

p.a for 12 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
4
1 position up today

1.00%

p.a for 24 months

Heritage Bank

$1,000

0.70%

p.a for 3 months

0.80%

p.a for 8 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
5
1 position up today

1.00%

p.a for 60 months

Greater Bank

$5,000

0.40%

p.a for 3 months

0.50%

p.a for 6 months

Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

The 2020 Home Loan Award Winners