Term Deposits Leaderboard

Home
Term Deposits
Term Deposits Leaderboard

Term Deposits Leaderboard

Looking for a top-rated term deposit offers on the market? Check the RateCity leaderboard to find out which term deposit is ahead with Real-Time Ratings.

How are Real Time Ratings™ calculated?

Best 12-month term deposits

The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking 1 1 position up today	Product Personal Term Deposit (At Maturity) special Receive a loyalty bonus	Max rate 1.60 % p.a for 60 months	Company Compare	Min. deposit $1,000	Interest rate 0.98 % p.a for 3 months	Next rate increased 0.99 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 2 1 position up today	Product Term Deposit	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 3 1 position up today	Product Term Deposit I10	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 4 1 position up today	Product Term Deposit	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 5 1 position up today	Product Term Deposit I10	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone

Data last updated on 21 Apr 2021

Read our important disclosures and general advice warning

Best 3-year term deposits

The top-rated 3-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking 1 1 position down today	Product Personal Term Deposit (At Maturity) special Receive a loyalty bonus	Max rate 1.60 % p.a for 60 months	Company Compare	Min. deposit $1,000	Interest rate 0.98 % p.a for 3 months	Next rate increased 0.99 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 2 1 position up today	Product Term Investment	Max rate 0.90 % p.a for 36 months	Company Compare	Min. deposit $5,000	Interest rate 0.30 % p.a for 3 months	Next rate increased 0.55 % p.a for 5 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 3 1 position up today	Product Term Deposit	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 4 1 position up today	Product Term Deposit I10	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 5 1 position up today	Product Term Deposit	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone

Data last updated on 21 Apr 2021

Read our important disclosures and general advice warning

Best 5-year term deposits

The top-rated 5-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking 1 1 position up today	Product Personal Term Deposit (At Maturity) special Receive a loyalty bonus	Max rate 1.60 % p.a for 60 months	Company Compare	Min. deposit $1,000	Interest rate 0.98 % p.a for 3 months	Next rate increased 0.99 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 2 1 position down today	Product Term Deposit	Max rate 1.40 % p.a for 60 months	Company Compare	Min. deposit $5,000	Interest rate 0.50 % p.a for 3 months	Next rate increased 0.55 % p.a for 5 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 3 1 position down today	Product Term Deposit	Max rate 0.90 % p.a for 60 months	Company Compare	Min. deposit $2,000	Interest rate 0.65 % p.a for 3 months	Next rate increased 0.75 % p.a for 12 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 4 1 position down today	Product Term Deposit	Max rate 1.00 % p.a for 60 months	Company Compare	Min. deposit $5,000	Interest rate 0.20 % p.a for 3 months	Next rate increased 0.30 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 5 1 position down today	Product Term Deposit	Max rate 0.90 % p.a for 24 months	Company Compare	Min. deposit $2,000	Interest rate 0.85 % p.a for 3 months	Next rate increased 0.90 % p.a for 24 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone

Data last updated on 21 Apr 2021

Read our important disclosures and general advice warning

Best 3-month term deposits

The top-rated 3-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking 1 1 position up today	Product Personal Term Deposit (At Maturity) special Receive a loyalty bonus	Max rate 1.60 % p.a for 60 months	Company Compare	Min. deposit $1,000	Interest rate 0.98 % p.a for 3 months	Next rate increased 0.99 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 2 11 position up today	Product Term Deposit	Max rate 1.00 % p.a for 6 months	Company Compare	Min. deposit $5,000	Interest rate 0.85 % p.a for 3 months	Next rate increased 0.90 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 3 1 position down today	Product Term Deposit	Max rate 0.90 % p.a for 24 months	Company Compare	Min. deposit $2,000	Interest rate 0.85 % p.a for 3 months	Next rate increased 0.90 % p.a for 24 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 4 1 position down today	Product Term Deposit	Max rate 0.90 % p.a for 60 months	Company Compare	Min. deposit $2,000	Interest rate 0.65 % p.a for 3 months	Next rate increased 0.75 % p.a for 12 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 5 1 position down today	Product Term Deposit	Max rate 0.75 % p.a for 3 months	Company Compare	Min. deposit $250,000	Interest rate 0.75 % p.a for 3 months	Next rate increased	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone

Data last updated on 21 Apr 2021

Read our important disclosures and general advice warning

Best 6-month term deposits

The top-rated 6-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking 1 8 position up today	Product Term Deposit	Max rate 1.00 % p.a for 6 months	Company Compare	Min. deposit $5,000	Interest rate 0.85 % p.a for 3 months	Next rate increased 0.90 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 2 1 position down today	Product Personal Term Deposit (At Maturity) special Receive a loyalty bonus	Max rate 1.60 % p.a for 60 months	Company Compare	Min. deposit $1,000	Interest rate 0.98 % p.a for 3 months	Next rate increased 0.99 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 3 1 position down today	Product Term Deposit	Max rate 0.90 % p.a for 24 months	Company Compare	Min. deposit $2,000	Interest rate 0.85 % p.a for 3 months	Next rate increased 0.90 % p.a for 24 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 4 1 position down today	Product Term Deposit	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone
Ranking 5 1 position down today	Product Term Deposit I10	Max rate 0.90 % p.a for 12 months	Company Compare	Min. deposit $1,000	Interest rate 0.75 % p.a for 3 months	Next rate increased 0.80 % p.a for 6 months	Features Automatic Maturity Rollover Early Withdrawal Available Is Covered By Government Gurantee Joint Application Available Maturity Alert By Email Maturity Alert By Phone