Term Deposits Leaderboard
Looking for a top-rated term deposit offers on the market? Check the RateCity leaderboard to find out which term deposit is ahead with Real-Time Ratings.
Best 12-month term deposits
The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.
special
Receive a loyalty bonusWinner of Best Term Deposit 6 Month 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.35%
p.a
for 12 months
$1,000
5.05%
p.a
for 6 months
Term Deposits
Ranking
Max rate
Min. deposit
Interest rate
5.30%
p.a
for 12 months
$1,000
4.80%
p.a
for 3 months
Term Deposit (12 months) (Annually)
Ranking
Max rate
Min. deposit
Interest rate
5.30%
p.a
for 12 months
$10,000
5.30%
p.a
for 12 months
Term Deposit
Winner of Best Term Deposit 12 Months 50k, Best Term Deposit 6 Month 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.25%
p.a
for 12 months
$1,000
4.70%
p.a
for 3 months
Term Deposit Special
Ranking
Max rate
Min. deposit
Interest rate
5.25%
p.a
for 12 months
$50,000
5.25%
p.a
for 12 months
Best 3-year term deposits
The top-rated 3-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.
SMSF Term Deposit (Annually)
Ranking
Max rate
Min. deposit
Interest rate
5.35%
p.a
for 12 months
$1,000
5.15%
p.a
for 48 months
Term Deposit
Ranking
Max rate
Min. deposit
Interest rate
5.20%
p.a
for 24 months
$1,000
3.85%
p.a
for 3 months
Term Deposit (3 years)
Ranking
Max rate
Min. deposit
Interest rate
5.30%
p.a
for 36 months
$1,000
5.30%
p.a
for 36 months
Term Deposit Special
Ranking
Max rate
Min. deposit
Interest rate
5.10%
p.a
for 24 months
$5,000
5.05%
p.a
for 12 months
Term Deposit
Ranking
Max rate
Min. deposit
Interest rate
5.05%
p.a
for 12 months
$5,000
4.80%
p.a
for 3 months
Best 5-year term deposits
The top-rated 5-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.
Personal Term Deposit (Annually)
special
Receive a loyalty bonusWinner of Best Term Deposit 12 Months 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.35%
p.a
for 12 months
$1,000
5.25%
p.a
for 60 months
Term Deposit
Ranking
Max rate
Min. deposit
Interest rate
5.05%
p.a
for 12 months
$5,000
4.80%
p.a
for 3 months
Term Deposit
Ranking
Max rate
Min. deposit
Interest rate
5.10%
p.a
for 12 months
$1,000
4.80%
p.a
for 3 months
Term Deposit
Ranking
Max rate
Min. deposit
Interest rate
5.00%
p.a
for 12 months
$5,000
3.45%
p.a
for 3 months
Term Deposit
Winner of Best Term Deposit 12 Months 50k, Best Term Deposit 6 Month 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.20%
p.a
for 12 months
$5,000
4.70%
p.a
for 3 months
Best 3-month term deposits
The top-rated 3-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.
Term Deposit
Ranking
Max rate
Min. deposit
Interest rate
5.10%
p.a
for 3 months
$5,000
5.10%
p.a
for 3 months
Term Deposit
Winner of Best Term Deposit 12 Months 50k, Best Term Deposit 6 Month 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.15%
p.a
for 6 months
$5,000
4.90%
p.a
for 3 months
special
Receive a loyalty bonusWinner of Best Term Deposit 6 Month 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.35%
p.a
for 12 months
$1,000
5.05%
p.a
for 6 months
Term Deposit
Ranking
Max rate
Min. deposit
Interest rate
5.20%
p.a
for 12 months
$500
4.80%
p.a
for 3 months
Term Deposits
Ranking
Max rate
Min. deposit
Interest rate
5.30%
p.a
for 12 months
$1,000
4.80%
p.a
for 3 months
Best 6-month term deposits
The top-rated 6-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.
Term Deposit
Winner of Best Term Deposit 12 Months 50k, Best Term Deposit 6 Month 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.15%
p.a
for 6 months
$5,000
4.90%
p.a
for 3 months
special
Receive a loyalty bonusWinner of Best Term Deposit 6 Month 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.35%
p.a
for 12 months
$1,000
5.05%
p.a
for 6 months
Investment Plus
Winner of Best Term Deposit 6 Month 50k, RateCity Gold Awards 2023
Ranking
Max rate
Min. deposit
Interest rate
5.05%
p.a
for 10 months
$1,000
3.50%
p.a
for 3 months
Term Investment
Ranking
Max rate
Min. deposit
Interest rate
5.00%
p.a
for 6 months
$5,000
3.90%
p.a
for 3 months
Term Deposits
Ranking
Max rate
Min. deposit
Interest rate
5.30%
p.a
for 12 months
$1,000
4.80%
p.a
for 3 months