Term Deposits Leaderboard

Looking for a top-rated term deposit offers on the market? Check the RateCity leaderboard to find out which term deposit is ahead with Real-Time Ratings.

Best 12-month term deposits

The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking
1
1 position up today
Max rate

1.60

% p.a

for 60 months

Company
Judo Bank
Min. deposit

$1,000

Interest rate

0.98

% p.a

for 3 months

Next rate increased

0.99

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
2
1 position up today
Max rate

0.90

% p.a

for 12 months

Company
Firefighters Mutual Bank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
3
1 position up today
Max rate

0.90

% p.a

for 12 months

Company
Teachers Mutual Bank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
4
1 position up today
Max rate

0.90

% p.a

for 12 months

Company
Health Professionals Bank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
5
1 position up today
Max rate

0.90

% p.a

for 12 months

Company
UniBank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

Best 3-year term deposits

The top-rated 3-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking
1
1 position down today
Max rate

1.60

% p.a

for 60 months

Company
Judo Bank
Min. deposit

$1,000

Interest rate

0.98

% p.a

for 3 months

Next rate increased

0.99

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
2
1 position up today
Max rate

0.90

% p.a

for 36 months

Company
Bank of us
Min. deposit

$5,000

Interest rate

0.30

% p.a

for 3 months

Next rate increased

0.55

% p.a

for 5 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
3
1 position up today
Max rate

0.90

% p.a

for 12 months

Company
Firefighters Mutual Bank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
4
1 position up today
Max rate

0.90

% p.a

for 12 months

Company
Teachers Mutual Bank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
5
1 position up today
Max rate

0.90

% p.a

for 12 months

Company
Health Professionals Bank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

Best 5-year term deposits

The top-rated 5-year term deposits RateCity.com.au. Data based on deposit of $50k, interest paid annually.

Ranking
1
1 position up today
Max rate

1.60

% p.a

for 60 months

Company
Judo Bank
Min. deposit

$1,000

Interest rate

0.98

% p.a

for 3 months

Next rate increased

0.99

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
2
1 position down today
Max rate

1.40

% p.a

for 60 months

Company
ME Bank
Min. deposit

$5,000

Interest rate

0.50

% p.a

for 3 months

Next rate increased

0.55

% p.a

for 5 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
3
1 position down today
Max rate

0.90

% p.a

for 60 months

Company
Arab Bank Australia
Min. deposit

$2,000

Interest rate

0.65

% p.a

for 3 months

Next rate increased

0.75

% p.a

for 12 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
4
1 position down today
Max rate

1.00

% p.a

for 60 months

Company
Greater Bank
Min. deposit

$5,000

Interest rate

0.20

% p.a

for 3 months

Next rate increased

0.30

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
5
1 position down today
Max rate

0.90

% p.a

for 24 months

Company
BankVic
Min. deposit

$2,000

Interest rate

0.85

% p.a

for 3 months

Next rate increased

0.90

% p.a

for 24 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

Best 3-month term deposits

The top-rated 3-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking
1
1 position up today
Max rate

1.60

% p.a

for 60 months

Company
Judo Bank
Min. deposit

$1,000

Interest rate

0.98

% p.a

for 3 months

Next rate increased

0.99

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
2
11 position up today
Max rate

1.00

% p.a

for 6 months

Company
Firstmac
Min. deposit

$5,000

Interest rate

0.85

% p.a

for 3 months

Next rate increased

0.90

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
3
1 position down today
Max rate

0.90

% p.a

for 24 months

Company
BankVic
Min. deposit

$2,000

Interest rate

0.85

% p.a

for 3 months

Next rate increased

0.90

% p.a

for 24 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
4
1 position down today
Max rate

0.90

% p.a

for 60 months

Company
Arab Bank Australia
Min. deposit

$2,000

Interest rate

0.65

% p.a

for 3 months

Next rate increased

0.75

% p.a

for 12 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
5
1 position down today
Max rate

0.75

% p.a

for 3 months

Company
Citi
Min. deposit

$250,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased
Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

Best 6-month term deposits

The top-rated 6-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

Ranking
1
8 position up today
Max rate

1.00

% p.a

for 6 months

Company
Firstmac
Min. deposit

$5,000

Interest rate

0.85

% p.a

for 3 months

Next rate increased

0.90

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
2
1 position down today
Max rate

1.60

% p.a

for 60 months

Company
Judo Bank
Min. deposit

$1,000

Interest rate

0.98

% p.a

for 3 months

Next rate increased

0.99

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
3
1 position down today
Max rate

0.90

% p.a

for 24 months

Company
BankVic
Min. deposit

$2,000

Interest rate

0.85

% p.a

for 3 months

Next rate increased

0.90

% p.a

for 24 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
4
1 position down today
Max rate

0.90

% p.a

for 12 months

Company
Firefighters Mutual Bank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone
Ranking
5
1 position down today
Max rate

0.90

% p.a

for 12 months

Company
Teachers Mutual Bank
Min. deposit

$1,000

Interest rate

0.75

% p.a

for 3 months

Next rate increased

0.80

% p.a

for 6 months

Features
Automatic Maturity Rollover
Early Withdrawal Available
Is Covered By Government Gurantee
Joint Application Available
Maturity Alert By Email
Maturity Alert By Phone

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