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Fixed Term Deposit


Calculate term deposit interest for Queensland Country Credit Union

Deposit amount

Savings term


Pros and Cons

  • Covered By government guarantee
  • Interest can be paid to other institution

    Queensland Country Credit Union term deposit rates

    Savings Term
    $1,000 - $4,999
    $5,000 - $1,000,000
    3 months 0.70%1.75%
    4 months 0.70%1.80%
    5 months 0.70%1.80%
    6 months 0.70%1.80%
    7 months 0.70%1.80%
    8 months 0.70%1.80%
    9 months 0.70%1.80%
    10 months 0.70%1.80%
    11 months 0.70%1.80%
    1 year 0.90%2.00%




    One of the advantages of a term deposit is that this type of investment enjoys a fixed interest rate. This means that the interest rate that you have signed up for will not change during the period of your term deposit, regardless of rising or falling market interest rates.

    However, it is important to be aware of the end of your term deposit. Once your term ends, whether this is in three months or three years, many banks will default to rolling over your deposit into a new term, sometimes with a lower interest rate. Once your term deposit rolls over, you will then be locked into this new fixed interest rate for another term.

    Make sure to use the grace period at the end of your term to your advantage. Shop around for a competitive interest rate and reinvest your money accordingly.

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