Apply for a personal loan

Compare some of the cheapest personal loans at RateCity before you apply and buy.

People apply for personal loans for a number of reasons, including funding a holiday, a home renovation, paying for study, and consolidating their other debts.

The loan is usually paid back in equal fortnightly or monthly instalments, depending on your needs.

You may also choose to secure your loan by attaching your assets to it, such as a car, in order to gain a lower rate, or leave it unsecured.

To the right is a list of some of the lowest personal loans rates in the market. Click "Go to Site" to learn more, or search for personal loans from your favourite lender at

Related search: Low rate personal loans.

This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.