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Platinum Express Car Loan

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Customise your loan summary by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Platinum Express Car Loan Pros and Cons

Pros:
  • Features a low rate
Cons:
  • Monthly fee charged
  • Application fee charged
  • Limited to new cars
  • Requires security to be held
  • Cannot apply online
  • Cannot apply in branch
  • Has ongoing fees

Credit One Equipment Finance Platinum Express Car Loan Fees and Features

New Car
New Car
Used Car
Used Car
Upfront Fee
Upfront Fee
$358
Early Exit Penalty Fee
Early Exit Penalty Fee
Fee Applies
Borrowing range
Borrowing range
$10k - $100k
Total Repayments
Total Repayments
$33,780
Missed Payment Penalty
Missed Payment Penalty
$20
Redraw Activation Fee
Redraw Activation Fee
N/A
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Secured
Redraw Facility
Redraw Facility
New Car
New Car
Used Car
Used Car
Upfront Fee
Upfront Fee
$358
Early Exit Penalty Fee
Early Exit Penalty Fee
Fee Applies
Borrowing range
Borrowing range
$10k - $100k
Total Repayments
Total Repayments
$33,780
Missed Payment Penalty
Missed Payment Penalty
$20
Redraw Activation Fee
Redraw Activation Fee
N/A
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Secured
Redraw Facility
Redraw Facility

FAQs

There are four different ways you can get a car loan. You can go straight to a lender. You can get a finance broker to organise a car loan for you. You can get ‘dealer finance’ – which is when the car dealer organises a car loan for you. Or you can organise your own car loan through a comparison website, like RateCity.

Whichever method you choose, you will need to provide proof of identification, proof of income and proof of savings. So you may be asked for any combination of passport, driver’s licence, bank statements, payslips, tax returns and utility bills. You might also be asked to provide proof of insurance.

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