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Nick Bendel
Property & Personal Finance Writer
How to check your credit rating
Applying for a home loan, credit card or mobile phone card? Whatever type of loan or credit you apply for, the decision to approve or reject your application will come down to your credit report.
Credit Cards
04 Jul, 2018
4 min read
Alex Ritchie
Personal Finance Editor
No credit check credit cards
When you have a less than average credit score, searching for a credit card can feel like dodging an ‘approval’ mine field. However, you can still apply for a credit card online or in a branch with bad credit, and there are still credit card providers who will approve you – you just have to do your research first.
Credit Cards
26 Jun, 2018
5 min read
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20 Dec, 2024
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Promoted credit cards products
Westpac Altitude Platinum (Altitude Velocity)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Annual fee
$175
Australian Credit Licence 233714
Fees & charges apply
ANZ Rewards Platinum (Velocity Frequent Flyer points)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Annual fee
$149
Australian Credit Licence 234527
Fees & charges apply
Westpac Altitude Black (Altitude Qantas)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Annual fee
$295
Australian Credit Licence 233714
Fees & charges apply
Bank Australia Limited Low Rate Visa Credit Card
- Balance Transfer
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Purchase rate p.a.
12.99%
Annual fee
$0
Australian Credit Licence 238431
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Product data updated on 9 Nov 2025