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Relevant Credit Cards articles and tips
Alex Ritchie
Personal Finance Editor
Which of my debts should I pay off first?
If you’re wondering which of your debts to pay off first, the answer is simple – whichever has the highest interest rate.
Credit Cards
08 Aug, 2023
4 min read
Alex Ritchie
Personal Finance Editor
Five common credit card traps to avoid
Being a responsible credit card holder requires you to read the fine print and familiarise yourself with common credit card traps. Here are the common credit card traps that can turn your spending into bad debt.
Credit Cards
04 Aug, 2023
4 min read
Vidhu Bajaj
Personal Finance Writer
What are the pros and cons of credit cards?
Credit cards can be your best friend if you use them wisely but your worst enemy if you use them irresponsibly.
Credit Cards
25 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
Making minimum repayments on your credit card: what you need to know
Racking up a large sum of debt on your credit card is easily done but paying it off with the minimum repayments is not.
Credit Cards
20 Jul, 2023
4 min read
Vidhu Bajaj
Personal Finance Writer
PayPal versus credit cards: Which is the better online payment option?
One of the main drawcards to PayPal is that payments can easily be traced, unlike many other online payment methods. Credit card details are not held on the site either, so your confidential information is not exposed to any third party.
Credit Cards
20 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
Are credit checks mandatory for credit cards?
In Australia, applying for a credit card always involves a mandatory credit check. This is an essential part of testing your ability to responsibly service your repayments and is done in your best interest.
Credit Cards
19 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
The pros and cons of getting a higher credit limit
From time to time, your lender will proactively ask you if you’d like to increase the limit on your credit card. But should you agree?
Credit Cards
19 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
What is a balance transfer?
A balance transfer is the process of transferring the debt from one credit card onto a new credit card.
Credit Cards
14 Jul, 2023
6 min read
Alex Ritchie
Personal Finance Editor
Should you pay off your credit cards before buying a house?
It may be worthwhile paying off your credit card debt before buying a house, as this may make your mortgage application look better to a lender, and potentially improve your credit score.
Credit Cards
12 Jul, 2023
5 min read
Vidhu Bajaj
Personal Finance Writer
Zip Pay vs. Afterpay: What you need to know before joining
Curious about two of the more popular BNPL platforms, Afterpay and Zip Pay? Let's explore their benefits, as well as how they differ from each other.
Credit Cards
06 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
What is the difference between business and personal credit cards?
Whilst you can still use your personal credit card for business related transactions you may find that over time it will be easier to manage your personal and business purchases separately. Business credit cards generally have more features than a traditional credit card which enables the business to apply spending controls.
Credit Cards
15 Jun, 2023
6 min read
Alex Ritchie
Personal Finance Editor
How do you pay off credit cards?
Let’s explore several potential strategies for paying off a credit card, or multiple credit cards, so you can get out from underneath your debt.
Credit Cards
31 May, 2023
5 min read
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Mark Bristow
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29 Oct, 2024
What is a virtual credit card?
Vidhu Bajaj
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30 Sep, 2024
What is a metal credit card, and do you need one?
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