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![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
Zip Pay vs. Afterpay: What you need to know before joining
Curious about two of the more popular BNPL platforms, Afterpay and Zip Pay? Let's explore their benefits, as well as how they differ from each other.
Credit Cards
06 Jul, 2023
9 min read
![Zip Pay vs. Afterpay: What you need to know before joining](https://images.ratecity.com.au/large/20201130/i-stock-1168749167-I4X66f7Qc.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
What is the difference between business and personal credit cards?
Whilst you can still use your personal credit card for business related transactions you may find that over time it will be easier to manage your personal and business purchases separately. Business credit cards generally have more features than a traditional credit card which enables the business to apply spending controls.
Credit Cards
15 Jun, 2023
6 min read
![What is the difference between business and personal credit cards?](https://images.ratecity.com.au/large/20230615/personal-vs-business-credit-cards-o2R63CSnF.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
How do you pay off credit cards?
Let’s explore several potential strategies for paying off a credit card, or multiple credit cards, so you can get out from underneath your debt.
Credit Cards
31 May, 2023
5 min read
![How do you pay off credit cards?](https://images.ratecity.com.au/large/20220330/i-stock-1319766088-FnKej3jdg.jpeg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
How do I redeem my credit card rewards points or frequent flyer points?
If you’ve built up a sizeable amount of rewards points or frequent flyer points through your credit card spending, you may be curious as to how you actually redeem these points.
Credit Cards
31 May, 2023
6 min read
![How do I redeem my credit card rewards points or frequent flyer points?](https://images.ratecity.com.au/large/20220715/i-stock-1096223758-bhiEJpUQ7.jpeg)
![Mark Bristow](https://images.ratecity.com.au/large/20190930/author-mark-512-zioiNTrC5.jpg)
Mark Bristow
Personal Finance Editor
What is a credit card revert rate?
When credit card debt starts accumulating, you could consider a balance transfer, where you roll your debt onto a card charging low or no interest during its introductory period so you can pay it off quicker. However, you’ll also need to consider the card’s revert interest rate in case you don’t pay off your debt during the introductory period.
Credit Cards
30 May, 2023
3 min read
![What is a credit card revert rate?](https://images.ratecity.com.au/large/20171116173257/AUD18.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
How is Afterpay different to a credit card?
Whether you’re struggling financially, or just running a fiscal health check in preparation for the new financial year, you may be considering whether your credit card is still the best tool to make payments, or if you should switch to other methods, such as Buy Now Pay Later (BNPL) services like Afterpay.
Credit Cards
30 May, 2023
8 min read
![How is Afterpay different to a credit card?](https://images.ratecity.com.au/large/20200804/i-stock-923079848-9clS3A5Hl.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
Are you cashing in on your credit card rewards?
Credit cards have become an essential part of our financial lives, offering convenience, security, and a range of other benefits and perks. But whether you have one or five rewards cards, it’s crucial that you assess if you are truly cashing in on your credit card rewards.
Credit Cards
29 May, 2023
8 min read
![Are you cashing in on your credit card rewards?](https://images.ratecity.com.au/large/20230512/i-stock-1400278906-kZx7Z6MX2.jpg)
![Mark Bristow](https://images.ratecity.com.au/large/20190930/author-mark-512-zioiNTrC5.jpg)
Mark Bristow
Personal Finance Editor
What are the rewards of a gold credit card?
Not quite ready for a platinum account but want more rewards than your standard credit card? A gold credit card could be what you’re looking for.
Credit Cards
29 May, 2023
3 min read
![What are the rewards of a gold credit card?](https://images.ratecity.com.au/large/20230529/what-are-the-rewards-of-a-gold-credit-card--q990ZdBE.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
How long does it take to get a credit card?
The credit card approval process may take a few days, depending on the credit card issuer and the accuracy of the information provided in your application.
Credit Cards
25 May, 2023
5 min read
![How long does it take to get a credit card?](https://images.ratecity.com.au/large/20230525/how-long-to-get-credit-card-_4VQsZFDq.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
What do I need to get a credit card?
Increase your chances of credit card approval by discovering the essential requirements for getting a credit card in Australia.
Credit Cards
25 May, 2023
5 min read
![What do I need to get a credit card?](https://images.ratecity.com.au/large/20230525/what-needed-get-credit-card-5u12ifDxW.jpg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
Avoid skimming and phishing credit card fraud
While all credit card fraud is concerning, card skimming and phishing is becoming more rampant and harder to control. Discover how to spot and protect yourself from card skimming and phishing scams.
Credit Cards
23 May, 2023
6 min read
![Avoid skimming and phishing credit card fraud](https://images.ratecity.com.au/large/20210922/i-stock-913326760-IRVB3Pbfb.jpeg)
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
What is my credit card account number?
Your credit card number is the 15- or 16-digit card number printed on the front or back of the card, along with your name and the card expiry date.
Credit Cards
23 May, 2023
4 min read
![What is my credit card account number?](https://images.ratecity.com.au/large/20230502/credit-card-1-2e-vBeDHA.jpg)
Trending articles
![Alex Ritchie](https://images.ratecity.com.au/large/20190930/author-alex-512-7pFMYD0mE.jpeg)
Alex Ritchie
Personal Finance Editor
25 Jul, 2024
How to claim Qantas frequent flyer points on Emirates
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
13 Jun, 2024
Travel money card vs credit card vs debit card: which should you choose?
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
24 Nov, 2023
How do you make a balance transfer?
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