Credit Cards Articles

Relevant Credit Cards articles and tips

Mark Bristow

Personal Finance Editor

Does my credit card include ski trip travel insurance?

Many credit cards, especially gold and platinum cards, offer complimentary travel insurance when you book your trip using the card. However, this may not always cover higher-risk activities such as skiing, so it’s important to compare your options and make sure you’re covered.

Credit Cards

11 Oct, 2022

3 min read

Does my credit card include ski trip travel insurance?

Jodie Humphries

Personal Finance Editor

What is a cash advance on your credit card and how much does it cost? | RateCity

You can use a cash advance to get cash from your credit card, but it’s likely to cost you more than using your card to pay for things.

Credit Cards

01 Sep, 2022

4 min read

What is a cash advance on your credit card and how much does it cost? | RateCity

Vidhu Bajaj

Personal Finance Writer

Can I use a personal loan to refinance my credit card debt? | RateCity

It may be possible to take out a personal loan to pay off your mounting credit card debt, but there are potential downsides to consider.

Credit Cards

01 Sep, 2022

7 min read

Can I use a personal loan to refinance my credit card debt? | RateCity

Peter Terlato

Personal Finance Editor

Credit cards offering free flights: here's how it actually works

Credit card companies advertise free bonus points, flight redemptions and other rewards as incentives to entice new customers. The costs of these benefits are often partially or wholly built into the card’s fees and rates. Discover how you can get free flights.

Credit Cards

01 Sep, 2022

4 min read

Credit cards offering free flights: here's how it actually works

Alex Ritchie

Personal Finance Editor

Travel money card vs credit card vs debit card: which should you choose?

Three of the most popular options for Australian travellers to facilitate their spending needs are travel money cards, credit cards and debit cards. So, which is the best choice when travelling?

Credit Cards

22 Aug, 2022

7 min read

Travel money card vs credit card vs debit card: which should you choose?

Alex Ritchie

Personal Finance Editor

What are some of the frequent flyer programs in Australia?

Australia is a nation of travellers. So, when it comes to airline loyalty programs, which are the best frequent flyer programs in Australia? The best frequent flyer program will come down to your personal preferences.

Credit Cards

22 Aug, 2022

5 min read

What are some of the frequent flyer programs in Australia?

Alex Ritchie

Personal Finance Editor

What is Qantas Green tier?

Qantas Frequent Flyers have a new tier to strive for, and this one is all about sustainable choices. The new, eco-friendly ‘Green’ tier will sit alongside frequent flyer existing memberships and offer generous rewards to eligible members.

Credit Cards

11 Aug, 2022

3 min read

Alex Ritchie

Personal Finance Editor

What is credit card churning?

Credit card churning is the strategy of opening and closing numerous credit cards to maximise the benefits and perks offered. Explore how credit card churning works and how to mitigate the risks involved.

Credit Cards

11 Aug, 2022

5 min read

Vidhu Bajaj

Personal Finance Writer

What is a credit card surcharge and how you can avoid it? | RateCity

Find out what is a credit card surcharge and how you can avoid it.

Credit Cards

09 Aug, 2022

5 min read

What is a credit card surcharge and how you can avoid it? | RateCity

Jodie Humphries

Personal Finance Editor

Decoding the David Jones Rewards program | RateCity

Enjoy various perks on your everyday spending at DJ’s with the David Jones Rewards Program. You could also earn points for your shopping at DJ’s with a David Jones credit card.

Credit Cards

21 Jul, 2022

3 min read

Decoding the David Jones Rewards program | RateCity

Peter Terlato

Personal Finance Editor

Can I transfer my frequent flyer points across different programs?

In most cases, frequent flyer memberships and their subsequent benefits are exclusive to the airline that they are affiliated with. However, there are exceptions. Some global airline alliances, such as oneworld, allow member airline’s frequent flyers to exchange points for flights and attain parallel status across their entire carrier network. In this guide we’ll explain which rewards programs allow you to transfer your points across different programs and how to do it.

Credit Cards

18 Jul, 2022

6 min read

Can I transfer my frequent flyer points across different programs?

Peter Terlato

Personal Finance Editor

How many points do you need to upgrade to business class?

RateCity research has found how many frequent flyer points you’d need to be bumped up to business class on a number of airlines including Qantas, Virgin Australia, Air New Zealand, Emirates and more.

Credit Cards

15 Jul, 2022

9 min read