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Relevant Credit Cards articles and tips

Jodie Humphries

Personal Finance Editor

Amex vs Mastercard

Tossing up between an Amex or Mastercard credit card? You’ve come to the right place. In this article we break down the differences between both, so you can work out which one is best for you.

Credit Cards

27 Jan, 2023

5 min read

Amex vs Mastercard
Alex Ritchie

Personal Finance Editor

How do I get Travel Credit on my Amex card?

While most American Express cards offer some kind of travel rewards, there are only a few cards that will give you Travel Credit. This credit could be used to book your flights, pay for a hotel stay, or even rent a car.

Credit Cards

17 Jan, 2023

3 min read

How do I get Travel Credit on my Amex card?
Alex Ritchie

Personal Finance Editor

What does a credit card concierge service do?

Often when we search for a new credit card we have certain features in mind that we're after. Some people value a low interest rate card with a long interest free period while others are looking to maximise their frequent flyer points and rewards.

Credit Cards

13 Jan, 2023

5 min read

What does a credit card concierge service do?
Jodie Humphries

Personal Finance Editor

How to Join Qantas Frequent Flyer for Free - RateCity

Usually, Australians pay a hefty fee to open a Qantas Frequent Flyer membership. But there are ways to join this program for free.

Credit Cards

11 Jan, 2023

5 min read

How to Join Qantas Frequent Flyer for Free - RateCity
Jodie Humphries

Personal Finance Editor

What is the value of Qantas frequent flyer points?

Before you book your tickets or spend your points, you may want to understand how Qantas calculates the value.

Credit Cards

11 Jan, 2023

4 min read

What is the value of Qantas frequent flyer points?
Alex Ritchie

Personal Finance Editor

Does paying off a credit card immediately improve your credit score?

One of the best ways to boost your credit score so is by paying off your credit card debt. It may take a few weeks, or up to three months, for your credit score to update once you pay off your credit card balance.

Credit Cards

11 Jan, 2023

4 min read

Does paying off a credit card immediately improve your credit score?
Alex Ritchie

Personal Finance Editor

Is it possible to get a credit card with no credit history? | RateCity

Not having credit can lead an issuer to decline your application for a new credit card, but it's different from having bad credit on your file

Credit Cards

10 Jan, 2023

7 min read

Is it possible to get a credit card with no credit history? | RateCity
Alex Ritchie

Personal Finance Editor

Can credit card rewards points be capped?

Many issuers have strict point earning caps. Luckily, there are strategies available which may help you to avoid your point-earning ability being limited. 

Credit Cards

23 Dec, 2022

4 min read

Can credit card rewards points be capped?
Vidhu Bajaj

Personal Finance Writer

How to pay your bills online with a credit card

Paying your bills online with a credit card depends on various factors, including your credit card provider, the type of bill, and the payment options provided by the merchant.

Credit Cards

14 Dec, 2022

4 min read

How to pay your bills online with a credit card
Alex Ritchie

Personal Finance Editor

How long does a credit card fraud investigation take?

So, how long does a credit card fraud investigation take? In general, it can take anywhere from 21 days to 90 days – depending on your card issuer.

Credit Cards

11 Nov, 2022

3 min read

How long does a credit card fraud investigation take?
Jodie Humphries

Personal Finance Editor

How to cancel a credit card?

You can cancel a credit card with just a phone call, but you should first check that you don’t have an outstanding balance or direct debits.

Credit Cards

09 Nov, 2022

4 min read

How to cancel a credit card?
Alex Ritchie

Personal Finance Editor

Can I pay my credit card bill with PayPal?

Unfortunately, it is not possible to use PayPal directly to pay for a credit card bill. You can use the PayPal balance to transfer money to your Australian bank account, and then pay your credit card bill with these funds. 

Credit Cards

24 Oct, 2022

3 min read

Can I pay my credit card bill with PayPal?

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product data updated on

Product data updated on 23 Jul 2024