Credit Cards Articles

Relevant Credit Cards articles and tips

Alex Ritchie

Personal Finance Editor

How to set up direct debits using your credit card

Is keeping up with your monthly expenses overwhelming? It may be worth considering automating the process of paying your bills by setting up direct debits on your credit card.

Credit Cards

09 Feb, 2023

6 min read

How to set up direct debits using your credit card

Vidhu Bajaj

Personal Finance Writer

How the Amex Cashback Credit Card works, its benefits and fees

American Express commissioned a survey to help them understand the younger financial consumer, which led them to offer the AMEX Cashback Credit Card.

Credit Cards

07 Feb, 2023

5 min read

How the Amex Cashback Credit Card works, its benefits and fees

Jodie Humphries

Personal Finance Editor

How do I claim Qantas Frequent Flyer points?

You wouldn’t be alone if you forgot to add your Qantas Frequent Flyer number while booking flights or the points haven’t been credited to your account. These are common errors, so the Qantas Frequent Flyer program gives you the option to claim retrospective miles or points.

Credit Cards

06 Feb, 2023

3 min read

How do I claim Qantas Frequent Flyer points?

Vidhu Bajaj

Personal Finance Writer

What to do if you detect fraud on your credit card?

Many Australians fall prey to credit card fraud. Here is what you can do to protect yourself and what you should do if you are affected by fraud.

Credit Cards

06 Feb, 2023

6 min read

What to do if you detect fraud on your credit card?

Jodie Humphries

Personal Finance Editor

Amex vs Mastercard

Tossing up between an Amex or Mastercard credit card? You’ve come to the right place. In this article we break down the differences between both, so you can work out which one is best for you.

Credit Cards

27 Jan, 2023

5 min read

Alex Ritchie

Personal Finance Editor

How do I get Travel Credit on my Amex card?

While most American Express cards offer some kind of travel rewards, there are only a few cards that will give you Travel Credit. This credit could be used to book your flights, pay for a hotel stay, or even rent a car.

Credit Cards

17 Jan, 2023

3 min read

How do I get Travel Credit on my Amex card?

Alex Ritchie

Personal Finance Editor

What does a credit card concierge service do?

Often when we search for a new credit card we have certain features in mind that we're after. Some people value a low interest rate card with a long interest free period while others are looking to maximise their frequent flyer points and rewards.

Credit Cards

13 Jan, 2023

5 min read

What does a credit card concierge service do?

Jodie Humphries

Personal Finance Editor

How can you join the Qantas Frequent Flyer program for free?

Usually, Australians pay a hefty fee to open a Qantas Frequent Flyer membership. But there are ways to join this program for free.

Credit Cards

11 Jan, 2023

5 min read

How to Join Qantas Frequent Flyer for Free - RateCity

Alex Ritchie

Personal Finance Editor

Does paying off a credit card immediately improve your credit score?

One of the best ways to boost your credit score so is by paying off your credit card debt. It may take a few weeks, or up to three months, for your credit score to update once you pay off your credit card balance.

Credit Cards

11 Jan, 2023

4 min read

Does paying off a credit card immediately improve your credit score?

Alex Ritchie

Personal Finance Editor

Is it possible to get a credit card with no credit history?

Not having credit can lead an issuer to decline your application for a new credit card, but it's different from having bad credit on your file

Credit Cards

10 Jan, 2023

7 min read

Is it possible to get a credit card with no credit history? | RateCity

Alex Ritchie

Personal Finance Editor

Can credit card rewards points be capped?

Many issuers have strict point earning caps. Luckily, there are strategies available which may help you to avoid your point-earning ability being limited.

Credit Cards

23 Dec, 2022

4 min read

Can credit card rewards points be capped?

Vidhu Bajaj

Personal Finance Writer

How to pay your bills online with a credit card

Paying your bills online with a credit card depends on various factors, including your credit card provider, the type of bill, and the payment options provided by the merchant.

Credit Cards

14 Dec, 2022

4 min read