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Newcastle Permanent home loans

 As part of NGM Group, one of Australia’s largest customer-owned banks, Newcastle Permanent has been helping customers with their first homes through to investment properties for 120 years.

In 1903, the Newcastle Permanent Building Society was established to provide the people of Newcastle with stability. Since then, Newcastle Permanent has grown to become one of Australia’s biggest building societies with over 50 branches across NSW. Newcastle Permanent is a building society, which means that instead of having customers, it has members. Being a building society, Newcastle Permanent distribute its profits back to its members by way of lower rates and fewer fees.

Newcastle Permanent has won numerous awards including the Money magazine award for cheapest home loan package in the non-bank category and the Smart Investor Blue Ribbon Award for Building Society of the year.


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Why choose Newcastle Permanent


  • Loans can be bundled with other loan products.
  • Wide range of loan products with flexible features.
  • Some loans offer discounts on the interest rate.
  • Home loans have flexible features.


  • Moderate to high interest rates.
  • Limited branch network outside of NSW.
  • Some loans have ongoing fees.

Newcastle Permanent Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

Newcastle Permanent home loans are available through brokers who can help find the right loan and manage your application at no charge.

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Viet Nguyen

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Been in the industry for over 10 years while working as a Mortgage Broker for over 3 years. I specialised in assisting c...

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Matt Mara

Customer Representative Number: 530577

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LoanCaddie is a financial services firm specialising in finance broking and strategic credit advice. Mathew is a leader...

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Debra Mills

Australian Credit Licence: 392200
5 Google reviews

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Debra loves working with people in achieving their dreams! She is committed to responding promptly to client inquiries ...

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.