Why choose Newcastle Permanent

Benefits

  • Loans can be bundled with other loan products.
  • Wide range of loan products with flexible features.
  • Some loans offer discounts on the interest rate.
  • Home loans have flexible features.

Drawbacks

  • Moderate to high interest rates.
  • Limited branch network outside of NSW.
  • Some loans have ongoing fees.

Newcastle Permanent Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Real Options Home Loan
Real Time Rating™
Investor
5% min deposit
P&I
Extra repayments
Australian Credit Licence 238273
Interest Rate
Comparison Rate*
Repayment

8.44%

p.a

Variable

8.49%

p.a

$2,804

monthly

Australian Credit Licence 238273
Compare
Premium Plus Package Variable Rate
Real Time Rating™
Investor
20% min deposit
P&I
Offset Account
Australian Credit Licence 238273
Interest Rate
Comparison Rate*
Repayment

6.33%

p.a

Variable

6.67%

p.a

$2,326

monthly

Australian Credit Licence 238273
Compare
Real Deal Home Loan
Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback on loans ≥$250K and LVR ≤80%. Limited time offers extended. T&Cs apply.
Australian Credit Licence 238273
Interest Rate
Comparison Rate*
Repayment

6.04%

p.a

Variable

6.08%

p.a

$2,264

monthly

Australian Credit Licence 238273
Compare
Real Deal Home Loan
Real Time Rating™
Owner Occupied
20% min deposit
Interest Only
Extra repayments

Cashback

$2,000 cashback on loans ≥$250K and LVR ≤80%. T&Cs apply.
Australian Credit Licence 238273
Interest Rate
Comparison Rate*
Repayment

6.14%

p.a

Variable

6.12%

p.a

$1,791

monthly

Australian Credit Licence 238273
Compare
Real Deal Home Loan
Real Time Rating™
Investor
20% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback on loans ≥$250K and LVR ≤80%. T&Cs apply.
Australian Credit Licence 238273
Interest Rate
Comparison Rate*
Repayment

6.24%

p.a

Variable

6.28%

p.a

$2,307

monthly

Australian Credit Licence 238273

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.99%

Total interest payable

$0

Total loan repayments

$0

Contact a mortgage broker

Newcastle Permanent homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

Jackie Austin

NSW, 2060

Customer Representative Number: 432017

View profile

John Fulford

NSW, 2292

Customer Representative Number: 515694

View profile

Jake Newton

NSW, 2302

Customer Representative Number: 543408

View profile

Newcastle Permanent customer service

Home loan customers at Newcastle Permanent can contact customer support by calling the hotline, submitting an online enquiry or face-to-face in any of the branches.

In addition to Newcastle Permanent ATMs, loan customers have access to fee free withdrawals at over 3,000 Westpac Group ATMs Australia wide.

✓     Customer service centre (phone)

✓     Mobile app

✓     Online banking

✓     Email

✓     Branch

How to Apply

Newcastle Permanent provides potential customers with multiple ways of applying for a home loan. This includes calling the bank, filling in an online enquiry form or visiting a branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income.

You will also need to provide documentation when applying for a home loan. This may include:

  • Personal identification material.
  • Proof of income – whether you are self-employed or work for an employer.
  • Information regarding your current debts, liabilities and assets including any personal or car loans.

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.