Newcastle Permanent home loans

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Real Options Home Loan

Real Time Rating™
Investor
5% min deposit
P&I
Extra repayments
Interest Rate

8.44%

p.a

Variable

Comparison Rate*

8.49%

p.a

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Premium Plus Package Variable Rate

Real Time Rating™
Investor
20% min deposit
P&I
Offset Account
Interest Rate

6.33%

p.a

Variable

Comparison Rate*

6.67%

p.a

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Real Deal Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback on loans ≥$250K and LVR ≤80%. Limited time offers extended. T&Cs apply.
Interest Rate

6.04%

p.a

Variable

Comparison Rate*

6.08%

p.a

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Real Deal Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
Interest Only
Extra repayments

Cashback

$2,000 cashback on loans ≥$250K and LVR ≤80%. T&Cs apply.
Interest Rate

6.14%

p.a

Variable

Comparison Rate*

6.12%

p.a

Newcastle Permanent personal loans

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Personal Loan Unsecured

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest Rate

8.99%

p.a

Fixed

Comparison Rate*

10.73%

p.a

Fixed

Newcastle Permanent credit cards

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Value+ Credit Card

Balance transfer
Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$49

Newcastle Permanent savings accounts

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Special Monthly Interest Account

Real Time Rating™
Online banking
Maximum rate

1.25%

p.a

Base rate

1.25%

p.a

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Smart Saver Account (Under 25)

Real Time Rating™
Bonus interest with conditions
Online banking

*Interest is earned when the closing balance on the last day of the month is at least $10 higher than the opening balance and no more than 2 withdrawals have been made.

Maximum rate

5.00%*

p.a

Base rate

Not Applicable

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Smart Saver Account

Real Time Rating™
Bonus interest with conditions
Online banking

*Interest is earned when the closing balance on the last day of the month is at least $150 higher than the opening balance and no more than 2 withdrawals have been made.

Maximum rate

4.50%*

p.a

Base rate

Not Applicable

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Online Savings Account

Real Time Rating™
Intro offer rate
Online banking
Linked account required
Maximum rate

5.00%

p.a

intro 3 months then 1.00%

Base rate

1.00%

p.a

Newcastle Permanent bank accounts

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Everyday Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

0.01%

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Everyday Account (Under 25)

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

0.01%

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Special Monthly Interest Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

2.00%

Newcastle Permanent term deposits

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Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

4.00%

p.a

for 3 months

Min. deposit

$1,000

Next rate increased

4.00%

p.a

for 3 months

Max rate

5.10%

p.a

for 12 months