Qudos Bank

2.79

% p.a

Fixed - 4 years

2.79

% p.a

Lower than average interest rate
No upfront or ongoing fees

Real Time Rating™

3.34

% p.a

Variable

2.87

% p.a

No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

3.24

% p.a

Variable

3.43

% p.a

No upfront fees
100% full offset account
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

3.44

% p.a

Variable

2.95

% p.a

No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Qudos Bank personal loans

10.74

% p.a

Variable

11.79

% p.a

Variable

No ongoing fees
Lower than average application fees
Flexible repayment options
No security required

Real Time Rating™

10.94

% p.a

Variable

11.16

% p.a

Variable

No ongoing fees
Lower than average application fees
Flexible repayment options
No security required

Real Time Rating™

Qudos Bank car loans

6.99

% p.a

Fixed

7.20

% p.a

No ongoing fees
Lower than average application fees
No early exit penalty
Flexible repayment options

Real Time Rating™

6.19

% p.a

Variable

6.40

% p.a

Lower than average rate
No ongoing fees
Lower than average application fees
No early exit penalty

Real Time Rating™

6.19

% p.a

Variable

6.40

% p.a

Lower than average rate
No ongoing fees
Lower than average application fees
No early exit penalty

Real Time Rating™

Qudos Bank credit cards

Purchase Rate

4.99

% p.a

for 5 months then 12.34%

Annual Fee

4.99 p.a. on purchases for 5 months then 12.34 p.a.
4.99% p.a on balance transfers for 5 months and then 12.34% p.a.
Lower than average ongoing purchase rate
No Annual Fee

Purchase Rate

4.99

% p.a

for 5 months then 15.85%

Annual Fee

4.99 p.a. on purchases for 5 months then 15.85 p.a.
4.99% p.a on balance transfers for 5 months and then 15.85% p.a.
Lower than average ongoing purchase rate
No Annual Fee

Purchase Rate

4.99

% p.a

for 5 months then 18.99%

Annual Fee

$249

4.99 p.a. on purchases for 5 months then 18.99 p.a.
4.99% p.a on balance transfers for 5 months and then 18.99% p.a.
Lower than average ongoing purchase rate
Rewards Available through Qantas Frequent Flyer

Qudos Bank savings accounts

0.10

% p.a

0.10

% p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
No ongoing fees

Real Time Rating™

0.50

% p.a

0.50

% p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
No ongoing fees
No minimum balance

Real Time Rating™

0.45

% p.a

0.45

% p.a

Better than average maximum interest rate
No ongoing fees
No minimum balance

Real Time Rating™

0.70%*

% p.a

0.05

% p.a

*Make no withdrawals during the month

Maximum interest rate ranked in the best 20% (conditions may apply)
Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

Qudos Bank bank accounts

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.05%

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay available

Real Time Rating™

Qudos Bank term deposits

Interest rate

0.50

% p.a

for 6 months

Min. deposit

$10,000

Next rate increased

0.65

% p.a

for 12 months

Max rate

0.65

% p.a

for 12 months

Automatic maturity rollover

Real Time Rating™