Qudos Bank

2.19%

p.a Fixed - 3 years

2.68%

p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees

Real Time Rating™

2.69%

p.a Fixed - 4 years

2.79%

p.a

Lower than average interest rate
No upfront or ongoing fees

Real Time Rating™

2.54%

p.a Variable

2.54%

p.a

Lower than average interest rate
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.29%

p.a Fixed - 3 years

2.70%

p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees

Real Time Rating™

Qudos Bank personal loans

10.74%

p.a Variable

11.79%

p.a

No ongoing fees
Flexible repayment options
No security required
Can apply online

Real Time Rating™

10.94%

p.a Variable

11.16%

p.a

No ongoing fees
Flexible repayment options
No security required
Can apply online

Real Time Rating™

Qudos Bank car loans

6.19%

p.a Variable

6.40%

p.a

Lower than average rate
No ongoing fees
No early exit penalty
Flexible repayment options

Real Time Rating™

6.19%

p.a Variable

6.40%

p.a

Lower than average rate
No ongoing fees
No early exit penalty
Flexible repayment options

Real Time Rating™

6.99%

p.a Fixed

7.20%

p.a

No ongoing fees
No early exit penalty
Flexible repayment options
Can apply online

Real Time Rating™

Qudos Bank credit cards

Purchase Rate

4.99%

p.a for 5 months then 18.99%

Annual Fee

$249

4.99 p.a. on purchases for 5 months then 18.99 p.a.
4.99% p.a on balance transfers for 5 months and then 18.99% p.a.
Lower than average ongoing purchase rate
Rewards Available through Qantas Frequent Flyer

Purchase Rate

4.99%

p.a for 5 months then 12.34%

Annual Fee

4.99 p.a. on purchases for 5 months then 12.34 p.a.
4.99% p.a on balance transfers for 5 months and then 12.34% p.a.
Lower than average ongoing purchase rate
No Annual Fee

Purchase Rate

4.99%

p.a for 5 months then 15.85%

Annual Fee

4.99 p.a. on purchases for 5 months then 15.85 p.a.
4.99% p.a on balance transfers for 5 months and then 15.85% p.a.
Lower than average ongoing purchase rate
No Annual Fee

Qudos Bank savings accounts

0.10%

p.a

0.10%

p.a

No ongoing fees

Real Time Rating™

0.90%*

p.a

0.05%

p.a

*Make no withdrawals during the month

Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance
Features on 2021 RateCity Awards

Real Time Rating™

0.50%

p.a

0.50%

p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
Better than average maximum interest rate
No ongoing fees
No minimum balance

Real Time Rating™

0.60%

p.a

0.60%

p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
No ongoing fees
No minimum balance

Real Time Rating™

Qudos Bank bank accounts

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.05%

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay available

Real Time Rating™

Qudos Bank term deposits

Interest rate

0.55%

p.a for 6 months

Min. deposit

$10,000

Next rate increased

Max rate

0.55%

p.a for 3 months

Interest rate variations available based on payment options
Automatic maturity rollover

Real Time Rating™