Qudos Bank home loans

Promoted

Variable Rate Home Loan

Real Time Rating™
Owner Occupied
10% min deposit
Interest Only
Offset Account
Interest Rate

7.74%

p.a

Variable

Comparison Rate*

7.39%

p.a

Promoted

Low Cost Home Loan (Value Package)

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

6.24%

p.a

Variable

Comparison Rate*

6.42%

p.a

Promoted

No Frills Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

6.14%

p.a

Variable

Comparison Rate*

6.14%

p.a

Promoted

No Frills Home Loan

Real Time Rating™
Owner Occupied
30% min deposit
P&I
Extra repayments
Interest Rate

6.04%

p.a

Variable

Comparison Rate*

6.04%

p.a

Qudos Bank personal loans

Promoted

Personal Loan

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

11.24%

p.a

Variable

Comparison Rate*

From

12.29%

p.a

Variable up to 12.29%

Promoted

Unsecured Personal Overdraft

Real Time Rating™
0 to 10 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

11.44%

p.a

Variable

Comparison Rate*

11.66%

p.a

Variable

Qudos Bank car loans

Promoted

Car Loan (Car < 3 Years)

Real Time Rating™
$10k to $150k
0 to 7 years
New or used car
Variable Rate
Interest Rate

7.79%

p.a

Variable

Comparison Rate*

8.00%

p.a

Variable

Promoted

Car Loan (3-5 Years)

Real Time Rating™
$10k to $75k
0 to 7 years
Variable Rate
Secured
Interest Rate

7.79%

p.a

Variable

Comparison Rate*

8.00%

p.a

Variable

Promoted

Qantas Points Car Loan

Real Time Rating™
$15k to $150k
0 to 7 years
New or used car
Fixed Rate
Interest Rate

8.49%

p.a

Fixed

Comparison Rate*

8.70%

p.a

Fixed

Qudos Bank credit cards

Promoted

Visa Platinum Credit Card

Balance transfer
Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

$199

Promoted

Lifestyle

Apple & Google Pay
Balance transfer
No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

Promoted

Lifestyle Plus

Apple & Google Pay
Balance transfer
No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 16.35%

Annual Fee

$0

Qudos Bank savings accounts

Promoted

Retirement Savings Account

Real Time Rating™
Maximum rate

4.05%

p.a

Base rate

4.05%

p.a

Promoted

Qantas Points Saver

Real Time Rating™
App banking
Online banking
Maximum rate

4.25%

p.a

Base rate

4.25%

p.a

Promoted

Qsaver

Real Time Rating™
App banking
Online banking
Maximum rate

4.35%

p.a

Base rate

4.35%

p.a

Promoted

Bonus Saver Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Make no withdrawals during the month

Maximum rate

4.75%*

p.a

Base rate

0.05%

p.a

Qudos Bank bank accounts

Promoted

General Savings Account

Real Time Rating™
App banking
Online banking
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

0.05%

Qudos Bank term deposits

Promoted

Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Interest rate

4.40%

p.a

for 3 months

Min. deposit

$10,000

Next rate increased

4.70%

p.a

for 6 months

Max rate

5.20%

p.a

for 12 months