Companies Qudos Bank in Australia | RateCity

Qudos Bank is one of Australia’s largest mutual banks with over 96,000 members across Australia and branches in Sydney, Melbourne, Brisbane and Perth. Founded in 1959 as Qantas Credit Union, it has been customer-owned for over 60 years. Offering a full range of products including home loans, personal loans, savings accounts and credit cards, customers benefit from competitive rates and low fees.

Qudos Bank home loans

Low Cost Home Loan Package (Owner Occupied) (Principal and Interest) (LVR < 80%)

Real Time Rating™

Advertised Rate

Comparison Rate*

2.88%

Variable

3.31%

No upfront fees
100% full offset account
Extra repayments + redraw services
Free redraw facility

Low Cost Home Loan (Owner Occupied) (Interest Only) (LVR < 80%)

Real Time Rating™

Advertised Rate

Comparison Rate*

3.39%

Variable

3.14%

No upfront or ongoing fees
100% full offset account
Extra repayments + redraw services
Free redraw facility

No Frills Home Loan (Owner Occupied)

Real Time Rating™

Advertised Rate

Comparison Rate*

2.83%

Variable

2.83%

No upfront or ongoing fees
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

No Frills Investment Loan (Interest Only)

Real Time Rating™

Advertised Rate

Comparison Rate*

3.53%

Variable

3.28%

No upfront or ongoing fees
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

Qudos Bank car loans

Car Loan (Car < 3 Years)

Real Time Rating™

Advertised Rate

Comparison Rate*

6.19%

Variable

6.40%

No ongoing fees
No early repayment fees
Can apply online
Suitable for both new or used car

Car Loan (3-5 Years)

Real Time Rating™

Advertised Rate

Comparison Rate*

6.19%

Variable

6.40%

No ongoing fees
No early repayment fees
Can apply online
Suitable for both new or used car

Qantas Points Car Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

7.59%

Fixed

7.80%

No ongoing fees
No early repayment fees
Can apply online
Suitable for both new or used car

Qudos Bank credit cards

Qudos Bank Visa Platinum Credit Card

Purchase Rate

4.99%

for 5 months then 18.99%

Annual Fee

$249

Balance Transfers Available
Free international travel insurance
Free supplementary cards
Concierge

Qudos Bank Lifestyle

Purchase Rate

4.99%

for 5 months then 12.34%

Annual Fee

$0

Balance Transfers Available
No Annual Fee
Free supplementary cards

Qudos Bank Lifestyle Plus

Purchase Rate

4.99%

for 5 months then 15.85%

Annual Fee

$0

Balance Transfers Available
No Annual Fee
Free supplementary cards
Special events

Qudos Bank savings accounts

Retirement Savings Account

Real Time Rating™

0.10%

0.10%

Has no ongoing fees

Qsaver

Real Time Rating™

0.75%

0.75%

Has no ongoing fees
Has no minimum balances

Bonus Saver Account

Real Time Rating™

1.40%*

0.05%

*Make no withdrawals during the month

Has branch access
Has no ongoing fees
Has no minimum balances

Qantas Points Saver

Real Time Rating™

0.50%

0.50%

Has branch access
Has no ongoing fees
Has no minimum balances

Qudos Bank bank accounts

General Savings Account

Real Time Rating™

Account Keeping Fees

$0

Monthly

$0

Over 3,000 Westpac Group ATMs

Maximum Interest rate

Visa

0.75%

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay available

Qudos Bank term deposits

Term Deposit

Real Time Rating™

1.45%

p.a for 6 months

$5,000

Next rate increased

1.45%

p.a for 3 months

Covered by government guarantee